Stopped by police for having no insurance..

mancitychick

Would you be saying he should of let him go if the uninsured driver had hit your car?

Arg

I'm sure peoples attitudes would be different if there was no compulsary insurance.

alastairq

I carry my certificate in the car.....which is what is legally required anyway.....but even the production of a 'valid certificate' is not taken as an absolute guarantee, if stopped....

The numbers of 'uninsured' vehicles on the roads is one major reason why the rest of us pay much higher premiums.

ellay864

My OH was pulled for no insurance but he had motor traders insurance that allows him to drive any vehicle...it was just there was nothing registered to his own car when they got him. Maybe a leasing company will also have some generic policy that covers any vehicle...but in any case they shouldn't have leased to you without making it clear. It's like courtesy cars from garages...some don't automatically provide cover now but if that's the case they make sure you provide prooof before they let you take them

Kilty_2

I've driven a courtesy vehicle from a dealer before that did not appear on the MID however I had paperwork showing they had registered me to drive the car under their fleet policy. A Certificate of Motor Insurance it was not, however.

Was not stopped in 2200 miles up and down the length of the country.

Was a 2010 (10) car, though.

vikingaero

We had an issue with my Dads firm. There were some 200 assorted cars, vans and 7.5t trucks which didn't appear on the MID for over a year. Given the mileage the vehicles used to cover they must have pinged ANPR cameras left right and centre. But no-one was ever stopped!

Incyder

thats a good site, all my neighbours seem to be insured

Kilty_2

Incyder wrote: »

thats a good site, all my neighbours seem to be insured

Naughty

NeverAgain_2

My earlier remark in post three about shambolic public finances referred to the OP who said she had had a courtesy car - although not this one - since ordering her chosen vehicle in May, 2010.

That's nine months of free cars for the OP from this NHS leasing scheme.

A private lease company would never do that, so I couldn't help wondering who was paying.

As regards the guy who was fined £700 for no insurance.

It may be he failed the attitude test in court, or he has a high income.

Fines in magistrates' courts are means tested to a degree.

Gene_Hunt_2

mikeh2000 wrote: »

By law your insurance should come up on the MID database(you can check your own at www.askmid.com for free), and if it's not a traders policy, or insurance for only a week or two, then contact your insurance company, as it's up to them to pass the details to MID.

My insurance documents are now emailed to me, for which the law has now changed, in that if thats the only evidence you've got of insurance, ie an email, then you can email it to the Police or print it off to show you have insurance.
In this day and age, with what computers can do, I feel thats a backward step, not a forward one

Have you got a link to that change in law and also the part where you're allowed to drive without insurance in an emergency?