How much can you save?

rictus123

Lokolo iv got a mini ISA already with my bank, so i can view both accounts nice and easy. Transfering money is instant. I did start putting money in it but i withdrew it all to buy a new car before xmas and ever since its been sat at 0. Now i think im going all out to save up as much as i can, every penny.

£306 a fortnight as my hours were cut:( Thats for 78 hours work. But they are meant to be going back to normal hours so add on 12 hours time and a half. About £360 i think. Thats on £4.40 an hour, it goes upto £6.56 at the end of June.:D

Lokolo

Ok thats cool. Now you took X out for your car (which obviously wasn't a good idea, as it seems you cannot drive for **** :D). How much have you deposited into the ISA since 6th April 2008?

rictus123

Lol was at a crossroads of traffic lights and i went through and amber-red, 2 witnesses on my side, 3 on hers so she won it. I can get car insurance for £1300 fully comp if i pay it in one, yet i think im going to try and last until at least xmas without a car. Would save me alot of money. Since 2008 not alot! Only a few hundred if that. It was 2007-2008 i put most in.

rictus123

Didnt think i put in nearly as much as this!

£2,401.39 allowed

£1,198.61 deposited already

Account at 0.

dazcouz

alohahawaii wrote: »

Aww lucky you! do you put all your wages into savings?
ive been put off ebay! i have loads to sell too!

Thanks for the nice message:beer:

eBay is great for selling stuff. Sadly you do get idiots complaining over nothing, but luckily they are rare. I sell alot of the stuff I win in competetions too boost my income. I'm still living at home at the moment so outgoings are low. I'm trying to get a deposit for a house:j

McSaver

I have just noticed in your sig you have "competition wins 2008" shouldnt that be 2009?

When I sold the Barclays shares on Tuesday when I felt nervous and concerned about my profit... all they did afterwards is UP! :mad: :mad: :mad:

Never mind, the main thing is I didnt lose any of my money in the end.

alohahawaii

What date does the 2008/2009 isa stop?

I have £200 allowance left so thought maybe i should put it in, but it takes 3 days to transfer into ING isa.

Also im guessing ING will make me a new isa i wont have to re-apply. but what do i do if i want to go with someone else? just apply?

the ing rate is 1.4%!
wanted to move to barclays gold isa but they dont take old isas.

what should i do?

alohahawaii

dazcouz wrote: »

Thanks for the nice message:beer:

eBay is great for selling stuff. Sadly you do get idiots complaining over nothing, but luckily they are rare. I sell alot of the stuff I win in competetions too boost my income. I'm still living at home at the moment so outgoings are low. I'm trying to get a deposit for a house:j

that's ok then, i'm still living at home but have to pay rent.
I enter comps but only ever end up winning "bride wars" boxing gloves or a years supply of tomato ketchup!

any tips?

Lokolo

You have until April 5th to have the last remaining £200 in your ISA. ING will leave it available to have more money go in from April 6th. If you then deposit money into this it will then be your ISA for 2009/2010. Other than that, if you leave it as it is, you can open the Barclays one on April 6th and use that as your ISA for 2009/2010.

clearing_out_my_pockets

alohahawaii wrote: »

What date does the 2008/2009 isa stop?

I have £200 allowance left so thought maybe i should put it in, but it takes 3 days to transfer into ING isa.

Also im guessing ING will make me a new isa i wont have to re-apply. but what do i do if i want to go with someone else? just apply?

the ing rate is 1.4%!
wanted to move to barclays gold isa but they dont take old isas.

what should i do?

I believe the deadline is 5th April - most people think it's 1st, but it's not.

You can open another ISA but not until the new tax year, AFAIK. You can only fund one a year.