Odd telephone call from First Credit Limited

fatbelly

I think AJA1970 has been superceded by CPUTR2008. Details in the factsheet

Factsheet | Harassment

Where did you get that letter?

tiddles93

It was sent to me by a friend that works in the legal profession and I'm waiting for the threats from 1st credit to begin.

This is the 1st letter they will receive from me, and I will wager it will be the last!

fatbelly

tiddles93 wrote: »

I have absolutely no intention of contacting them at all.

I repeat what I've said before - that is the safest policy.

Angelkisses

Just received an other letter saying i owed a sunm to opendirect my son had an insurance poolicy with open and direct so i rang them the policy was paid in full and no longer exsits they said they never ever used 1stcredit but a different firm the lady contacted the other firm for me who rang me and they said the ref no dated by to a debt for £117 in 1995 the man laughed and said i dont know whats going on this debt was scarpped years ago ..ive received another letter from 1stcredit asking me to contact them asap ..so what do i do

davidcoombs99

Hi All
I got a letter from these guys today, something about "Act now to maximise your discounted settlement amount".
At the top right there is a ref number and an amount (£244.04)...But I dont owe anyone any money.
I am concerned that they have my address details correct.
What should I do? Nothing?

Angelkisses

AND now i received a text from them i didnt give them my number so how did they get it

autumntree

This happened to me yesterday to. i have a payandgo mobile and they got the number without me giving it to them. How did they get this

Angelkisses

Now i have received a letter saying they are taking legal action :mad:

fatbelly

Angelkisses wrote: »

Now i have received a letter saying they are taking legal action :mad:

Just another threat, most probably. If you do get anything from a court, you then get chance to defend.

What does it say, exactly?

Angelkisses

It just says we are now taking legal action it is in your best interests to contact us asap as far as i am able to find out this debt is for £117 and it dates back to 1995