Alliance & Leicester (merged)

nappy

MimiJane wrote: »

You'd know if they'd been asked to send anything in Nappy. Not known this before (directions keep changing as time goes on), so can't really advise. I agree, would have thought just their defence is taken into consideration. Hopefully the judge has already made up his mind in your favour ... very probable as they must all be getting totally up with bank charge claims.

Thanks,
Although am bit concerned now, i just hope that i havent missed anything, knowing me i have,
do you remember when i said i rang and spoke with my solicitor last week, she didnt know anything about the court date, which makes me wonder well did the court send anything, but i put my size 10 in by ringing her and informing her of the court date!!!
I did think by reading on the forum that directions are given in the court letter of what both claimant and solicitor are to do,
am in work tonight, do you think i should ring anyone tomorrow, ie the court or the solicitor, or just wait and see what happens, i do have until the 19th july, thanks mimi,
nappy

MimiJane

nappy wrote: »

Thanks,
Although am bit concerned now, i just hope that i havent missed anything, knowing me i have,
do you remember when i said i rang and spoke with my solicitor last week, she didnt know anything about the court date, which makes me wonder well did the court send anything, but i put my size 10 in by ringing her and informing her of the court date!!!
I did think by reading on the forum that directions are given in the court letter of what both claimant and solicitor are to do,
am in work tonight, do you think i should ring anyone tomorrow, ie the court or the solicitor, or just wait and see what happens, i do have until the 19th july, thanks mimi,
nappy

I noticed that a few times lately, it's just the claimant being asked to submit something ... I would think this is good news

Personally, I can't see the point in ringing anyone right now ... you don't want to look as if you're panicking.

linzi1uk

nappy wrote: »

am not to sure about that hun, im currently waiting to attend court, i also received 2 offers, i sent the 1st cheque back, but the second offer wasnt a cheque just a letter which ive replied back saying that i will accept but only as a part payment! did you reply back to wragge saying that you would accept but only as apart payment!!!
Nappy

hi, yes i did send them a letter saying I accepted as part payment, and that is the letter i got back

nappy

linzi1uk wrote: »

hi, yes i did send them a letter saying I accepted as part payment, and that is the letter i got back

Well i think that you are ok then as long as you stated that it was for part payment only, i know thats what lots of others have done they have just accepted the 1st offer as part payment, am not sure if others have cashed the cheque or not though!! I made the mistake of refusing it point blank when i should have said, yes will accept but only as part payment!! Did you keep copy of letter that you sent back to the solicitors, if so , maybe give the court a ring, did you say it has gone as far as that or not yet,
just ring the court and explain!!
Sorry if this doesnt help you,
Nappy,
Let me know how you get on

MimiJane

linzi1uk wrote: »

hi, yes i did send them a letter saying I accepted as part payment, and that is the letter i got back

As far as I'm aware, if you've actuallly started court proceedings, you either have to accept what they offer, or refuse it and send it back. I don't think you can take it as "partial payment" as it would invalidate your claim as the amount claimed for would not now be correct. This is what I've read on a few posts.

I'd ring the court and see if there's anything you can do .. hopefully it's not too late to change things.

Let us know how you get on.

nappy

MimiJane wrote: »

I noticed that a few times lately, it's just the claimant being asked to submit something ... I would think this is good news

Personally, I can't see the point in ringing anyone right now ... you don't want to look as if you're panicking.

Thanks mimi,
Will not ring anyone, lets just wait and see, as ive done everything am prepared for my date, so will keep you posted,
Nappy

MimiJane

nappy wrote: »

Thanks mimi,
Will not ring anyone, lets just wait and see, as ive done everything am prepared for my date, so will keep you posted,
Nappy

Good luck Nappy People are generally been advised not to ring the solicitors as there's no record of the conversation. Best to have everything in writing, then there's no wriggling out of anything.

Keep us posted ...

scottjack

Hi all,

Just a quick one as I've looked through the Alliance and Leicester thread and it's not been answered in there (after a previous poster has posted the same question).

I've sent off one letter to A + L with a response of them saying their charges are lawful, so sent a second letter advising them i would take them to court and I have received a letter back...

We are currently looking into the issue you have raised and will let you have our response as soon as possible.

The enclosed Complaints procedure leaflet says that I have to wait up to 28 days for a response but that they may need more time, up to 56 days.

Is it possible to stick to my own deadline and begin the MCOL procedure as I feel they are using delaying tactics?

Thanks

Stephen_Leak

scottjack wrote: »

Hi all,

Just a quick one as I've looked through the Alliance and Leicester thread and it's not been answered in there (after a previous poster has posted the same question).

I've sent off one letter to A + L with a response of them saying their charges are lawful, so sent a second letter advising them i would take them to court and I have received a letter back...



The enclosed Complaints procedure leaflet says that I have to wait up to 28 days for a response but that they may need more time, up to 56 days.

Is it possible to stick to my own deadline and begin the MCOL procedure as I feel they are using delaying tactics?

Thanks

The letters saying that they are investigating and will reply within 8 weeks are little more than acknowledgements of receipt and attempts to make you give up and go away. The 8 weeks only applies if you refer your claim to the Financial Ombudsman because you haven’t received a reply.

If you've threatened to start court proceedings, given them 14 days to reply and have not received an acceptable reply by your deadline, then start court proceedings on Money Claim Online.

Please read the Reclaim Bank Charges Help thread before you do, though.

scottjack

Just what I was after.

Cheers for your help.