100 months to turn the money situation round

hypno06

Welcome home!!!

The_Dragon

:beer: on the flights, good to see you back

elantan

thanks everyone .... i gave up and went back to bed ... the only reason i am up just now is we are going to see son's house in an hour or so ... and i need a bath ( rather smelly just now) .... so gonna have a cuppa a bath sort myself out and go see son's house then i might tackle a suitcase ... or shore up the tatties ( i know what i would rather be doing lol)

will try and get to the diaries this week ... i have tried to keep up with some whilst away but i missed loads

se999

El just thought when you're budgeting for using the free flights, if it's like using airmiles and loyalty scheme ones you still have to pay the airport taxes which for long haul are quite steep. Looking forward to hearing about your holiday plans.

elantan

Hi all .. Am on my blackberry so please bare with me

Hubby went to the drs today hoping to get a return to work next week .. He was given another months line and his tablets upped again .... So budgets going to be really tight for a good while will need to sit down and work them out

I'm shattered ... I have done nothing but sleep although I did shore up the tatties cut down some jk ... But I allso noticed saw flies have decimated my currants sigh

Not had much chance to look at flights as I am shattered

Normal service will resume soon I hope

elantan

finally i feel awake ... i am still so shattered but i am getting there ....

i have loads to do but no time or energy .... hopefully on my week off i will get it all sorted out and back to normal ...

still havnt had a look at flights or anything ... i was able to use the internet at work before and had planned on doing all my online work this week ... however the internet access has been stopped so i cant do anything at work ... and when i come home i am too kicked in to even think straight

elantan

So I am sitting here trying to do the finances for the month ..... And I am really struggling ... I must be missing something or not looking at it right cause I have never been this short before ....I'm also laughing at myself ... Who on earth am I kidding .... Going on another holiday just because I got free flights and I can't even afford to eat or put diesel in my car

Hubby has had another drop in wages due to his health its to be expected but it makes life that wee bit harder....

I'm thinking I may need to lower payments for a while until hubby is back and we have recovered

I havnt started claiming our insurance for the mortgage yet as I kept thinking he wouldve been back at work before now... And I am concerned about premiums going higher .... But I am starting to think I have no option anymore

se999

Hi El, don't give up on the holiday yet, there's lots of options and you can spend as much or as little on a holiday as you want to.

Sounds like reading the insurance details again would be handy - it's terrible how we pay for insurance policies and then they make it so that you're very wary of claiming in case it costs you more.

Is it worth thinking about looking for a better job for you too sooner rather than later, I think you wanted to wait until September, I know you've a lot on, but maybe it's something to think about.

Anyway, sorry things are so down at the moment, I assume jetlag and shift work aren't helping, take care.

redsquirrel80

Hi El, when do you need to use/ decide to use the flights by? Don't worry too much about it at the moment if there isn't a great rush - get your energy back, get other things sorted, and then think about organising it. At least you know it is there as an option to look forward to a bit further on.

elantan

Thanks squizz and see .... I think I was feeling so scunnered this morning .... Holiday instances, worries of hubbies health, him not working and money .... Coupled with lack of sleep, jetlag and being faced with money worries for the forseeable future just got to me


I slept on it and have made some decisions ..... I will still be asset planting but at 5% till such times as I ... can improve on it .... Minimum payments will be met on debt but no extra will be paid I will up my payments as soon as things settle down again...... So my 100 month plan is still on track but it is gooing to have to meander a while.... I am not going to make any decisions as to flights just yet ... I have 18 months to decide what I am going to do and u never know I may win the lottery before that (would need to do it first)

In other news I havnt brushed my hair for a couple of days .... Being night shift and jet lagged the only strength I have is to eat and sleep ....

I finish in the morning ... I plan on showering doing my hair cleansing toning and moisturizing my face ... But more importantly I will be spending some glory time in my saw fly infested garden... I think my next week off is just what I need right now