Please help me - my partner has left me, don't know what to do.

susannamamma

sorry, I gave you the wrong info.

I didn't realise maintenance was now allowed to go to the lone parent . That has been changed some time.

susannamamma

you should be able to get childcare vouchers when your child goes to nursery when you are on WTC.

zzzLazyDaisy

BBBNH wrote: »

i'm not sure i can, the mortgage is in his name, even though he isn't living here anymore?

Yes you can. Even though the mortgage is in his name, you are the person living in the property, and so you are responsible for the council tax.

Contact your local authority tomorrow and tell them that he has moved out. You will get a 25% discount.

HRV

For maintenace prurposes he should be paying 15% of his salary to you but you are then responsible for paying for your own housing costs- so if he's paying the morgage then that would be deducted from the amount payable.

justjohn

BBBNH wrote: »

nothing has been sorted yet, the plan is for him to pay the mortgage and council tax and to buy our child clothes, toys etc... when he has his days of custody (2 days per week, we've agreed on)

to be honest, i know i'll sound bitter but i don't want anything from him other than the mortgage being paid. i don't want to need him in any way, shape or form after what he's done to our family. of course i know that it's his responsibility though and not the tax payers.

You really need to get this done properly and legaly. Things change just like your relationship already has, it could change again. You need to get a seperation agreement with a specified amount of money specified each month and then you pay your mortgage etc from that, You will also need the house signed over to you. If you do not get a document drawn up your ex-husband could make a claim on the house at a later date. Or refuse to give you the money to pay the morgage. the whole thing is a minefield unless done properly.

As for claiming benefits you need too investigate what is best for you. You have extra options open to you as will soon be self employed.

Sublime_2

You've had lots of good advice. First thing tomorrow, ring the council.

Then, make an appointment with the job centre to see if you're entitled to income support, etc. Also ring up the tax credits office to inform them of your change in circumstances.

WhiteHorse

Stabilise your situation thoroughly before going into business for yourself. Self employment leaves little time to do anything else.

BBBNH

HRV wrote: »

For maintenace prurposes he should be paying 15% of his salary to you but you are then responsible for paying for your own housing costs- so if he's paying the morgage then that would be deducted from the amount payable.

i'm not sure what you mean? do you mean that rather than paying me 15% of his salary he can just pay the mortgage and then i won't need to claim any housing benefit etc?

thanks for the advice so far.

just john - the mortgage payment just comes out of his bank account every month, i won't be staying here long term. luckily for me my father is moving abroad at the end of 2011 and is letting me move into his home which he owns outright.

justjohn

BBBNH wrote: »

just john - the mortgage payment just comes out of his bank account every month, i won't be staying here long term. luckily for me my father is moving abroad at the end of 2011 and is letting me move into his home which he owns outright.

As i said things can change. What happens when the house is sold or if your ex changes jobs. Or he wants to sell the house. Its just a minefield many things can happen.

Many people start of with all the best intentions , but it just does not always pan out.

karenx

BBBNH wrote: »

i'm not sure what you mean? do you mean that rather than paying me 15% of his salary he can just pay the mortgage and then i won't need to claim any housing benefit etc?

thanks for the advice so far.

just john - the mortgage payment just comes out of his bank account every month, i won't be staying here long term. luckily for me my father is moving abroad at the end of 2011 and is letting me move into his home which he owns outright.

You wont get housing benefit on a mortgaged house. Nor will you qualify for interest relief as you dont own the house.

Im unsure if you will be able to claim any help with paying rent on your fathers house as its a family member who owns it