In Debt/Have No Money

Tombo

geofferino wrote: »

First result for 'triond reviews' on google:

http://www.associatedcontent.com/article/292996/review_of_writing_site_triondcom_.html

Not good! Doesn't look like there's any real money to be made.

Thanks, I have spoken to someone who uses the site and they said that it took them a few months to start earning and it does take hard work and determination to start earning but I do enjoy writing so it will be worth it in the end.

geofferino wrote: »

Why don't you all stop discussing the definition of 'leisure time' and picking over the finer details of Tombo's post and offer some constructive advice. One of the most soul-destroying things when I hit rock bottom was people always asking me to come along with them for nights out or the cinema or even for a coffee and having to say no, time and time again. I didn't think I was entitled to these things, but dedicating months to finding a job without any luck and no social life is depressing. It affected my health and it affected my Uni work.

I'd expect some of you could appreciate that but it seems you'd much rather kick someone whilst their down.

Tombo, there are a lot of sites on the internet that offer services like Triond, and I wouldn't hedge my bets on making money from it. Those banners that are all over the internet saying "I made x amount of dollars from home" are for similar services. If you can make some money out of it, great, but I really would resign myself to the fact that I'm going to have to go out there and get a real job. That's the only way you'll be sure of making money.

Thank you, your first paragraph is how I feel in relation to leisure activities and it is annoying but it isn't the most important thing in the world as others have said.

Thanks, I read about Triond and I don't expect to be making lots of money fast but in the future it could potentially provide a bit of extra income for me. I am trying to find a job at the moment and I have applied in several places but I ran out of CVs so I couldn't apply in person over the weekend and there was nothing new to apply for online but I received £35 from my parents today so some of that will go towards printing credit which will include printing a few CVs.

Thanks, once again, for all the help in the thread :money:

rozmister

Tombo wrote: »

I am in the process of getting a job and I have applied for five but I am still waiting to hear back.

I hate to sound like the Merchant of Doom (but I'm going to!) but applying for five jobs simply isn't enough to gain you p/t work in the current financial climate. You might be in the lucky few who do get snapped up but it's unlikely. You need to be applying for at least 2 a day (providing you can find 2) and not sniffing at anything. The writing idea is good but I wouldn't focus on it as a solution now I'd focus on getting steady guaranteed paid work that may bore you to death but puts food on the table and then start pursuing things that are more enjoyable but less reliable. Maybe come back to it in 3 months.

You may find that you don't need too many CVs most large organisations use an application form now. The best thing to do (I'm sure you've done this already) is dress smart and tidy and then go up and down the high street going into every single place. Regardless of if you want to work there in the long run, a job now is a job now. You can always do something rubbish while you look for something better. I once worked in a chicken house by a club and broke chicken legs into the right position for frying. Rank but I got a job at M & S soon after!

As previously mentioned you need to approach everyone you owe money to and level with them what the situation is at present. They may freeze interest or something, I've never dealt with it but I've heard they can do something like that. It also means you can arrange to pay a bit realistic for you when your next loan comes.

I would also advise that when your next loan installment comes you have a budget set out with a low amount of spending money per week (I spend £60 a week on everything inc. food and I'm not in dire straits) and stock up on certain things. E.g. If your loan comes and you see a big tub of laundry powder on offer buy it. Sainsbury's has a huge tub for £10 atm and if they had an offer like that when your next installment came you'd have laundry powder for a whole term. Also buy things you can keep for emergencies like tinned food and freezer food. That's always good if you suddenly find yourself short although it's not very inspiring!

melancholly

Tombo wrote: »

Thanks, once again, for all the help in the thread :money:

have you been to speak to people at your uni yet? emergency loans or general help with dealing with debts would be massively helpful.

Tombo

melancholly wrote: »

have you been to speak to people at your uni yet? emergency loans or general help with dealing with debts would be massively helpful.

Yes, I visited them today and yesterday and I've got all my relevant forms and today I collected details of my recent transactions from all of my bank accounts.

To the other above poster, the reason I have only applied for five jobs is because I have only managed to find five places with vacancies or with the ability to send an open application, if I could apply for more then I would. Also, most places I've been to have asked for a CV and as I had no money over the weekend, I couldn't print out any additional CVs.

I don't know why some people in this thread seem to think that I am doing nothing about the situation.

Anyway, I did my food shopping today with my £15 budget and managed to get quite a lot so it should last me a few days

tinkerbel

Hi Tombo - sorry to hear about your situation! At least you will learn how to deal with it and manage your money earlier in life rather than later!

Lawpf2001

Tombo wrote: »

Anyway, I did my food shopping today with my £15 budget and managed to get quite a lot so it should last me a few days

Sainsbury's sausage and beans = win.

Tombo

tinkerbel wrote: »

Hi Tombo - sorry to hear about your situation! At least you will learn how to deal with it and manage your money earlier in life rather than later!

Thank you! This is one of my favourite posts in the entire thread

Lawpf2001 wrote: »

Sainsbury's sausage and beans = win.

Yeah, some of their basic food is pretty nice, I never realised untill recently.

rozmister

Tombo wrote: »

To the other above poster, the reason I have only applied for five jobs is because I have only managed to find five places with vacancies or with the ability to send an open application, if I could apply for more then I would. Also, most places I've been to have asked for a CV and as I had no money over the weekend, I couldn't print out any additional CVs.

I don't know why some people in this thread seem to think that I am doing nothing about the situation.

I didn't say you were doing nothing I told you that currently what you were doing probably wouldn't lead to a job quickly. If there's only 5 jobs there's only 5 jobs but you're probably going to have a long wait for p/t work especially as you'll be competing with the hundreds (at least) of students from your uni who all need a p/t job to supplement their income too.

You're right though some Sainsbury's Basic stuff is nice. I can highly recommend the mini swiss rolls, chocolate caramel wafers and stewing beef. The cereal bars are also pretty good for the price although they don't taste like branded ones but then the branded ones are 3 x as much. I find thinking of the price enhances the flavour!

Tombo

rozmister wrote: »

I didn't say you were doing nothing I told you that currently what you were doing probably wouldn't lead to a job quickly. If there's only 5 jobs there's only 5 jobs but you're probably going to have a long wait for p/t work especially as you'll be competing with the hundreds (at least) of students from your uni who all need a p/t job to supplement their income too.

You're right though some Sainsbury's Basic stuff is nice. I can highly recommend the mini swiss rolls, chocolate caramel wafers and stewing beef. The cereal bars are also pretty good for the price although they don't taste like branded ones but then the branded ones are 3 x as much. I find thinking of the price enhances the flavour!

Okay, sorry for snapping at you, I now understand your point. Yeah, the mini swiss rolls are my fave The scones are also a steal, 10 for something like 33p. Spaghetti, both tinned and dry, is also very cheap. I also found cheap pitta bread which suprised me nd the biscuit variety pack is a pure bargain.

I like the chocolate caramel wafers (there 1p cheaper than the caramel free option) and I will have to give the stewing beef a go next week

The 99p store is also good for things like toilet roll (6 rolls for 99p), cereal and big crisp multipacks, I can never find any Sainsbury's basic crisps in my local store :question:

Oldernotwiser

Tombo wrote: »

Okay, sorry for snapping at you, I now understand your point. Yeah, the mini swiss rolls are my fave The scones are also a steal, 10 for something like 33p. Spaghetti, both tinned and dry, is also very cheap. I also found cheap pitta bread which suprised me nd the biscuit variety pack is a pure bargain.

I like the chocolate caramel wafers (there 1p cheaper than the caramel free option) and I will have to give the stewing beef a go next week

The 99p store is also good for things like toilet roll (6 rolls for 99p), cereal and big crisp multipacks, I can never find any Sainsbury's basic crisps in my local store :question:

Without meaning to sound harsh, £15 should keep you going for rather more than a few days. The fact that you're talking about buying crisps, cakes and other inessentials rather suggests that you haven't yet got to grips with this budgeting malarkey!