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Deprivation of capital
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When you withdrew £3,000 for 'a rainy day' what did you spend it on/where did you deposit it?
My definition a 'a rainy day' is if something like your CH boiler breaks and has to be replaced, or perhaps something needing doing that is not covered by household insurance or needing an op due to health problems and being in too much pain to wait on an NHS list so going private that sort of thing.
So either you must have a bill to show how much it was raining that needed 3k spend on it, or you have the money still in another account?
or under the mattress
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