Friday 4th February - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Woooohooo, good morning it's Friday:beer: It makes getting up when it's dark and raining a little bit easier:o

So....hope you are all well and feeling cheery. I've had a good week - it's fab to feel quite well, was so used to feeling grotty. Anyway, must crack on with my list - not much planned today...work, finish at 2.30 today (:T)...home for a lovely evening with the girls home this weekend.


Ok, here's the list:

• check banking
• check onepoll...a lot;) Up tp £39.35
• packed lunch for dd2
• free cuppas at work for me - take fruit for snack
• luch out though:o but will be a sarnie and cuppa, little treat
• meal from plan tonight - chicken stir fry
• use leftover chicken from our roast on Wed
• meal plan for next week
• write shopping list, as small as poss
• Sparkle:j

Ok, that's my lot - have a fab day everyone:)

d3mon4ngel

My tasks for today:

• Check banking
• Breakfast at home
• Take packed lunch
• Try to catch the earlier bus (missed it by minutes everyday this week so far!)
• Cut out the pieces for my grandad's present, ready to sew together in the morning, or tonight if it isn't too late - that sewing machine can be LOUD!
• See if I can find my DS charger... I know it's around somewhere...

La_escocesa

Hi everyone :wave:

What a wild day here!! Listened to the wind and rain all night! Craziness.

Visiting a friend this weekend so looking forward to chilling out at her new place. Think (window) shopping tomorrow afternoon but hopefully not too much trekking around as I've seen the forecast for the weekend :eek:

Listypoparoo:

• Filling, cheap, healthy and tasty porridge for breakfast
• Wait till I get to work for tea
• Treat myself to a trip on the bus (small thing meaning not feeling deprived ) - will have a little suitcase, heels and the weather is WILD - v justifiable, methinks
• Claim the £2 coin on the living room floor for savings pot
• Pennies in the jar - almost full :T
• Not ironing my top :cool:
• Booked bus not train! Still about half price by the time I add in connections etc
• Have a chilled out day at work... Trying my patience atm...
• Take refillable water bottle
• Take wine from the fridge got cheap at Christmas - can't quite believe it's still in there!

Catch up Sunday night (if I am not lurking on my lunch break )

:beer:

stitching_witch

Morning DFW campers! Thanks pixie for starting the thread, good to hear you're feeling so much better now.

d3mon4ngel - what are you making for your grandad? (Nosy stitchy!)
La E what a lot of smilies, must be that Friday feeling!

So far I have:

• checked banking - still just about in the black
• checked for surveys
• prepared a lunch for work
• fed and watered chickens
• boxed half a dozen eggs to see if there are any takers at work - there's only 5 others at work so they get a bit overrun with my eggs!

I will also:

• buy an almond croissant for breakfast - well, it is Friday and I have to take my tablets with food
• keep checking for surveys throughout the day
• use DH's car and his diesel
• read at lunchtime to avoid the shops
• go to free gym tonight - DS3 and his ex have arranged us to use a gym for free every Friday nght
• freezer dive for dinner
• write my weekend job list
• look at my 101 things list to see if I can do any over the weekend - getting a bit lax there!

Lastly, but most importantly, have a great day as it's Friday!!! :j:j

stitchy x

honeybear68

Today I will be doing:

• Baking
• Cleaning
• Defrosting (fridge and Freezer)
• funeral

bottleofred

Good Morning Folks:j,

Today I will check the online banking, do the shopping at the same time I go to get my phone changed as it's playing up:mad:, organise the meals for next week and will have some wine later:beer:
I hope you all have a good weekend

Red:)

determined_new_ms

Morning ladies :hello: honeybear sorry you have to go to a funeral I hope you're ok x

Today:

• take clothes back I bought in haste yesterday
• check for surveys
• lunch will a lovely salad I will make & fruit
• go into work for a max of 2 hours (its my day off but I have so much I need to do )
• go to the gym after work
• pay in money into bank before I spend it...
• check banking/shift some funds

that's enough for me. Have a lovely day x

Blonde_Ambition

Hi. I'm new to following this thread. What a great idea. I'm not actually currently in debt but I have been and it was a real struggle so now I do everything I can not to slide in to the overdraft or put spend too much on the cc that I can't pay it off. I have to think about every penny. So, can I join please?! I'm not exactly a dfw but an aspiring, have enough in the bank balance that it's not a constant worry wannabe!

This morning I have checked my bank balance and credit card balance. Realised that I will probably not be able to ebay enough to pay off cc (Jan sales shopping) with ebay profits this month. So, will have to tighten belt so I don't go into overdraft.

I'm away from home with work at the moment. Last night I raided the mini-bar :eek:. Not good for the bank balance or waistline so will go out to supermarket to replenish the items. And eat salad for the rest of the day. And not go out for drinks or dinner tonight. And use the free gym (??? Hmm, will I actually go?!)

Another thing, I will write a budget for the rest of the month to see how I'm going to stretch the pennies.

Have a great day everyone.

karren

Its hopefully another nsd for me

Unfortunately Ive a funeral today so will be out most of the day

but ive prepared cheese and pot pie with baked beans
and made a huge saucepan of leek and pot soup for the coming week

house all tidy and washing up to day and thats about money saving as i can be today

stitching_witch

determined_new_ms wrote: »

take clothes back I bought in haste yesterday

Oh DNMS, you did so well with your January Spending Diet too! Do you think this was a monetary rebound??

determined_new_ms

stitching_witch wrote: »

Oh DNMS, you did so well with your January Spending Diet too! Do you think this was a monetary rebound??

No I think it is more to do with I've put on weight since giving up smoking and can no longer pretend I'm a size 10 - clothes uncomfortably tight so I went out and bought some size 12s - I do desparately need some but I think buying in haste is no good. So keeping the jeans and retruning the others! will have to just keep looking till I find some things that are right. I also think the amount of stress I have been under at work recently and not drinking (becuase of meds) or smoking has meant I have had no form of stress relief so just eating lots of yummy things :eek:

But today is a brand new day - I am going to have some porridge, salad for lunch and make sure I start exercising again!