How much do you live on per month?

Souk08

Hi iwantahome,

My bills are:
Rent £525 (I know this is high but I live in the city centre and love it)
Council Tax/Water £100
Electric £44
Tv Licence: £12
Phone/Internet: £18
Contents Insurance: £5.45


The rest of my outgoings are debt and savings so that's all the house related stuff.

Souk X

Aesop

mildredalien wrote: »

Aosop - I have SOME food in the house - a few staples like rice and tinned toms, and a bunch of stuff I bought from costco yesterday. Not sure how long it will all last me though, I seem to go through food at a rate of knots even when I try and manage my spending!! I guess that's what, £30 a week which should be more than enough to top off what I already have.

try OldStyle board for great ideas on how to make cheap but filling meals, on a very small budget

mildredalien

Thanks Aesop, I've had a gander over there, loads of useful info!!

iwantahome:

My rent is currently only £290 incl council tax/water/gas/electric. It's very cheap despite being close to the city centre, but I do houseshare which is.... interesting! I also went from a LT relationship but couldn't hack living back with my parents for more than a few months :rotfl:.

If i wanted a flat by myself I'd probably be looking at around £450 rent and other bills similar to Souk (~£200/m). If you are saving for a deposit then I suppose it depends how much mortgage you are able to obtain/afford - this might be higher than rent would be. You'd also have buildings insurance as well as contents, and I'd imagine an 'oh !!!!' fund wouldn't go amiss for household emergencies! It should still come in at under £1000/month for the major bills though.

ani_26

jaffacakegal wrote: »

to the cat idea! I already had the same idea, I'm just making my house cat friendly first, bit of a building site in places! Only thing putting me off is the added expense of keeping a pet, though I suppose it is cheaper than a man :rotfl:

I think that's why I am not actively searching anyone, u can't really trust anyone or rely on anyone but yourself!

God I'm a misery ain't I?!

JGC x

Maybe people find it difficult to accept that some people can't really trust anyone or rely on anyone, but themselves.


From another misery guts

ani_26

tomtombeanie wrote: »

hi lucy! been reading through from the start & have just caught up. i have really enjoyed reading everyone's posts so far...

for what it's worth, i also thought you were a bit younger & that ani was a guy!

Who knows whether ani is a guy or a gal? My name has nothing to do with my sexuality :rotfl:

clippy_girl

iwantahome mine is about £800 for mortgage, mppi, council tax, water, elec, gas and tv licence.

beachie

Yes, I can recommend having a cat. Always nice to come home to and have a cuddle with.

I have been talking to someone from work and at the moment it seems to be going quite well. She works in a different team but we meet for coffee and a chat today which was nice so here is hoping.

:T

iwantahome

ooh good, those figures are promising.

I think my mortgage will be quite high as I want to live in a nicer area and so will have to take a hit with the cost of the property. I want to feel safe living on my own and being out near my home in the dark etc.

I moved in with my parents with huge debts and although it was a very hard and depressing thing to do, I am glad now that I was lazy and did not go straight out and rent somewhere as it enabled me to get rid of debts and start again from scratch. I still debate with myself now about the pros and cons of rent vs buy, but cannot make my mind up fully, so am sitting on my decision while the deposit/**** fund is started. I have already planned to save extra for furniture/mishaps/loss of job etc regardless of the rent/buy decision.

At the time I didn't think i'd ever feel like this but now i'm glad that I've cleared my debt without living on my own as it speeded up the whole process and means I'll be able to have a life after bills. Although I have been extremely difficult to live/work with because of the upheaval.

One thing I have considered is saving a deposit and leaving it in the bank while renting for a bit and adjust to living solo before deciding on type/size of property etc. At the moment this is where my brain is heading. :cool:

Lucy1010

Good evening you lovely people....

Ummm.... just one thing... I am allergic to cats... I really want one and I have tried to be around them but this usually means calling an ambulance for oxygen, I am seriously allergic. I went to the doctor for treatment but all he could suggest was to "stay away from animals"

Rubbish!

Anyway it's all good... I love love all your responses and I am embracing singleton life with a new attitude and as some of the single girls say, it's nice having your own place to yourself!

Beachie, oooh are you going to ask her out?

Ani... to me you will always be a guy

Thanks to new and regular posters, I love love love this topic!! You are all great Keep talking, keep sharing, if it wasn't for some of you I would have never stepped in Aldi... just remember that! xx

mildredalien

iwantahome wrote: »

ooh good, those figures are promising.

I moved in with my parents with huge debts and although it was a very hard and depressing thing to do, I am glad now that I was lazy and did not go straight out and rent somewhere as it enabled me to get rid of debts and start again from scratch. I still debate with myself now about the pros and cons of rent vs buy, but cannot make my mind up fully, so am sitting on my decision while the deposit/**** fund is started. I have already planned to save extra for furniture/mishaps/loss of job etc regardless of the rent/buy decision.

At the time I didn't think i'd ever feel like this but now i'm glad that I've cleared my debt without living on my own as it speeded up the whole process and means I'll be able to have a life after bills. Although I have been extremely difficult to live/work with because of the upheaval.

My OH was in the same position as you and has just cleared his last debt Good feeling huh?? It's not about being lazy, sometimes you have to take that hit to move forwards. If i'd been in his position I probably would have had no choice but to do the same! Fortunately for me my debts at least have been manageable. Unfortunately for OH, his credit rating isn't QUITE up to getting a mortgage yet :rotfl:

It's motivating to know that you CAN live on a fairly frugal amount if you need to, so anything over that is a bonus! My £60 is still safely tucked away in my purse, I'm living off the costco shop at the moment

Lucy - how about a fish? :P