Wednesday 23rd Feb - What small DFW things have you done today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:j:j:j

Morning everyone! Where are you all this morning? Very rare for me to start the thread nowadays!

Anyway, motivational bit.......COME ON!!!!!!!!!! LOL

Today I have/will :-

- Check banking
- Keep an eye on ebay stuff
- Snacks and lunch from stores - Pasta I bulk cooked the other night
- HW is off!
- Will set tumble to run over night
- Try not to stress today, going to be another busy one I think
- Netball tonight, will take own water bottle

That's it!
Try and chill out a bit as I have a headache....:(
Jx

determined_new_ms

hey Josie - doing begger all DFW stuff today???? :rotfl:

ceejaydee23

YAY i'm here again.

1. Other half took left over pasta and made a tuna salad with it for his lunch to work today! YAY no stuff for the bin there!

2. We looked through freezer together last night having sweet n sour for dinner tonight, so as I dont need to touch any shops and spend money thats over our budget!

3. MUST NOT put heating back on once gone off at 9am
4. Get Washed clothes on airer.

although not quite DFW but our car is being serviced today comes with a wash n vac thrown in! so saves on my electric for it being cleaned out before we go away on friday (going to stay with mum n dad for weekend, they moved to isle of wight last month- used a 15% discount voucher on ferry crossing prices too)

made some cakes last night to use up the nearly out of date eggs!

WALKED to Dr's and back even though its raining to get my little mans jabs done! I actually enjoyed it too.

determined_new_ms

Hi everyone :wave: isn't wicked how quickly the week is going? I couldn't believe it when I left for work this morning :j Am riding on the back of yesterday's loving work and hoping for more of the same today - I AM UP FOR IT!!! :j

Quickly (as I'm trying not to spend so much of my time on the ole tinternet ) today:

• read martin's email (last night around 12.30)
• [STRIKE]got up half an hour early so i could go to Mr T on the way to work and grab the babywipes on offer[/STRIKE] - but they didn't have then in our one
• [STRIKE]charge phone at work[/STRIKE]
• [STRIKE]porridge for brekkie in the office cupboard[/STRIKE] - free to me :T
• [STRIKE]lovely salad I made last night for lunch today & fruit for snacks only & 2 ltrs of free water[/STRIKE] I did eat the fruit, salad & drink lots of water but I ate a packet of niknaks at 2.30ish
• more looking into finding free Learn Portuguese resources after work
• gym after work with oh oh not going as going to watch football, am going to have some soup for tea as he's not around, relax a little bit more then go about 8
• [STRIKE]dinner from stores[/STRIKE]
• [STRIKE]take home tupperware so I can freeze more portions of spicy tomato soup [/STRIKE](made last night to use up the tin of toms ds had opened and not used while we were away )
• call dd using free mins to arrange meeting on Sunday
• use free mins tonight to call friend in london to arrange going to another friends birthday party as a surprise on Friday
• [STRIKE]email another friend to see if she wants to go halves on the bodyshop offer as per email for a friend's birthday [/STRIKE]
• purchased Bodyshop voucer for said friend
• pennies from purse into piggy bank

am a little disappointed in myself as a temp member of staff for the other team was in who's really cool and I spent the afternoon chatting with him & wasting my time...
ok that'll do me I better get myself into work mode. Happy Wednesday peeps :A

josiebabie

LOL @ determined, I'm always nervous about double starting the thread so I start it first then go back to it.

pixiechick99

Thanks for getting us going Josie!!
Arghhh DNMS for the first time I'm not wishing the week away and willing the weekend to appear:rotfl: I'm on my half term so loving every single day:T I also have loads to do, so the more days that whizz past without me doing any work means less time for me!!

So, up early (considering its hols) for me - off to hairdresser in an hour...still don't know what I'm asking for...do I go for full fringe? Later on I'm taking dd2 and her pal to the cinema, I'll wander round the shops while they're there.

Ok, list:

• check banking
• check onepoll
• text for cinema 2 for 1 code
• buy sweets and drinks in Asda beforehand
• return 2 tops to Next
• small list of groceries to buy in Asda
• Mcds dinner for the girls...not sure about eldest and I...chippy maybe
• read Martin's email
• more essay work...made a small start last night
• Get more excited about my iphone coming...:rotfl:
• Hoover downstairs
• check ebay listings - few ending tonight
• sort girls old ipods to list on ebay
• heating off/low

Ok, that'll do me for now - have a great day all:T

starnac

good morning all. i keep promising myself i will get back in the habit of posting here every day and never do. i must admit i am wishing this week away as it's payday on monday and it cant come fast enough

anyway today i must

sort spare room
ebay listings
[STRIKE]move money for shopping[/STRIKE]
[STRIKE]check banks[/STRIKE]
file ALL paperwork
put dinner in slow cooker before going out

that'll do for now. happy wednesday everyone

Miss_Piggy_2

Good morning

Another one here who should post more often than she does
Few things happened lately which have meant our belts are being tightened even more.

So todays efforts are:

* Heating off
* Washing at 30'c
* Airer drying
* LSD - just need some milk
* Try and drive economically - bit of running round to do today
* Do any one-poll surveys that come through
* Investigate other survey sites (any recommendations???)
* Try and do some comps!

Miss P
xx

Rock_Cakes

Morning :wave:

Feeling a bit sniffy and had a horrible nights sleep. But not feeling too bad at the mo, fingers crossed I will last the whole day.

Today I will:
[STRIKE]Walk to work[/STRIKE] - realised that I need to make 6 trips on the bus to make my weekly ticket worthwhile.
Check bank balances
Check surveys
Post Ebay parcels
Lunch of homemade soup and bread
Read Martin's email
Walk home instead of going to gym
Declutter

Realised it's hump day. Though this is not good as it means I have almost have had half my time with my DH at home.

Have a great day everyone
xx

PurpleFairy26

Morning All :j Sorry to those of you on half term who aren't wishing the week away, I am as I'm off on hols on Saturday :j So I must get my butt in gear! List for today:

Bread in BM
Continue to use left overs from fridge for lunch and tea so as not to throw anything away before we go on sat
Working from home today, so must get a wriggle on as I want to nip out in my 'lunch hour':rotfl: (as if I've ever had one of those!)
Get euros from te$co
Pop to Mackr0 for some store cupboard bits
washing on, dry naturally
sort stuff to take later, will be travelling light as washer and dryer there. Will take some washing tabs so I'll come back with no dirty washing. Using their leccy.:money:
Print BT bill so DH company can reimburse
Move money around from various accounts so that all bills are covered as we are away over the 1st

Think that's it folks, have a great hump day everyone :T

Karb

Morning everyone. Working away for the next couple of days so will get my meals paid for, and will take advantage of the free tea, coffee and toiletries in the hotel. I'm not actually sure how money saving me being away tho, as I'm sure that OH and kids spend more than they need to if I'm not there to keep an eye on the purse strings. I bet they have the heating on longer than necessary too!

Today I have/will
Take advantage of the hotel gym
Check online banking
Read Martin's e-mail
Get as much stuff as I can on my lunch allowance as possible, and eat as little as possible so I can take the rest back for the kids when I'm back home on Friday. I'll get it from Tesco too so I can earn clubcard points
Charge my phone on the train
Use a voucher for a free pint of lager at the Pitcher and Piano
Aim for a NSTICCOED (no spend that I can't claim on expenses day)