Grandad losing his house!

chriz1

Hi,
Recently my elderly gran has past away,
She was caring for my grandad who hasnt been able to walk for the past few years and is losing his mind a little bit as all the family work full time,he might have to go into a care home,
He bought his council house some 30 or so years ago.
And also has a bit of savings.
Now if this is the case he will have to pay for his keep.And sell the house to fund it.
I find this so unfair the guy has worked so hard all his life and has to sell his house something he's worked for :mad: is there anyway around this?
Any Advice please

CarerQuie

Unfortunately,this seems to be the standard situation these days.

I don't know of any way round it but will watch the thread with interest. xx

danlojo

It so disheartening isnt it that you work hard all your life to then have to pay for care when lazy aris joe/josephine bloggs who didn't bother get it for free.:mad:

Oldernotwiser

It would seem far more unfair if the state had to fund him when he has money available.

Like most of these questions, it's usually far more about the family not getting an inheritance than it is about the person who needs the care.

danlojo

Oldernotwiser wrote: »

It would seem far more unfair if the state had to fund him when he has money available.

I agree totally Oldernotwiser but it is such an unfair system for those that work hard and bother to save. It's not worth saving these days.

Jock221

There is a way around this but it is too late for your Grandad, he could have signed his house over to a relative but it must be a clear 7 years before he needs help. I used to work in the old Supplementary Benefit office and if any one had land or property it was valued and had to be sold to fund the keep. It is unfair that he worked hard to buy his house, probably struggled at times to get the money, and yes we have them in every town and village the lazy gits who never worked for anything and get it all for free. Unfortunately you are in a catch 22 as he is not able mentally to sort this and no solicitor would take this on as you have to be in sound mind and body.

roddydogs

So its "Unfair", and the Taxpayer should pay care home bills, so relatives can inherit in Full?

danlojo

roddydogs wrote: »

So its "Unfair", and the Taxpayer should pay care home bills, so relatives can inherit in Full?

How is it not unfair?

I have no wish to benefit from my parents. They should spend the lot on themselves and receive free care like all the lazy sods who get it.

Jock221

roddydogs wrote: »

So its "Unfair", and the Taxpayer should pay care home bills, so relatives can inherit in Full?

Perhaps you could request under the Freedom of Information Act exactly what the Taxpayer pays for and you may be in for a surprise. If you work in this country all your life you are contributing to its welfare system, through the purchase of property, the economy etc etc. Therefore to help some pensioner in his last days for care is that not what this country is all about. My aunt is in a care home in Australia the RAF help pay for her costs as her husband served all over the world in the defence of this country to free it from tyranny, now they are helping him in caring for his wife. It not always about inheritance you know. Imagine what the tax payers bill will be when all the lazy scroungers in this country, at the moment need a care home, we will be on the verge of collapse. I met a friend yesterday he worked in construction, his wife had a back operation, he tells me I am not going back to work, she gets DLA help with the mortgage, rates etc and I get carers for looking after her, now why would I work?. That the attitude the Govt has helped to nuture in this country. I worked for my living and got a works pension now I have to pay for glasses, dentists etc whereas if I had been on the dole I would get all this for free, tell me thats fair.

Oldernotwiser

Jock221 wrote: »

There is a way around this but it is too late for your Grandad, he could have signed his house over to a relative but it must be a clear 7 years before he needs help. I used to work in the old Supplementary Benefit office and if any one had land or property it was valued and had to be sold to fund the keep. It is unfair that he worked hard to buy his house, probably struggled at times to get the money, and yes we have them in every town and village the lazy gits who never worked for anything and get it all for free. Unfortunately you are in a catch 22 as he is not able mentally to sort this and no solicitor would take this on as you have to be in sound mind and body.

Seven years relates to Inheritance Tax, for care home fees there are no set rules.

Oldernotwiser

danlojo wrote: »

I agree totally Oldernotwiser but it is such an unfair system for those that work hard and bother to save. It's not worth saving these days.

The OP's grandfather will likely have worked no harder or no less hard than someone who didn't buy his council house.

In addition, a large amount of the house's value will be down to having been given a generous discount (out of public money) under the right to buy scheme.

Now that's unfair!