📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My "Tighten your belts, cats, we're going to reduce our mortgage!" diary

Options
12467

Comments

  • Another OP of £200.
    Total now £420!
  • Catslovelycats
    Catslovelycats Posts: 1,749 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    That's another £200 in the OP pot...
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    I think we got ourselves another addict. lol. No escaping now. :D
  • Catslovelycats
    Catslovelycats Posts: 1,749 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    edited 3 April 2011 at 12:37PM
    I think we got ourselves another addict. lol. No escaping now. :D

    :-)
    just managed to 'find' another £100 which I've put into the OP pot before it gets frittered away over the Easter period!
    plus had interest added to the account.
    updated total now £678.70
    never thought I'd manage to save so much.
    Just goes to show...:o
  • Just subscribing to this thread
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • Catslovelycats
    Catslovelycats Posts: 1,749 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Yippee. Managing to put aside £240 for May OPs
  • Well, how could I forget this site???? Sacrilege, I know, but true!
    I've managed to save £2400 in mortgage OPs since January and got cheaper car insurance that has just paid me back £70 cash on Topcashback.
    Feeling rather proud.

    Disappointed that I've just splashed out a load on bits and pieces while I convalesce. Money that I could have used towards the mortgage or something else.

    Never mind. Next challenge is to sort my mortgage for when my discount rate runs out in Feb and see if I can find a cheaper option somewhere...
  • stedwell
    stedwell Posts: 337 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    I think 2400 overpayments deserves a splashout on bits and bobs. You and the cats still need some fun! :)
  • Thank you Stedwell. That's what I told myself too! Though it does seem to go against the spirit of being an MSE-er!
  • Well, you can see from my siggy that I've got various things going on now and next year. I hadn't been on this site for ages - for some reason in the summer I lost momentum totally and actually forgot about the site (:eek:). Fortunately my OPs were safe as they were on a standing order.

    I am struggling with the temptation of getting a take away home delivered (if that makes sense!). I need someone to tell me that I'd feel much more fulfilled and satisfied with a home cooked meal rather than a delicious and huge portion of chinese. Please...:rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.