Odd telephone call from First Credit Limited

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  • fatbelly
    fatbelly Posts: 20,518 Forumite
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    I think AJA1970 has been superceded by CPUTR2008. Details in the factsheet

    Factsheet | Harassment

    Where did you get that letter?
  • tiddles93
    tiddles93 Posts: 20 Forumite
    edited 19 August 2010 at 6:50AM
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    It was sent to me by a friend that works in the legal profession and I'm waiting for the threats from 1st credit to begin.

    This is the 1st letter they will receive from me, and I will wager it will be the last!
  • fatbelly
    fatbelly Posts: 20,518 Forumite
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    tiddles93 wrote: »
    I have absolutely no intention of contacting them at all.

    I repeat what I've said before - that is the safest policy.
  • Angelkisses
    Angelkisses Posts: 9 Forumite
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    Just received an other letter saying i owed a sunm to opendirect my son had an insurance poolicy with open and direct so i rang them the policy was paid in full and no longer exsits they said they never ever used 1stcredit but a different firm the lady contacted the other firm for me who rang me and they said the ref no dated by to a debt for £117 in 1995 the man laughed and said i dont know whats going on this debt was scarpped years ago ..ive received another letter from 1stcredit asking me to contact them asap ..so what do i do
  • davidcoombs99
    davidcoombs99 Posts: 1 Newbie
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    Hi All
    I got a letter from these guys today, something about "Act now to maximise your discounted settlement amount".
    At the top right there is a ref number and an amount (£244.04)...But I dont owe anyone any money.
    I am concerned that they have my address details correct.
    What should I do? Nothing?
  • Angelkisses
    Angelkisses Posts: 9 Forumite
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    AND now i received a text from them i didnt give them my number so how did they get it
  • autumntree
    autumntree Posts: 1 Newbie
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    This happened to me yesterday to. i have a payandgo mobile and they got the number without me giving it to them. How did they get this
  • Angelkisses
    Angelkisses Posts: 9 Forumite
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    Now i have received a letter saying they are taking legal action :mad:
  • fatbelly
    fatbelly Posts: 20,518 Forumite
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    Angelkisses wrote: »
    Now i have received a letter saying they are taking legal action :mad:

    Just another threat, most probably. If you do get anything from a court, you then get chance to defend.

    What does it say, exactly?
  • Angelkisses
    Angelkisses Posts: 9 Forumite
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    It just says we are now taking legal action it is in your best interests to contact us asap as far as i am able to find out this debt is for £117 and it dates back to 1995
This discussion has been closed.
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