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New parents looking for guidance

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Comments

  • BAFE
    BAFE Posts: 277 Forumite
    Part of the Furniture 100 Posts
    Actually NEH their combined income is more like £45-50K - I despair
  • NEH
    NEH Posts: 2,464 Forumite
    BAFE wrote: »
    Actually NEH their combined income is more like £45-50K - I despair


    Oh well glad to see my concentration levels are on form! lol

    I'm hoping this won't turn into one of those threads that we've had a baby surely we can get more money out of the system now...
  • NEH
    NEH Posts: 2,464 Forumite
    briancrum wrote: »
    to be fair to the OP I see where he is coming from, if he was to go on the dole they would get £120 quid JSA, have his council tax paid so that £110 a month, he wouldnt have to pay rent so thats like £500 a month sorted and he wouldnt have to pay for dental treatment or prescriptions. He would probably get a free laptop and cold weather payments, full ctc of around £53 a week plus child benefit so after his tax has been deducted from his 'massive' wages he probably wouldnt be much worse off.


    Yeh but he wouldn't get council tax benefit or his mortage paid in full....He's a property owner it's very different than just renting somewhere....

    As for dental treament you'll be lucky to get an NHS dentist these days!lol
  • Genesis
    Genesis Posts: 19 Forumite
    Where is the NHS dentist?
  • Yeah and he wouldn't have a job, would get bored, end up fighting with his wife, would never own his own home outright....If you really think people on benefits are getting a fortune, jack your job in and start claiming! Then you'll realise what a fool you've been!

    How someone can struggle on 50k when they've planned a child is beyond me?!
  • last I heard he was in one of the prisons
    Blackpool_Saver is female, and does not live in Blackpool

  • NEH
    NEH Posts: 2,464 Forumite
    briancrum wrote: »
    so all those things I have listed are false then? You say jack my job in and start claiming...problem is I have this niggling little thing called pride!


    I said that most of the things you said were false as they don't apply in this case...
  • NEH
    NEH Posts: 2,464 Forumite
    briancrum wrote: »
    I was talking to plans_all_plans

    I know i was jsut confirming that what you had said isn't what the OP would get...
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    steveM1978 wrote: »
    Like I said before we would actually be better off to both go on "job seekers allowance" and get child care, rent and our spending money for doing nothing.

    Do you seriously think you would be better off on JSA than on a combined income of over £50,000.?
  • cte1111
    cte1111 Posts: 7,390 Forumite
    Part of the Furniture Combo Breaker
    edited 18 January 2011 at 5:33PM
    You'll get child benefit of £20.30 per week: http://www.direct.gov.uk/en/MoneyTaxAndBenefits/TaxCreditsandChildBenefit/Childbenefits/Gettingstarted/ChildBenefitandwhoqualifies/DG_073770

    From the figures you've given you are likely to also be entitled to tax credits, use the calculator to work this out:
    http://www.hmrc.gov.uk/taxcredits/payments-entitlement/entitlement/question-how-much.htm Probably about £5-10 per week.
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