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All the small things - tell me what you have done to be MF today
Comments
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Yesterday I did:
2 MS - one they called and I was actually driving past the shop so easy to do that one
Had a NSD unheard of for me (well what I spent was on expenses
Today:
Taking advantage of a Groupon offer for something I would have done anyway in prep for my holiday
Dinner from Stores with purple brocoli from garden
Of not so good stuff
Thinking of having the garden done up a bit e.g new paving and larger patio
Also would like new chest of draws in bedroom saw some while MS.
I will resist I will resist I will resistSave £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
cha97michelle wrote: »I definitely need to start using some up rather than keep stockpiling. There is a lot of money tied up there, so i should make the most of it in the next few months. I am pretty sure i have an obsession.
I know what you mean, I can't even shut the freezer and yet, I found a reduced duck yesterday and had to buy it despite already having some!!! May need to do a grocery challenge soon...0 -
It's not really happening for me at the moment...
Yesterday:
* Did weekly shop and spent far more than anticipated (including duck...)
* Used a voucher for a meal out bit the car parking was nearly as much as the food???
* Charged phones at work
* TAB/ Tiki/ Sun
* Breakfast & lunch from home
* Treated myself to a cake stand (reduced in Homebase £5.99 - found out you cant pay with Nectar points there unless it's over £10) as my 9th month 'well done for giving up smoking' present...
Today:
* Attempted NSD but didnt last long as I realised I needed some chicken for tonight's dinner...
* Charging phones at work
* Printed a few things I needed from work
* Will do Tiki/ TAB/ Sun tonight
* Breakfast & lunch from home
Must do better tomorrow!!! Must have a NSD...0 -
Congratulations on giving up the smokes catseyes...you must be saving a fortune.
OH's parents spend £150 per week on cigarettes between them :eek:...and then they wonder why they have no money :rotfl::rotfl:
Today i have............- Filled in form from rates office to receive 15% discount in buy to let property...should save about £100 per year. (This is called council tax in england i think)
- Made a big bowl of tuna sweetcorn and mayonnaise last night for lunches when i really couldnt have been bothered. I was so tempted to give OH money to get something...but martins face kept flashing in front of me :rotfl::rotfl:
- Received credit card bill and i have earned over £7.00 in cashback this month
- Bought a groupon voucher for hairdressers for £20..this is for highlights and wash, cut and blowdry. My usual hairdresser charges £55 for this, so i have saved £35
- Stocked up in family size pies in my local shop for £1.99 each...i half these and they do two dinners...working out at a £1 for each meal
- Will be using up some partly baked baguettes for tonights dinner as they are about to go out of date...think i will fill them with bacon and onion and melt cheese over the top
Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000 -
To be honest with you, I dont think it has allowed me to save more money, I seem to spend more on food, alcohol and have developed a 3 packs a day polo addiction lol!
But I'm pretty sure that once I get myself off the polos and the booze, the mortgage will be paid off within a month or 2... :rotfl::rotfl::rotfl:0 -
wantabetterlife wrote: »Congratulations on giving up the smokes catseyes...you must be saving a fortune.
OH's parents spend £150 per week on cigarettes between them :eek:...and then they wonder why they have no money :rotfl::rotfl:
Its not just the cost of the cigs - its the cost of having to redecorate more often to get rid of the tar. Yuk Yuk Yuk. I try not to judge cause I've never smoked so I don't really appreciate how hard it must be to give up (I have other vices*) but I just don't get spending that much money on FAGS!!! £75 a week each - it beggars belief!
* Chocolate. I think about it ALLLLL the time. Even if I allow myself some I want more. I have more and I want even more. And so on. It never stops. If I could take a pill to make me feel ill at the sight of chocolate I would0 -
curlygirl1971 wrote: »* Chocolate. I think about it ALLLLL the time. Even if I allow myself some I want more. I have more and I want even more. And so on. It never stops.
Exactly the same with fags for me!!! Even 9 months on...:o0 -
Catseyes777 wrote: »Exactly the same with fags for me!!! Even 9 months on...:o
Then I think you're amazing - A HUGE WELL DONE0 -
Thank you so much
What is difficult is that people consider you a non smoker at this stage but I will admit I still follow people in the street for a bit of passive smoking... very MSE!!! :A0 -
Today I have:
* Made my second overpayment!
* Changed gas & electric supplier (hopefully £150 saving per annum)
* Brought breakfast and lunch from home (plus DH pack up)
* Charged phone at work
* Dinner will be from stores
* 50p in penguin potMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0
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