We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

EMA withdrawall

1121315171820

Comments

  • dori2o
    dori2o Posts: 8,150 Forumite
    Part of the Furniture 1,000 Posts
    edited 19 January 2011 at 7:31PM
    silvercar wrote: »
    The parents who pressurise their kids to leave education are not going to be persuaded not to do so for £30 a week, when employment at min wage will give them over £200.
    Actually it wouldn't.

    NMW for 16-17yr olds is £3.64 p/h, and doing a 40hr week would be £145.60 before tax and NI, after they would come out with £137 p/w.

    Apprenticeship rates are even worse, £2.50 p/h for under 19's.
    [SIZE=-1]To equate judgement and wisdom with occupation is at best . . . insulting.
    [/SIZE]
  • Jowo_2
    Jowo_2 Posts: 8,308 Forumite
    silvercar wrote: »
    The parents who pressurise their kids to leave education are not going to be persuaded not to do so for £30 a week, when employment at min wage will give them over £200.

    More like £124 pw, as the national minimum wage is under £4 for the under 18s and that's only if they secure a full time job. Lower for an apprentice, I believe.

    The parent will experience the loss of child benefit and reductions to their tax credits, LHA, council tax benefit when their child takes low paid employment and may find that the house-keeping from the child doesn't make up for it, particularly if its part time or an apprenticeship.

    I've certainly seen threads on the benefits board from parents bemoaning how much poorly off they are once their kid has left education or gone onto HE and is no longer considered a dependent.

    The standard forum member response is to charge them house-keeping and the standard response is that their kid has to pay for a lot of travel and work equipment out of their wages.

    I do wonder whether the EMA subsidy does make it a shock for those who used to receive it and now don't feel much better off in employment because they have to spend their 'own' money (i.e. earned income) on things they used to get for 'free'....
  • dori2o
    dori2o Posts: 8,150 Forumite
    Part of the Furniture 1,000 Posts
    You get the feeling this Government don't want the young adults to stay in education at all. First it was tuition fees increasing 3 fold, and now removing the EMA. It seems only the elitist will be able to afford to go. Then again, we do have a Tory government in charge, what else did we expect.

    Kick the poor when they're down seem to be their motto.
    [SIZE=-1]To equate judgement and wisdom with occupation is at best . . . insulting.
    [/SIZE]
  • silvercar
    silvercar Posts: 49,944 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    dori2o wrote: »
    You get the feeling this Government don't want the young adults to stay in education at all. First it was tuition fees increasing 3 fold, and now removing the EMA. It seems only the elitist will be able to afford to go. Then again, we do have a Tory government in charge, what else did we expect.

    Kick the poor when they're down seem to be their motto.

    Given the loss of WTC and CTC and council tax and LHA benefit reduction of having a 16/17 year old in work not in college, its actually the other way round - abenefit family would be better off if their child didn't work.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • dori2o
    dori2o Posts: 8,150 Forumite
    Part of the Furniture 1,000 Posts
    silvercar wrote: »
    Given the loss of WTC and CTC and council tax and LHA benefit reduction of having a 16/17 year old in work not in college, its actually the other way round - abenefit family would be better off if their child didn't work.

    But my point was about the young adults, what chance of a future have they got. Many will now be unable to afford University, and a lot will not go to college with the loss of EMA.

    As of now there are less chances for those from the poorer backgrounds to grind out a new life for themselves in the upper classes.

    But as with ALL Tory government, this is exactly what they are trying to stop.

    Afterall, they don't want the scum mingling in with their sort do they.
    [SIZE=-1]To equate judgement and wisdom with occupation is at best . . . insulting.
    [/SIZE]
  • NeverInDebt
    NeverInDebt Posts: 4,633 Forumite
    1,000 Posts Combo Breaker
    The Libcons dont give a !!!! about working man or its off spring they proven that by lieing about scrapping EMA and about increasing tution fees. There are few jobs out there but what do they care.
  • dori2o
    dori2o Posts: 8,150 Forumite
    Part of the Furniture 1,000 Posts
    The thing is the jobs that are out there require some kind of qualification.

    I read the local rag the other day, and a job was advertised in a local mill that does mail order work. Advertised job was for a picker/packer. i did the same job for a different company whilst I was still at school in an evening and at weekends. But the advert wanted post graduates only. For picking and packing. Joe Bloggs down the road who has no qualifications, has been on the dole for x yaers/months has no chance if he can't even be considered for a picking/packing job.
    [SIZE=-1]To equate judgement and wisdom with occupation is at best . . . insulting.
    [/SIZE]
  • Percy1983
    Percy1983 Posts: 5,244 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    vaporate wrote: »
    £30 a week could pay for bus fare, and one or two books tops.

    It does happen. I was slightly pressured myself, albeit EMA was not around then. It, ironically, came out 1 year later.

    Going with £15 travel thats £15 for books per week, I don't know of any course which needs £15 per week for books.

    I am happy for them to pay bus fare and books but anything past that is wrong.

    I see how this and the lack of EMA will actually make the education system better, no more chavs messing about in college just to get £30 a week until they can claim JSA and no more mickey mouse degree's as those paying will really consider how degrees will be useful.

    In short higher education will be populated by people who want to be there again.
    Have my first business premises (+4th business) 01/11/2017
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
    Son born 13/09/2015
    Started a second business 03/08/2013
    Officially the owner of my own business since 13/01/2012
  • ViolaLass
    ViolaLass Posts: 5,764 Forumite
    dori2o wrote: »
    Many will now be unable to afford University, and a lot will not go to college with the loss of EMA.

    When none of the costs are upfront (because you don't pay the loan back until you've finished and are earning over a certain amount), exactly how can't they afford it?

    And the help will still be there for college students, it's just going to be more targeted, which sounds like an excellent idea to me.
  • Jowo_2
    Jowo_2 Posts: 8,308 Forumite
    dori2o wrote: »
    ...
    I read the local rag the other day, and a job was advertised in a local mill that does mail order work. Advertised job was for a picker/packer ...i did the same job for a different company whilst I was still at school in an evening and at weekends. But the advert wanted post graduates only.....For picking and packing. ...

    Scan the advert and post it here to shame them about their fussiness.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.