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How much can you save?
Comments
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Driving_Soon wrote: »A lil off topic but everytime i read your username is really makes me chuckle and i don't even know why :rotfl:
LOL, can't help you with that one, never though of my username as funny! It was the first thing that came to mind when I signed up!Moved back to Australia March 2010
Mortgage Dec 2010 $379 325 [STRIKE]Apr 2011 $377 009 Aug 2011 $375,279[/STRIKE] Nov 2011 $368 237
OP 2011 $2601.18
Car loan from parents 50.5% paid0 -
Lucy
May I have a look at that spreadsheet too? It sounds really good.
And I am needing some inspiration on the spreadsheet front right now...
Money Angel
:A0 -
It's nothing that special! But if you pm me your email address, I will send it on to you.Target Cash Net Worth: £25K by January 2012
Progress May-08 19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
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I never really knew what I was saving for so thanks to this post I've decided
-deposit for when I get my first house.
Maybe this will spur me on and stop me spending
How much is an average deposit? or how much should I aim for?0 -
That's a bit of "how long is a piece of string". For the foreseable future you will need 10% of the house value to obtain a reasonable mortgage rate. This could have completely changed in a years time though!
House prices look set to fall further so how much are the houses you'd be willing to move into cost now, keep an eye on their prices, as they rise/fall that will tell you what you need as a deposit.0 -
Thanks for that Lucythe Dwarf. I have been putting aside a set amount for 'clothing' but I like your idea of being more specific. Much better:)March 2020 grocery challenge $921.76/$500AU
April 2020 grocery challenge $744/$800
May 2020 GC $724.11/$750
June 2020 GC $370.31/$700
July 2020 GC $316.87/$7000 -
I feel a new coat and boots are a yearly necessity! I could wear last year's... but I feel so much smarter in a new one, and I deserve to treat myself for the year's savings
Target Cash Net Worth: £25K by January 2012
Progress May-08 19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
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I've decided to change my signature to show 3 goal percentages instead of my ultimate goal and percentage as it was way too depressing seeing it change so slowly. This way I feel it seems easier to achieve (but still probably impossible :rolleyes: )Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037Swagbucks ~ £155 (2024 ~ £395)Surveys ~ £161.29 (2024 ~ £280.14)Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)0
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Hi,
What is the Olympic Challenge / Olympic calculator?0 -
It is a spreadsheet that was around about a year ago, shows your 'disposable' monthly income x 12, and then offesets your savings per month into the disposable, to show what % of that you put into wages for that year (or something like that).MFW #185
Mortgage slowly being offset! £86,987 /58,742 virtual balance
Original mortgage free date 2037/ Now Nov 2034 and counting :T
YNAB lover0
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