Thursday 20th Jan - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D.

Goooood morning lovelies:T
Ooooh I beat DNMS today, that doesn't happen often now;) Hope all well - remember it's nearly Friday which means it's nearly the weekend:T
Ok, off to work for me, must get my face on here then get the girls up. Time for my list:

• check banking - move TCs
• check onepoll....got to £35 now:beer:
• meal from plan tonight - jacket pots
• heating off during the day
• packed lunch for dd2
• lunch at home for me
• put Next parcel out to be collected
• NSD hopefully
• washing off airer and put away

Ok, thats my llot - have a fab day everyone:money:

honeybear68

Today I am going to:

1. [STRIKE]declutter my wardrobe, then go to charity shop with left overs[/STRIKE]:)
2. [STRIKE]Iron whats left[/STRIKE];)
3. [STRIKE]sort dinner out of store[/STRIKE]:)
4. sort out another cupboard in the kitchen:p
5. [STRIKE]clean house[/STRIKE]:(
6. [STRIKE]bath dog[/STRIKE];)
7. paperwork:whistle:
8. [STRIKE]check online banking[/STRIKE]:o
9. hoover out car:o
10. [STRIKE]spend some time for myself (later)[/STRIKE]:D

Totally NSD :D:D

La_escocesa

Hello there :j
Usual weekday things:

• Brekkie at home
• Free cuppa
• Leftovers for lunch
• Walk to/from work
• Take a lunch break! Didn't do this yesterday...

Also:

• Squeezed the last out of my tube of moisturiser - tomorrow I'll cut it open...I can see some still in there! :cool:
• Yoga tonight - pre-paid so feels 'free'
• Refill water bottle
• Bit more knitting
• Bit more reading

xx

Candy0107

Morning All

Hi to all new posters. Hugs to those that need them.

Milly, thanks for starting the thread

Today I have/will
• Checked online banking – no change….still waiting for a refund to show up
• Hoping for a NSD – apart from my travel card to get to work but this is budgeted for
• Need to check budget until payday (really hoping to have some left over at the end of the month)…..looking ok
• Check emails
• Meals from storecupboard
• Used my rail pass to get to work
• Work really hard at work as there is loads to do
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Off to WW tonight - will post result in my sig tomorrow
• Helping a colleague out with her money – she has just had her LBM (I still remember how bad mine was) :money:
• Need to look at my 101 list and work on ticking things off this year (thanks to my job, I now have a little money and holiday left over – as opposed to last year when I was temping and had no money left over at the end of the month!)
• Charge my phone at work

Have a great day everyone
Candy xxx

Candy0107

376 days til the end of my 101 challenge and I have ticked off 10 items - best get cracking on with them!

Candy xx

NAEFAGS

Good Morning
sorry its been a few days but thing are back to normal

today is payday made it past the long spell with no pay :j

todo today

do shopping list
check surveys
check banking
clean house (dirty)
ironing
pick mum and dad up
sadly book car in as it backing a banging sound the joy

have a great day xx

stitching_witch

Stupid internet at home wasn't working today, so I've got to work 15 mins early to post from here

So far I have:

• had warming porridge for breakfast to fill me up
• fed and watered the chookies - no eggs yesterday
• made a lunch to bring to work
• scoured the local paper and found two vacancies worth investigating
• DH brought me to worth thus using his diesel

I will also:

• charge mobile at work
• read at lunchtme to avoid the shops
• all meals from stores - HM soup and granary bread tonight!
• visit neighbour tonight to discuss possibility of setting up a wholefood co-op
• have an NSD

Sorry, must dash before boss gets in! :rotfl:

Pernicious

Morning all,

Lily if you make it on here today - I've just caught up with yesterday's thread & I'm so sorry about your pets, I think I'd have done the same if it were my two "babies" Moneypenny had some good words of advice, do listen to that.

Hugs to everyone who may need one today - I am just glad it's getting towards the end of the week now finally! A good rest is in order.

Does anyone here know how far you can push a mobile company to give you the best deal? I can't decide whether to stay with them on a sim only deal with no contract, switch to Tesco's sim only deal with no contract, or take out a new 18 month contract for slightly more a month but I get a shiney new phone out of it...trouble is they wouldn't offer unlimited data like Tesco would, & if I got the shiney new phone my usage would go up...could try pushing more for it today & insist either add the data in or no deal?? I am useless at haggling, hence why it is on my 101 list!

Anyway my list for today:-

• [STRIKE]Make use of free coffee/water at work[/STRIKE]
• [STRIKE]Bring in food from home[/STRIKE]
• [STRIKE]Dinner from meal plan - OH cooking veg curry tonight [/STRIKE]
• [STRIKE]Log calories on Foodfocus[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• Check out freebies & comps board
• Call Orange again - negotiate a better deal
• Contact Next & ask where my jeans are!
• [STRIKE]Washing up[/STRIKE]
• [STRIKE]Aiming for either a NSD or LSD (Need to buy a couple of cards soon)[/STRIKE] LSD in the end
• Finish up organising the accounts paperwork
• Finish tidying study
• Finish tidying bedroom
• Spend at least 10mins going over my tkd terminology
• Continue reading wedding tips thread
• Take some time out to relax
• Try to get an early night

Have a great, moneysaving day everyone x

PurpleFairy26

Morning All

Thanks for starting us off Milly. Smallish list for me today as I'm not feeling great, nothing specific that a long bath and 12 hours sleep wouldn't fix

E-mail building society about making appointment to possibly swap our mortgage
washing on low, dry inside on airer
DD in re-usables
tea from planner
check banking
pay tax bill :eek: have saved for it though, so not too bad
Freeze some tea that I batch cooked last night whilst making dinner (if DB doesn't come over tonight - if he does he can have it for his tea)
Investigate car hire for cheap holiday we have booked for end of feb
Investigate insurance for above too

Think that's about all, have a great day everyone :j

LAM2011

Morning

I felt awful last night I logged on and saw there was another 'startagain' so hope they dont think I stole their username. Tried to find out if I could change mine.

Feel better after telling my boyfriend that I have joined here and openly have had to admit my debt (well most of it)

today :

- check online banking - I think my last DD goes off today and will see what I can tf to ccard and what I need till payday next week.
- going to look for more surveys
- have listed another ebay item I found
- i bought those 5 for £4 meals at the beg of week so lunches sorted.
- forgot charger at home for my phone :mad:
- have turned heating off for most of the night now though

Just to say thank you again for all your support - it really helps

Amara

Hello!
Already :
-had a shower
-had a breakfast
-checked my online banking
-checked emails
-checked Ebay
I will:
-Blow dry hair
-go to my three customers
-go to bank topay in some money
-update my challenge
-do little ironing
-cook a tea
See you soon!