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CapQuest Stat Demand

2456

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    moneymeltdown wrote: »
    this is a debt that I have not acknowledged as I'm not sure exactly what account CQ are referring to, as I have never had the particular credit card stated in the SD in my name.

    It's not one of the CC accounts that has changed name is it?

    Like Morgan Stanley as one example? That then changed to MS/Goldfish, and was eventually bought up by Barclays.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    clareabella666 wrote: »
    I had one from them at the start of december, i never got the SD set aside as to be honest i had far more important things to worry about. I just offered them a full and final settlement for half the value of the debt. They then sent me a letter asking me to call them. I just ignored it and have been waiting for the court papers to drop on the floor until this week.............. i got a letter off a company called " scot call" or something like that stating that capquest had sold my debt onto them lol.

    Now im reporting capquest for serving me with an SD that they had no intention of acting upon. :j

    I don't think that Scot Call are a debt collection agency so I don't think they've sold your debt on as such. As far as I am aware, Scot Call are "field agents" who send doorstep collectors - I had a Scot Call visit on behalf of Barclaycard when I started my dmp but my debt still remained with BC. I could be wrong though.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • moneymeltdown
    moneymeltdown Posts: 264 Forumite
    clareabella666 wrote: »
    does the SD even have the name of the court that your case is suppesed to be held? Mine just looked like it had been photocopied by some muppet with bits filled in.

    hi! yes it does state the court but other key details have been omitted! idiots!
    "happiness is...positive cashflow!":j
  • moneymeltdown
    moneymeltdown Posts: 264 Forumite
    fermi wrote: »
    It's not one of the CC accounts that has changed name is it?

    Like Morgan Stanley as one example? That then changed to MS/Goldfish, and was eventually bought up by Barclays.

    thankyou for this - yes this could be why I don't recognise the name and account number.

    I am going to request CCA from CQ tomorrow though.
    "happiness is...positive cashflow!":j
  • clareabella666
    clareabella666 Posts: 96 Forumite
    Deep_In_Debt wrote: »
    I don't think that Scot Call are a debt collection agency so I don't think they've sold your debt on as such. As far as I am aware, Scot Call are "field agents" who send doorstep collectors - I had a Scot Call visit on behalf of Barclaycard when I started my dmp but my debt still remained with BC. I could be wrong though.

    oh! i just presumed it was sold on as the letter states that the debt has been passed onto them. They can show up at my door anytime, i will welcome them with my dog :D
  • moneymeltdown
    moneymeltdown Posts: 264 Forumite
    just sent off CCA request to Capquest!
    "happiness is...positive cashflow!":j
  • clareabella666
    clareabella666 Posts: 96 Forumite
    moneymeltdown wrote: »
    just sent off CCA request to Capquest!

    well done,now just wait for it not to turn up ( i doubt they have the info you have requested) :)
  • moneymeltdown
    moneymeltdown Posts: 264 Forumite
    morning,
    is there a template anywhere here to send to OFT regarding CapQuest's abuse of process? many thanks :)
    "happiness is...positive cashflow!":j
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Can't recall one.

    The people here can probably give you some pointers though: http://www.legalbeagles.info/forums/forumdisplay.php?f=145
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • moneymeltdown
    moneymeltdown Posts: 264 Forumite
    fermi wrote: »
    Can't recall one.

    The people here can probably give you some pointers though: http://www.legalbeagles.info/forums/forumdisplay.php?f=145

    thanks fermi I'll have a look :)
    "happiness is...positive cashflow!":j
This discussion has been closed.
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