How much do you live on per month?

Lucy1010

beachie wrote: »

I buy 2 bags of apples normally for £2 a week, which gives me 2 apples a day. I also buy the massive bags of value carrots, potatoes and onions and in the fridge they can easily last a month, if not longer.

1 litre of fruit juice for £4? :eek: For 6 you mean?

My potatoes last ages in the fridge, seriously like more than a couple of months and they still look and taste as fresh the day I bought them. Carrots stored in the fridge last a good while too.

beachie

Lucy1010 wrote: »

My potatoes last ages in the fridge, seriously like more than a couple of months and they still look and taste as fresh the day I bought them. Carrots stored in the fridge last a good while too.

In fact I just had some carrots and they tasted lovely. Best before date on them is 28th March!

Lucy1010

beachie wrote: »

In fact I just had some carrots and they tasted lovely. Best before date on them is 28th March!

You need to get back to us on the car loan thing... read a couple of posts above, I wrote a response

beachie

Lucy1010 wrote: »

Beachie!

I love when that happens, you think of someone you haven't heard from in a while and then they pop up! Woohoo

It is soooo good to hear you are in relationship! Check you! Glad things are going great, I just need to find me a nice man... where do I buy one of those? On a budget of course

How much is your car loan, the interest rate and the duration? I ask because Virgin are doing such a good deal on the 18 month 0% thing and if you could be sure to clear it in that time you would be better off but only if it's worth the transfer fee?

Thank you. Hopefully things will go well. Sorry Lucy that I am now taken, you will have to find someone else :rotfl:

Car loan is for £2700 running at £193 a month at 12%!. In July I should get a bonus, so once I get this I think I will put that, and some credit card debt to paying it off.

That would leave me with 2700 - 193 (June) - 193 (July) - £865 bonus = £1449

Take off the interest which would be around £100 would give me payments of around £75 a month on direct debt. This allows the other £125 for other debt.

Sequeena

Once everything is paid we have around £200 a month. Sometimes it's more, sometimes it's less

Lucy1010

beachie wrote: »

Thank you. Hopefully things will go well. Sorry Lucy that I am now taken, you will have to find someone else :rotfl:

Car loan is for £2700 running at £193 a month at 12%!. In July I should get a bonus, so once I get this I think I will put that, and some credit card debt to paying it off.

That would leave me with 2700 - 193 (June) - 193 (July) - £865 bonus = £1449

Take off the interest which would be around £100 would give me payments of around £75 a month on direct debt. This allows the other £125 for other debt.

I'm a bit lost... how long is the term of the loan? I am no expert by the way, just wondering whether it is more cost effective to transfer the debt to a 0% cc for 18 months

LyndaKelly_2

After I pay everything I'm in minus figures for food........so the answer is zero. I live on porridge or sardines on toast. I've worked all my life and living like this makes me just so pleased I have....NOT !!

Lynda~:mad:

beachie

Lucy1010 wrote: »

I'm a bit lost... how long is the term of the loan? I am no expert by the way, just wondering whether it is more cost effective to transfer the debt to a 0% cc for 18 months

Sorry, probably not explaining it well.

It would save money to move it to the card though as it would save money - around £50 or so, plus interest saved on overpaying my mortgage.

Lucy1010

LyndaKelly wrote: »

After I pay everything I'm in minus figures for food........so the answer is zero. I live on porridge or sardines on toast. I've worked all my life and living like this makes me just so pleased I have....NOT !!

Lynda~:mad:

You live on porridge and sardines on toast?

This is what angers me, there are people out there sat on their lazy backsides (through choice) living on generous benefits handed by the the government. These people have their rent, council tax and God knows what else paid for them and can still afford a big weekly shop in Tesco.... HOW?!

ani_26

Hi there everybody :hello:

I've tried that tack, this week. The upshot being i MAY be elligible for some working tax credit, but i'm inelligible for housing benefit and council tax, on a minor technicality, which puts me right back to square one, on the housing and rent front. Will just have to work, work, work and work even harder, and then some. It IS very annoying. I don't know how some people do it? How do you get money from the benefits pot? Answers on a postcard please.