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All the small things - tell me what you have done to be MF today
Comments
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-No spend day today-frozen home made soup for lunch and walked to work
-cheap weekend-shopped in aldi rather than tesco-trying to make this a habit as seems to save about a third
-Been cooking more than needed and freezing extra (batch cooking?) for meals ive started from scratch-so far made a chilli and veggie lasagne
-filled in and sent off form to transfer money fromlast years isa to this yearsso should get better rate on that
-Sgigned up to free netflix month-hoping it will keep me amused during first coujple of weeks of maternity leave-just have to remember to cancel if not using it enough xCredit cards: April 2009-£1800, 1 March 2010-£0 :j
Car: June 2009-£500, March 2010-£200 September 2010-£0
Mortgage-October 2009-£134, 290.64. February 2010=£133,854. January 2011-£131, 718.740 -
Today
- NSD
- received £5 JL voucher for signing up for Wh1ch? Promptly cancelled the subscription too :-)
- Fleabay takings of £11
- Another round of codes for free lunch at Delice de Fr@nce and Upper Crust received from O2
Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
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NSD! First in some time, which is great
We're working our way through the freezer, so it's been veg this week. Hope to get through the week with more NSD until friday at the earliest, so cheap evenings ahead...
Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
- Another NSD today. I was very tempted to buy some plants from T&M as I have a £5 off code expiring next week. Have staved off that for the time being though.
- Redeemed £5 from C01nks
- Received £2 GC from a new Am@z0n seller for posting a good review.
Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
0 - Another NSD today. I was very tempted to buy some plants from T&M as I have a £5 off code expiring next week. Have staved off that for the time being though.
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so far this week I've had 2 NSD's
I've taken my own lunch to work and a bottle of juice so I don't need to buy a coffee (only 21p but every little helps)
eaten out of the freezer and done a meal plan to help use up my stores before I defrost the freezer and restock
almost at payout on VO and will redeem for Tesco voucher to help with the restocking
doesn't seem much when I write it down but it does feel like I'm slowly getting thereDebt free, aim to be MF by 50 (Sept 2026)
No more buying books...Read 33/40 Bought too many!EVERY PENNY'S A PRISONERTake lunch to work #600 -
Today I :
Used last bits of some salad stuff to make lunch for work tomorrow.
Tea from freezer, sausage casserole
Cheap top up shop from Aldi
Petrol from Sainsburys, cashing in Nectar points for a £5 Amazon voucher
£5 Amazon from Swagbucks requested
Got a 25pt Superpoints referal if anyone's thinking of joining - http://superpoints.com/bonus/ymoemf#39 - Save £12k in 20250 -
Today
- Got Ovivo SIM for DS2, so no more paying for his mobile bills provided the usage is limited to the monthly allowances - broke my 2-day NSD run though :-(
- £70 from VO for taking part in a week-long survey
Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
0 - Got Ovivo SIM for DS2, so no more paying for his mobile bills provided the usage is limited to the monthly allowances - broke my 2-day NSD run though :-(
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Great VO result US - well done!
This weekend so far:
* used a MR T petrol coupon
* drove at 60 on the motorway on the way back from a trip out, to save some petrol
* asked for a glass of tap water when I ate out today, to keep the costs down of my treat lunch out.
* scanned my shopping (need to go and finish scanning!:o)
* got screened out on my VO and IPS0S surveys
* had a quick toloony survey sessionDebt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
Are we all getting put off moneysaving by the summer sun?
Today I had an NSD and I ate food from my desk drawer for lunch.
I've used a MrT and MrM petrol coupon recently.
Last night I resisted takeaway and cooked food at homeDebt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
I really fancied a bar of chocolate from the machine at work, but no money means no chocolate
Bargainous shopping last night and I made a fruit smoothy for us all, which worked out at 8p per glass :beer:
I have gone round the house yanking kids phone chargers out of the sockets
Tilly2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0
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