We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

car insurance

hi there

well it's car insurance renewal time again and the renewal quote was staggering....

i've had a look on gocompare.com and confused.com but the quotes are coming back just as high:eek:

has anyone who is br/ex-br renewed recently and found a good deal? i was only discharged in November

thanks xx
«1345

Comments

  • now
    now Posts: 851 Forumite
    confused76 wrote: »
    hi there

    well it's car insurance renewal time again and the renewal quote was staggering....

    i've had a look on gocompare.com and confused.com but the quotes are coming back just as high:eek:

    has anyone who is br/ex-br renewed recently and found a good deal? i was only discharged in November

    thanks xx

    http://www.bankruptcyinsurance.co.uk/

    Try these I posted this link earlier
    If you woke up this morning congratulations, you have another chance :j
  • now
    now Posts: 851 Forumite
    Insurance has gone up in general due to last years bad weather :eek:
    If you woke up this morning congratulations, you have another chance :j
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    now wrote: »
    Insurance has gone up in general due to last years bad weather :eek:

    Thanks now...oh is that what it is? i have no idea what they base their prices on!

    i'll check out your link, thanks x
  • now
    now Posts: 851 Forumite
    confused76 wrote: »
    Thanks now...oh is that what it is? i have no idea what they base their prices on!

    i'll check out your link, thanks x

    thats what I was told be a insurance broker but it is best to shop around, I just think they should not look on BR as a bad thing xx some people have no choice
    If you woke up this morning congratulations, you have another chance :j
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    Mine is up for renewai in Feb so will be interested to see how you get on Conf.

    I must admit when I renewed last year whilst still BR I didn't have any problems with finding an insurer and most I tried didn't rate on BR so that was good. However if insurance has gone up in general then it will be a case of shopping around for the best deal.

    Good luck hun x
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I would recommend you find your insurance through the main MSE site. I saved £££s last year renewing mine and OH's car insurance. Be sure you go through all the steps and see if there is cashback.

    :j :j


  • Doucam
    Doucam Posts: 1,130 Forumite
    Hi confused!

    I recently renewed and went through Co-op, my renewal came through from Direct Line who I had been with for years and years as they were always the cheapest but it went up over £150 this time!!! :eek: Odd I thought as I hadn't had an accident or changed my car or moved, and then when I checked my credit report I saw they had done a credit check before sending out the renewal :mad: So I am assuming my BR made a difference.

    So I got a quote online from the co-op which was less than direct line by over a £100 and that included full breakdown cover which I need as the car likes to break down :D

    I called them and spoke to a lovely chap and said I did want to go ahead with it but would really like to pay monthly and that I knew I would fail credit check as discharged BR, he said that was fine and he could override it, so he put it through as normal, I failed, he pressed a few buttons and hey presto! I have car insurance at a good amount and paying monthly which is giving me those important green ticks! :T:T:T

    Our house insurance is due for renewal next month and I will be going to the Co-op again as really impressed with them.
  • now
    now Posts: 851 Forumite
    Doucam wrote: »
    Hi confused!

    I recently renewed and went through Co-op, my renewal came through from Direct Line who I had been with for years and years as they were always the cheapest but it went up over £150 this time!!! :eek: Odd I thought as I hadn't had an accident or changed my car or moved, and then when I checked my credit report I saw they had done a credit check before sending out the renewal :mad: So I am assuming my BR made a difference.

    So I got a quote online from the co-op which was less than direct line by over a £100 and that included full breakdown cover which I need as the car likes to break down :D

    I called them and spoke to a lovely chap and said I did want to go ahead with it but would really like to pay monthly and that I knew I would fail credit check as discharged BR, he said that was fine and he could override it, so he put it through as normal, I failed, he pressed a few buttons and hey presto! I have car insurance at a good amount and paying monthly which is giving me those important green ticks! :T:T:T



    Our house insurance is due for renewal next month and I will be going to the Co-op again as really impressed with them.
    Our house insurance is with the coop, I did it online and got accepted for monthly payments, they did a check as it is recorded on my file, I was playing with google when I found the BR insurance site so it would be nice to see if you get a decent quote our see if they are full off wind. I have always used MSE or the others in the past xx
    If you woke up this morning congratulations, you have another chance :j
  • andyf1980
    andyf1980 Posts: 836 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Direct Line were by far the cheapest for me. I'd been with esure for 3 years but my renewal quote this year was staggering.
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    thanks everyone!

    i'm having a look via MSE, thanks 5YP..

    i noticed one of the comparison websites mentioned a credit search, well i would fail that miserably despite being able to pay for it.

    hi Doucam thanks for this, interesting...i will see if the coop will quote...

    Andy, Direct Line were almost double the lowest quote for me eek!

    i will not be beaten...back to it....i will let you know how i get on....LV looking the best so far...:D xx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.7K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.5K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.