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7 Weeks until xmas, how are we all doing ?
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Christmas in seven weeks:eek: :eek: Someone must be having a laugh:rolleyes:
Seriously I have done NOTHING yet - but I have always been a lst-minute person and I am sure we'll sort it:beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
I've got a few bits and bobs bought but I have my vouchers (from Park thankfully!!) to buy the majority of gifts with. I am thinking of making my own cards this year and I only have to feed myself and the dogs so the food bill won't be high. I'm a lot more organised this year but I'm still stressing about what to actually buy people
£2019 in 2019 challenge:£50/2019
A-Z: ABCDEFGHIJKLMNOPQRSTUVWXYZ
Jan wins: £50 cheque0 -
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Thankfully I have nearly finished,:j thanks to everyone who posted bargains on the grabbit board.:A My husband is off work sick at the moment and it looks like he is going to be off for another 8 weeks.:eek: :mad: Money is going to be tight but I am glad I have managed to be super organized.0
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Im quite organised on pressies for the family - only got 2 to get
but I need a shopping trip to get DD some surprises as now she is older she wanted clothes so I let her choose them hence no surprises.
I will no doubt be wrapping pressies on Christmas eve as usual :rolleyes: no matter how early I buy the pressies - I always end up wrapping into the early hours of the morning on Christmas day.
I am going to try to get the cards out early - hate doing them.
Food wise I have saved up stamps and I have some M & S vouchers left for treats.
So far not doing too bad
:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0 -
I ordered my last gift yesterday and when it is delivered I'll be getting everything wrapped and hidden, - or sent off to Santa for distribution
:rudolf::D Official DFW Nerd No 096 - Proud to have dealt with my debt!0 -
not good!
I have bought one tin of buscuits that was half price fro an aunty!!!
I have no savings either....
I think I may have to ebay a few things later on and see if I can raise some cash!
:eek:Proud to be dealing with my debts
:beer:
Official DFW nerd no.190
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we bought all the pressies by the end of August.Yung
Early Retiree debt & stress free. and Joined the SKI club:j0 -
I have a couple of presents, i'm aiming to buy all of mine the end of this month.
Won't be having credit, just the money which i have
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Uh-oh, organisation alert, I must admit I have done all mine apart from a few bits for OH.... I bought quite a few things through the year, then about 6 weeks ago sold loads on ebay and amazon to give me the cash to pay for presents.... I took full advantage of the fact that it is Boots triple points week this week when you spend over £20... got loads of nice bits and saved extra points,,,,, bonus!!MFW

[STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45Aiming to be MF 1.10.20200
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