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124

Comments

  • RAS
    RAS Posts: 36,284 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    is welcome secured or unsecured debt?
    If you've have not made a mistake, you've made nothing
  • Hi, it's unsecured
  • cattyboo
    cattyboo Posts: 159 Forumite
    Hiya,

    Didn't want to read and run :) I'm going to start by jumping on the Sky Sports bashing bandwagon- my partner would love the sports package but it's sooooo expensive and we just can't justify it so there's no way he's having it, the foot is down on that one! How much does your OH actually watch it? If it's just for a few games of football to follow his team or something then it's probably cheaper to cancel the subscription and send him down the pub with a mate and a bit of beer money :beer: that's what my OH does and it works out cheaper than the fortune Sky would charge for it (also it means I don't have to put up with watching it myself and pretending to be interested! :dance: )

    Sounds like you need to get some more money coming in as well as making your current outgoings cheaper. Do you have any old CDs/DVDs/games lying around that you could sell? CeX and Music Magpie offer cash for old stuff like that and if you're not using them (like if you've converted all your CDs to mp3) or unlikely to play/watch/listen to them again then you may as well sell them.

    As well as doing the comparison site thing for bills you can also ring them and if you're nice about it you can normally haggle a bit on price. We have Sky and managed to get £10 off a month by phoning and explaining that we'd seen an offer on the TV for new subscribers to get what we've got for a lot less and we didn't think it was fair they were looking after the new customers more than the current ones, wasn't nasty about it or anything, just explained politely and they knocked the price down...you don't lose anything by trying- don't ask, don't get!

    Best of luck with it all,

    C x
    :heartpuls "A wise man should have money in his head, but not in his heart" -Jonathon Swift :heartpuls
    :beer:
  • Hi cattyboo, I do agree with the sky thing but we have literally just taken the package out in last few weeks! Will be stuck with it for a while but will try and get it down/cancelled asap. Thanks for the suggestions re cd's we have quite a few knocking around that we never listen to so will get them sold. I also have some old vinyl that someone may want so will look into that too. Got a letter from BT today, after 3 years with them and numerous calls to cancel our package (which was totalling £100-£120pm) they had finally agreed to cancel last week. However received a letter today stating they wanted £67 in early termination charges. Long story short-I called up, was firm but nice with the operator and requested a manager call back which came a few minutes later and managed to get all outstanding charges waived. One less thing to worry about!! x
  • telboyo
    telboyo Posts: 410 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Sky are devious- you can upgrade online but you have to ring to downgrade.
  • curlytop12
    curlytop12 Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Long story short-I called up, was firm but nice with the operator and requested a manager call back which came a few minutes later and managed to get all outstanding charges waived. One less thing to worry about!!

    GOOD FOR YOU!WELL DONE!:j
  • MFWannabe
    MFWannabe Posts: 2,502 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    well done with the car finance and BT:T
    With reference to Sky you can downgrade the package even if you are still in contract
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • Superbiatch
    Superbiatch Posts: 585 Forumite
    Popcorn time :D
    LBM: 22.12.2010 :j Self-managed DMP start 29.1.2011
    DMP Mutual Support Thread No: 413
  • elsiepac
    elsiepac Posts: 2,687 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hahaha HAS to have sky ???? its nothing to do with sky its the wine and fags u buy everyday . so this is what u do all day , lie to people on here . hahaha

    That wasn't a very nice thing to write Sophia's Daddy... there was another post where Sophia's Mummy justified you having it as you were such a good husband and dad...
    I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
    GC: May 22 £tbc/£250 Vegan 27-8-13
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Methinks it was just a troll stirring up trouble.
    One life - your life - live it!
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