Will I continue receiving Tax Credits if ..

gilbutre

Hi everyone,

I'm a self-employed webdesigner working 35 hours a week (I'm starting and my only income so far is 100 pounds) and my wife works 10 hours a week as a part-time employee.

We started receiving Tax Credits while my wife was already working but I was still looking for a job (not working).

She wants to quit in order to look after our baby, so I will be the only one working (as self-employed). If she quits, will we still continue receiving Tax Credits ?

Indie_Kid

Yes. But not the child care element. (if you currently receive it)

gilbutre

Ok, I have two more questions then :

1) Why is that ? (yes I'm currently receiving it)

2) What if she becomes self-employed after she quit ?

karenx

Why would you need to pay someone to look after your child if there is one parent not working and will be at home all day??? Waste of tax payers money when they should be looking after the child themselves

gilbutre

That makes sense indeed.

But that does not answer my second question which was : what if she becomes self-employed ?

flowergirls

If your wife only works 10 hours then i don t think you will be getting the child care element as you both have to be working 16hour to get it.

If your wife became self employed and work 16hours then you should get it yes. If your child was being care for by a registered child provider

gilbutre

Actually we are already receiving the child care element despite her working only 10 hours a week.. Our child is not being care for by a registered child provider.

I wish to know what will happen if she quits and starts working full-time as self-employed (just like I am currently) : will there be some change regarding the tax credits we're receiving ? Flowergirls you say yes and Sh1305 said no, I don't know who I should believe !

Indie_Kid

gilbutre wrote: »

Actually we are already receiving the child care element despite her working only 10 hours a week.. Our child is not being care for by a registered child provider.

You shouldn't be receiving the child care element then. There are a few exceptions where one member of a couple doesn't work and they can still receive help with child care.

Oldernotwiser

gilbutre wrote: »

Actually we are already receiving the child care element despite her working only 10 hours a week.. Our child is not being care for by a registered child provider.

So, who do you pay the childcare to?

Blobby8_2

gilbutre wrote: »

Hi everyone,

I'm a self-employed webdesigner working 35 hours a week (I'm starting and my only income so far is 100 pounds)

Is that £100 total earnings if so in what period of time?

karenx

gilbutre wrote: »

Actually we are already receiving the child care element despite her working only 10 hours a week.. Our child is not being care for by a registered child provider.

You should call them and make sure they have the info correct as both parents should be working 16hours plus to recieve it. Not one over 16 and one under.
And it must be a registered childcare provider. Family etc dont count.
You could find you have a large overpayment to pay back