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A plan so cunning you could brush your teeth with it :)
Comments
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he talks sense that one ...
He has his moments and is very good at making me look and question. As i say i need also to break this habit of giving in and allowing things to happen. I am not looking to blame, just understand. Also i find it a bit disconcerting that i can easily converse with you all about this and seek open and honest opinion on it; whereas if i try and have this conversation with Mr.B it becomes all emotive, and i am made to feel as if i am some cow from the planet of massive cow pats just ready to crap all over him.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
boredofbeingathome wrote: »The way i figured it, after his half of household bills and his essential spends such as travel (and then paying off his credit cards) he should have £550 left. Out of that i put a rough entertainment budget of £50 spends. His food should come out of household budget and in theory any extras can be paid out of his entertainment. Am i being too strict with this budget?
How entertained does he need to be?boredofbeingathome wrote: »I reckon that should leave £500 to come off the overdraft. Or even £400 would have been good.
So i was shocked at £600 overspend because he was not living within his wages. He has argued he is only £50 over, which is a big improvement on the past
Improvement or not, it's not good enough. I won't repeat the words of Wilkins Micawber, but when he has some surplus at the end of the month then he can start saying about how improved he is. Especially if it's a long month. Unlike February.
His current trajectory is not sustainable.boredofbeingathome wrote: »and i can see his argument, but not his excuse as to why the spending is so high especially as everything is covered.
I think the secret lies in what is being bought."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
How entertained does he need to be?
Improvement or not, it's not good enough. I won't repeat the words of Wilkins Micawber, but when he has some surplus at the end of the month then he can start saying about how improved he is. Especially if it's a long month. Unlike February.
His current trajectory is not sustainable.
I think the secret lies in what is being bought.
You are right with all of your points Z. I have given him a spends book and asked him to look out last months receipts, i am sure the answer will be in that.
I am now extremely suspicious as to what is being bought..the way my mind works :eek::rotfl:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
boredofbeingathome wrote: »if i try and have this conversation with Mr.B it becomes all emotive, and i am made to feel as if i am some cow from the planet of massive cow pats just ready to crap all over him.
Because he wished to end the conversation, so pulling the little-boy strop is used because it has proved to be effective in the past at ending the conversation. Same with the sulking. Perhaps when he starts talking again you should say "Is there something wrong? You're not due to stop sulking until next Wednesday."
He has no defence for his actions and he knows it. All he has is distraction and attrition, so that's what he does."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
boredofbeingathome wrote: »I am now extremely suspicious as to what is being bought..the way my mind works :eek::rotfl:
Six hundred quid used to be the entirity of my take-home pay.
Now don't get me wrong, it is quite easy to spend that amount of money, it is just rather a lot of money to spend in a single month without anything much to show for it."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Because he wished to end the conversation, so pulling the little-boy strop is used because it has proved to be effective in the past at ending the conversation. Same with the sulking. Perhaps when he starts talking again you should say "Is there something wrong? You're not due to stop sulking until next Wednesday."
He has no defence for his actions and he knows it. All he has is distraction and attrition, so that's what he does.
I did have a long reply to this. But in the end i just thought that You know his personality quite well.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Six hundred quid used to be the entirity of my take-home pay.
Now don't get me wrong, it is quite easy to spend that amount of money, it is just rather a lot of money to spend in a single month without anything much to show for it.
Mine too, and i know it can be spent easily.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Because he wished to end the conversation, so pulling the little-boy strop is used because it has proved to be effective in the past at ending the conversation. Same with the sulking. Perhaps when he starts talking again you should say "Is there something wrong? You're not due to stop sulking until next Wednesday."
He has no defence for his actions and he knows it. All he has is distraction and attrition, so that's what he does.
Although it would probably be more effective if you just wrote it on a piece of paper and passed it to him
BDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Although it would probably be more effective if you just wrote it on a piece of paper and passed it to him
B
I wrote in a letter once.:cool:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
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