First Direct Car Insurance 10% guarantee

dacouch

Shame the underwriter is Equity Redstar

1956

hi
ONLY if you claim dacouch.
enjoying 10 % discount , so far so good! :j
dean.m

Niksan

Has anyone actually used the 10% thing to actually lower their renewal premiums with the provider who supplied the renewal? First time last year, I managed to get a quote cheaper than my renewal by about 10% and when I rung to tell them not to renew they matched the best quote I got plus £5 and didn't how to do anything. That was with swift.

hasankamal

It worked for me last year when I renewed. The cheapest quote I had turned out to be my renewal quote from my existing company. I phoned up First Direct and they beat my renewal quote by 10% there and then. I had to then send proof of my quote in the post.

samba

Make sure you check the compulsory excesses on the FD policy!! Although they matched the voluntary excess on my renewal, they tried to whack the compulsory excess up to £250 despite indicating it would be £100. Needless to say they didn't get my business.

fury

Has anyone got any experience First Direct's renewal quote the year after using this offer?

I've been with Swiftcover for the past 3 years and every time I've renewed they have been significantly cheaper than the best quotes from the comparision sites (including Swiftcover's own quotes on the comparision site). This year they are about £90 cheaper.

I've had the quote from First Direct and they will beat Swiftcover's renewal by 10%, saving about £25 and with a lower excess. However, I'm concerned that I'll save £25 this year only to be hit by an extra £90 new year when I can't take advantage of Swift Cover's cheaper renewal.

Does anyone have any experience or thoughts on this?

shymanuk

i to went to first direct with their 10% offer they did beat swift cover but had to request a call back 3 times .still waiting for them to call back as the lady said they would. any way went back to swift as policy and it had elasped and was told do a new quote . and what do you know came in cheaper than the renew price!!!!!!! same details and everything .... so now i waiting for first direct to call and see what they will do now ....... not the best advert for their service so far.

hasankamal

Did you save 10% on your cover or were there too many caveats to make it worth while?

sharboo

Receives an renewal quote from Frizzell of £358.93.

Completed website for FD and was asked to right an 0800 number.

I was then informed that the underwriters wont insure me die to the postcode. Never had a problem before. WA2 is the postcode.

mano25uk

Hi

I had a renewal quotation of £633 for my car, I have 1 claim and 1 conviction in the last 5 years. I years ncd and they still only quoted me £560. Excellent deal - all other quotations were much higher in the £800's.

This worked for me!