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Grandad losing his house!

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Comments

  • BAFE
    BAFE Posts: 276 Forumite
    Part of the Furniture 100 Posts
    Would it be possible for you to provide the care your grandad needs to enable him to continue living in his home?
  • (I will also find it hilarious if your daughter then decides to sell your house - which won't actually be yours any longer - and spend the money jetting round the world with her toy boy. And good luck to her!)

    Or gets divorced and has to split half of the assets with her soon to be ex.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • Barneysmom
    Barneysmom Posts: 10,136 Ambassador
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I cannot understand how you see this as giving money to the government! It's your money that you could be using to pay for your care. Where does the government come into it?

    (I will also find it hilarious if your daughter then decides to sell your house - which won't actually be yours any longer - and spend the money jetting round the world with her toy boy. And good luck to her!)

    Edit: Actually, I hope she elopes with Ubesco's son and they have a jet set lifestyle living on the money that the pair of you scroungers will have given them!


    I'm not a scrounger I've worked all my life and paid into the system as I said already.

    When my time comes I'll expect nowt cos I know that's what I'll get. I take from nobody, I pay my way and always have.

    As for my daughter she can do what she wants with it, as long as it doesn't go to a vastly overcharging rip off nursing home. I'll never go into one of those places, never.
    :)
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  • Barneysmom
    Barneysmom Posts: 10,136 Ambassador
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    Or gets divorced and has to split half of the assets with her soon to be ex.

    That's quite a nasty spiteful thing to say, you need to look at yourself, why are you like that?

    She won't marry, she's against it for some crazy reason, possibly the one you mentioned......
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  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 19 January 2011 at 4:32PM
    Barneysmom wrote: »
    That's quite a nasty spiteful thing to say, you need to look at yourself, why are you like that?

    She won't marry, she's against it for some crazy reason, possibly the one you mentioned......

    Why are the facts spiteful? If she has finances (like a house or two) she might find herself being the centre of attention from the wrong type of person. Love is blind. Marriage, then a divorce and half of everything, including the house you live in, is his.

    Life has a habit of getting in the way of plans.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • Barneysmom
    Barneysmom Posts: 10,136 Ambassador
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    She might win the Euromillions tomorrow but she can still have the house.
    She might marry (doubtful) 10 times but it won't change anything.
    Who else do I leave it to?

    Why would you find it hilarious if my daughter got married and it ended in divorce?
    That really is spiteful.
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  • Barneysmom
    Barneysmom Posts: 10,136 Ambassador
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I agree Goffo, that's another reason I've always worked, so I don't have to rely on the state and be called a scrounger!

    :)
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  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 19 January 2011 at 4:54PM
    Barneysmom wrote: »

    As for my daughter she can do what she wants with it, as long as it doesn't go to a vastly overcharging rip off nursing home. I'll never go into one of those places, never.
    :)

    The "vastly overcharging" private nursing homes are often a lot nicer than the cheaper ones. Have you looked at the difference in the homes?

    One of the ones I use to take my dog to as a PAT dog, had a rota for the residents to go the toilet. If they asked to go to the toilet before their allotted time, they were were told to wait. On the council paid floor, they had tiny rooms and they all shared a bathroom and a few toilets. On the "paid for themselves floor" they had bigger rooms, their own bathroom and toilet and were well away from the screamers.

    The "paid for themselves" residents had their own private lounge and if any of them turned into a screamer, they went in the "paid for" lounge.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 19 January 2011 at 4:52PM
    Barneysmom wrote: »

    Why would you find it hilarious if my daughter got married and it ended in divorce?
    That really is spiteful.

    I didn't say that I would find it hilarious. I merely pointed out what could happen to the house you give to your daughter to avoid care home fees, if she marries and then divorces. Which was, that the house you live in would be part of her assets that she would have to divide with an ex. You, as the tenant, would be thrown out if your daughter couldn't find the funds to stop that.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • It does seem very unfair and I would hate it if and when my time came. But unfortunatly they are making everyone pay, even kids who live at home if they decide to work at 16 instead of education because they want to work and better themselves they can't because they will have to pay for their parents rental home if their parents are poor/rent. They will also have to contribute towards the council tax so therefore teenagers can't even work to get themselves out, the council, system and government is making it extremely more difficult for the poor so poor parents will carry on having poor children and this will stay. While those that are better off own their own property, their children can keep/spend and use their money how they see fit. Its sad that kids have to pay for their parents way of life now. It will put teenagers off working thats all.

    Another point is the only way out of supporting your grandfather, there are so many people who work yet they can work a lifetime and don't manage to get a house , not big earners and maybe big spenders some. However if people start to take in their relatives like grandparents and look after them then wouldn't they also have the property.....well thats how it works in asian community. One of the kids decides to be remaining with the parents and this can change later and another son/daughter may step up. The house naturally goes to the child anyway its a done thing and the parents are taken care of when they are too ill to take care of themselves. Its not a bad thing. I mean wifes/women who have children stay at home anyway to look after the children, whats one more.
    You also need to weigh up your earning costs what you have at the end to the value of that property and take into account hang on if I look after my grandad and make him comfortable and happy would it be worth it and I feel bad saying would it be worth it because I think we are all going to be old one day and you have heard the story of nursing homes havne't you. I have worked in a few in my past. I know its not the solution to a lot of people, but the coucil take like £350 or more now for each elderly person in residential care, well thats what they took year ago and inflations raised up a lot since then and now I think its lots more maybe double that. Its a ridiculous price. Probly match other peoples weekly earnings. If hes old and can't use the money anyhow whats upsetting here is people want the inheritance without the responsibility and I protest against that. Omg in these homes the relatives are there the first few weeks to get the signing over of the property and guess what you never see them again after that its so sad and awful. I felt so sorry for them and disgusted in the relatives. The main thing here is that your grandad is supposidly meant to be taken care of and he cannot come back to his own home because he can't take care of himself so I don't think it really matters to him, its just a loss of inheritance for his kin. I wouldn't let anyone I love go into a care/nursing/residential home. Thats me, other people might not be able to cope staying in looking after someone its a huge sacrifice.
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