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All the small things - tell me what you have done to be MF today
Comments
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Ive turned the heating off! Not touching it until november lol. Also im going to switch my bank account later to santander (i know i know! £100 too good to turn down). Might fix the bike ready for when the clocks change so i can cycle to work.2010 Mortgage OP total £8752011 Mortgage OP total £19850
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It would need to be more than £100 to tempt me Giraff. Have you read some of the horror stories on the budgeting & banking board ?0
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Santander have been great for me. I've been with them a year and no problems whatsoever. I got the £100 payout quite soon too. Think there's horror stories whatever bank you choose tbh. I'm going to go with FD when I've applied for the next mortgage
Mummalove - Thank you. I got my £3 referral fee credited to Funky pigeon. I'll choose something again later now!
So far...
• Pegged washing out
• 1 x NVL through TCB 73p survey
• HM Tandorri chicken and HM apple crumble made with store cupboard suppliesI can't be bothered updating this anymore0 -
Yeah ive read the horror stories but im goin into the branch to
Switch which seems to cause less problems. And it 5% on balances which aint bad.2010 Mortgage OP total £8752011 Mortgage OP total £19850 -
Hi
* 50p in penguin pot making £42 of £50 target
* Lunch brought from home
* Shopping list to be made
* Mealplan to be confirmed for next week
A
xMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
HI all, Hope you dont mind but i would love to join in with this, here's what i have done today so far,
* rang pampers ccl and told them about some nappies i had that were stuck on the heat seal, she's sending me a £10 good will gesture
*have rejoined this website
*have made our first OP this month of £50
*have listed a few bits on Ebay
*also have counted whats in our famous Mortgage Piggy and he has nearly £50 already
Nice to meet you all and any advice etc would be great,
have a great day
xI am now a MFW and it feels good
We now have a new addition to our family the famous Mortgage Pig
MFW#64 OP so far £500 -
* Dinner at Mum's Monday and ate out of Freezer Tues, Weds and tonight
* Caught up on favourite progs on iplayer on work-charged-laptop
* Checked Halifax Clarity Card balance - at £303 so stopped spending on that now I've earned the next reward and switched my spending to a points earning Credit Card until next statement period
*MPG OCD
* Bought a book for Mothers Day using an old giftcard that was still in date
* Used the 50% off code for the Body Shop (SPRING50) and got a total of 60% off with loyalty card and also earned 12% cashback which has tracked - spent A LOT but saved even more and now have stock of foundation and moisturiser for ages. I didn't buy any 'Treats'. Oh and I paid for it on Tesco Credit Card - so clubcard points earned too
* Free Lunch at work
* Charged Mobile at work
* Showering this week (Which I HATE) rather than bathing to save putting the gas on
* Sorted out 2 bags of stuff for Charity Shop - not exactly MFW but that and the programme of spring cleaning I'm doing makes me feel more saintly :A
* Found out am getting a little bonus from work - worked out how much I could use as an OP on 1st and how much needed to go into Instant savings to boost flagging balance0 -
More from me :
*OH reached £40 on onepoll ! :j
* referred again on funky pigeon and got another free £3 and used 50% off code and "bought" 2x £2.99 b/day cards -I op'd the original amount of the cards £5.98 as I would have bought them anyway.I've not spent any money on any cards yet from here! brill! soooo if anyone wants a referral
*Tol - now 8k off 80k payout
* Forgot to give DH the works collection money that I also forgot 2 days ago! :rotfl: see I AM stringing this one out!
* NSD - only because DH "forgot" about that money!I can't be bothered updating this anymore0 -
Curly girl! What a day and what savings. Really encouraging to see how well you've done
I've had another no spend day - yippee.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Am sooo tired
. Today we have:
* had our remortgage go through, instantly saving £200pm in interest
* called old mortgage company immediately and confirmed over £1100 to come back to us in next 10 days
* worked hard at work
* charged phone at work
* sorted through DD's toys and have some to sell (most are for charity shop though). Most importantly her room is tidy and clean again.
* hm soup for lunch, although not sure what's happening for dinner and I want chips!
* have mr t delivery about to come (have family tomorrow and need to be ready to entertain). Decided to tick the deliver with no bags option to earn a few extra points - although we have ordered £68 worth, may regret that decision :rotfl:!
* er, that's it!Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200
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