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help me please!!!!

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  • Just to throw my 2 pence in here.....

    I used to sell quite a lot of stuff on eBay a year ago. At the end of one month I added up all of the payments received and it came to more than £3,000. I was very pleased with myself at the time until I realised that I had actually spent every penny of that £3,000 on a daily basis with nothing to really show for it.

    I still don't know how I managed to spend £100 a day on nothing.

    Worse still it that I then worked out I'd spent nearly £1,000 using PayPal to buy things on the internet.

    I think my problem was that every day I made sure I requested funds to b epaid from my PayPal account and in to my bank account. With an average of £100 a day going in I just saw that as what I had to spend knowing tomorrow would bring another £100.

    Would I have been better to leave it mounting up to the end of the month or would the temptaion to blow a couple of grand via PayPal and the internet proved too big a temptation?

    Who knows but maybe an alternative would be to ask a trusted relative to hold the cash card or cheque book to a bank account that you could withdraw money from you PayPal account in to.

    PayPal have a limit where withdrawals of £50 or more don't inccur withdrawal fees so aim to get £50 in to your PayPal account as quickly as possible (maybe this could be your daily target). As soon as you hit that target go straight to the withdraw funds to bank account and empty yout PayPal account in to your bank account.

    Do this every time you get £50 in there, even if some days you have to do this twice. Trust me, at the end of the month, when your relative hands you access to your bank account you will be one very happy person.

    Celebrate, reward yourself. Go out for lunch but don't spend the whole lot.

    Money tends to mount up very quickly when your not watching it.
  • If you need to *do* something on the net to keep your fingers away from the ebay listings have a look at MSE Old Style.
    There are great threads including a daily 'diary' thread where ppl say what they have planned for the day, what they are cooking, what the kids are up to etc and it makes you realise that there are other people out there that have stay at home lives but keep their minds occupied.
    There are lots of cooking threads too so you can learn to cook with advice just a click away, there are grocery shopping challenges too - it's a very busy board with new posts every few minutes so there's plenty to keep your fingers busy!
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