Alliance & Leicester (merged)

Kurt_Hamster

SandyC wrote: »

How can they submit a defence containing the phrase 'without prejudice' if anything containing that phrase cannot be presented in court and only referred to?

It depends on the context it is used in. In this instance they are using it as a replacement for "we're not liable, but we're just talking hypothetically".

For a letter to be considered as as being without prejudice, it has to have a big block letter "WITHOUT PREJUDICE" at the top of the letter.

Kurt_Hamster

SandyC wrote: »

So should I now be asking for a copy of their defence as submitted to the court? Or should I just play it along and see if they have actually included that phrase in their defence and if it differs to the copy I was sent, it would surely show their incompetence?

The court should have sent you a copy. It's not obligatory (but it is considered to be courteous) for the other side to send you a copy of their defence.

SandyC_3

Thank you Kurt.....appreciate the explanation.

mercurystar999

Has anyone ever called and asked for the money back? I requested all my statements and now realise its only £200. I may give them a call and just be polite and ask for it back?

Stephen_Leak

mercurystar999 wrote: »

Has anyone ever called and asked for the money back? I requested all my statements and now realise its only £200. I may give them a call and just be polite and ask for it back?

Try it, by all means. You never know your luck.

mercurystar999 wrote: »

Luca Brasi, held a gun to his head, and my father assured him, that either his brain or his signature would be on the contract.

Duress. The contract would not be lawful and therefore not enforcable.

plasticgirl

just want to say thanks for the great info and support network, im new here and feel loads better for your support, A&L here i come!!!!

MimiJane

plasticgirl wrote: »

just want to say thanks for the great info and support network, im new here and feel loads better for your support, A&L here i come!!!!

Go for it ... they may not be the quickest bank to repay bank charges, but I'm sure we'll all get there in the end.:rolleyes:

MimiJane

mercurystar999 wrote: »

Has anyone ever called and asked for the money back? I requested all my statements and now realise its only £200. I may give them a call and just be polite and ask for it back?

I'd love to know what they say to you.:rolleyes: I've read of people having success with this when 'phoning other banks, but A&L are particularly nasty and stubborn. Please let us know what happens and you never know your luck as it's a comparatively small amount and they do pay out fairly quickly for amounts under £500.

SandyC_3

Do we have any results of the court dates for around 24th/28th May? They were quoted earlier on in this thread but I havent found any results posted.Anyone know of any at all?

MimiJane

SandyC wrote: »

Do we have any results of the court dates for around 24th/28th May? They were quoted earlier on in this thread but I havent found any results posted.Anyone know of any at all?

There were 2 due around this time in Northern Ireland, but they've been delayed 'until next month I believe ... these are probably the ones you're thinking of. I'm sure we'd have heard if anyone has already been to/approached going to court.

Someone who posts on the CAG forum has a preliminary hearing tomorrow ... it'll be interesting to hear if Wragge actually turn up or send a letter to the court.