I owe £7k do i have a case for barclays being unresponsible lenders.

zppp

OP, I hope very much you got your Full and Final settlement in writing before making the payment...

yakface77

Hi zppp i am waiting for that in writing from them. I havent paid yet. If it is retracted by them then i will pay it in full. Just take a little longer . lol

zppp

yakface77 wrote: »

Hi zppp i am waiting for that in writing from them. I havent paid yet. If it is retracted by them then i will pay it in full. Just take a little longer . lol

Another technicality, don't send them a cheque in the post. Ask to make a debit card payment or a credit slip to pay the money in.

PNPSUKNET

yakface77 wrote: »

You lot are very untrusting to say the least, though what i have to gain with a bunch of strangers is unbeknown to me. lol
I am in a position to pay, and yes i am waiting for it in writing, but after taking the persons name, extension and recording the conversation myself i am confident the agreement will stand.
I fail to see why you are jumping on a bandwagon, ive openly admited i know the right thing to do is pay, im hardly going bankrupt and wiping out 100k+ of debt am i???
Yes i have known i will have to pay one day, i guess with the interest i have paid for coming close to 2 years now, there is room for negotiation from their side, and also charges at the installation of the facility. They can right it off without an adverse affect, and NO I HAVE NOT OR HAVE EVER NOT DEFAULTED.
I realise i have angered many of you at the thread, but i thought maybe a wind up title may give me the responses and views i need.
Wasnt their a board on here and letter template to encourage people who had credit cards pre 2007 ?? The whole purpose was to encourage people to get their debt wiped off for free due to loopholes ??? Hardly worlds apart i think.
goodbye :-)

Hope you told them you were recording the call, if not need not of bothered as it wont stand up in court.

Cmdr_Bond

PNPSUKNET wrote: »

Hope you told them you were recording the call, if not need not of bothered as it wont stand up in court.

And could potentially land you in more trouble as it is illegal to record a telephone conversation without informing the other party.

CLAPTON

Cmdr_Bond wrote: »

And could potentially land you in more trouble as it is illegal to record a telephone conversation without informing the other party.

simply incorrect; there is no law that says you can't record private conservations without informing the other party

yakface77

Of course they were told I was recording the call, out of courtesy, why do you presume that they weren't told?
Thanks Clapton for putting those posters straight. Sigh, so many ill founded judgements made based on a paragraph of text. Lol. These boards are rife with flames. Grrr. Lol.

yakface77

Cmdr_Bond wrote: »

And could potentially land you in more trouble as it is illegal to record a telephone conversation without informing the other party.

More trouble !! What trouble am i in already ? Do you know something i dont ?