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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well, tumble dryer ordered :). £216 inc delivery from Very (can't believe that was cheapest place!), 7% cashback with TCB, buy now pay in 9 months :D.

    The Paper Gremlins are back in the study :eek:. What's worse, they've let their dodgy cousins, the Cardboard Gremlins and General Stuff Gremlins, into the garage :eek:. Off to tackle shortly. Supposed to be meeting friends for lunch, if I don't turn up please come and rescue me (though if the Gremlins have progressed to the drinking and singing New York stage, leave me be :D).

    Will be booking holidays later :D.

    Will worry about money afterwards :(. May compromise and get Mr GG to feed the regular savers, or may stop being so stupid and just accept Dec :o.

    Off to see bessie mate tomorrow, she's moving from 7 hours away to only 90 mins away, going to help her unpack :D.

    Mr GG playing golf as usual, but at 9am instead of 7.40. We were still in bed at 7.40 :T:T:T:T. Yippee :T:T:T:T. Has put me badly behind though, but worth it :D.

    Happy Saturday everyone :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    Good-oh for tumble drier:T Before gas-guzzler-car bill:eek: I was contemplating buying condenser drier - hate, hate, hate having to dry clothes indoors on airers, especially when bedding and towels:(

    Do you mind me asking if the V*ery one is a condenser?
    NP:D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    So, tumble dryer decision.....All I wanted was a white TD, cheap to run, condenser, with a delayed start. Oh, and cheap obviously ;). More complicated than expected (isn't it always.......).

    Turns out A ratings are not the only thing to be taken into account. They show energy usage per kwh, but some machines dry faster than others, so one rated a C can cost less to run than a B if it dries quicker confused.gif. So, ended up thinking 'sod it' and picked the cheapest one which looked like it was cheap to run - based on sust-it.net. Have ended up with a Beko DCU7230, cheap and cheerful but seems to have good reviews and only needs to last 4 years :cool:. 7kg load which will be fine as only me & DS most of the time, and current one is only 6kg.

    Decided against tackling the garage. a) it's raining so don't want to go to [STRIKE]tip[/STRIKE] civic amenities recycling centre and b) may as well wait till TD arrives and I can take old one down, plus all packaging. Will be tackling study instead :eek:. Eventually ;).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    Thanks GG - it has great reviews (and free delivery which is a total bonus!) so will probably bite the bullet and order after eb*y ends. C'mon eb*y momma needs a new tumble drier:rotfl:

    Also it will force me to tidy/clear utility room.......maybe today.....maybe.....
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh great, now I have to bear the burden of guilt form someone else's purchase. What if it is useless :eek:. What if it breaks :eek:. I didn't get free delivery????????

    Forgot to say got notified of payrise on Thursday. Such a non-event it slipped my mind :rotfl:. Let's just say that after tax I'll struggle to pay for the tumble dryer in 9 months time :o. Over the last 3 years I've had a 40% rise (promoted to senior role), then 2.5k 2 years running (obviously the 40% rise still left me poorest paid on the grade :mad:), so back to reality :o. I can't moan too much - I had a pot of 6k to divide between 15 people so I know how little money there was. The standard rise was £300 and I totally smashed that with mine :rotfl:. Hey ho.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    Awww - I thought you had said free delivery, however with further scrutiny of your post you had in fact said inc delivery.

    So, looking at the cost £209 (minus a credit order bonus of 10%) (add on £6.95 delivery) go through TCB at 7.07% that should equal, in total for me................somewhere in the region of less than £209. I HATE MATHS!!!!!! PS. I appear to have to pay for mine over 3 months:huh:

    Well done on the payrise - you should treat yourself to a wee house:D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You have got the better deal as you have got the 10% off.I chose to wait and pay in 9 months so didn't get that.

    Happy tumbling :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    To be fair, I could NOT buy a new tumble dryer, NOT book holiday and NOT book flights and pay off in Nov. So, slap myself and get over it :D.

    Tumble dryer bought :)

    Jan holiday booked, even splashed out extra on an upgraded room as there was an extra £75 off :)

    Easter flights booked :)

    Need to get over it now :whistle:

    Lovely meal with friends today :)

    Night night

    GG x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I need to find the reset button on my body clock :eek:. Wide awake and up between 3.30 and 5.30 - so was Mr GG :eek:. Couldn't really get back to sleep but sleepy now :o.

    Inspired by Tilly's Xmas enthusiasm I have reluctantly accepted it will be happening (would be much cheaper if only every 4 years, like the Olympics :D). Started to think about what to buy and even looked for a few things. Ho ho ho :xmassign:. More importantly, have decided what I would like :snow_laug.

    Also inspired by Tilly (that woman has a lot to answer for :mad:) am off to do a freezer inventory/meal plan :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Ooh GG, another spreadsheet for you to twiddle with :)

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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