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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • edinburgher
    edinburgher Posts: 13,934 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Don't suppose Mrs Ed had popped out another after a few days has she Ed :rotfl:

    Thankfully not! :rotfl:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    We are a grandmother again - 2nd chick hatched :T.
    Not bad , getting kisses when one is a thrice grandmother :rotfl:
    Yup, triplets now :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • That is a good budget figure, but is it just for you? Or does Mr GG have to share it?
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That is a good budget figure, but is it just for you? Or does Mr GG have to share it?

    Just me for now, will increase when Mr GG joins me.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • That is good news.... It could have led to some long distance wrangling with Mr GG as it is a tad tight for a couple. But just nice for one..
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    So lovely long weekend with Mr GG :kisses2: but he is now on his way back to the ME :(. However, he has decided the job is not for him, has handed in his notice and will be out here by end of Aug at the latest :j. Combination of a number of factors but I think the largest is that he is missing me :D. He of course sees it differently :rotfl:. I am a bit disappointed I won't get my ME adventure - but Spain was always Plan A and I've managed to get here ahead of schedule :T.

    We were chatting about budgets over the weekend, I'm struggling with the mindset of moving to spending rather than saving - GG did you find this, I know it's common on MMM? I was explaining to Mr GG that I was finding it difficult as I was spending money but didn't know what budget to allocate it to. He found that hilarious and I must admit it did sound a bit pathetic :rotfl:. I am going to monitor spending against projected pots for the next few months though to see how accurate my forecast was.

    Got a bargain of multi buy of pots & plants off local FB page, €40 for 10 and one pot alone (an Ali Baba jar) is easily worth that :T. Not so keen on some of the other pots but they can be changed over time, but plants are all a decent size and healthy and the jasmine opened up when I put it on my little terrace so when it flowers a bit more I'll be able to go to sleep with the sensual scent of jasmine which I'm sure I can convince myself doesn't really smell of wee :rotfl:.

    Waiting on Mr GG to FT to say he's arrived, also ISS passing over at 10.27pm so going to set an alarm on phone for it as beautiful clear sky :T.

    GG :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow, Gally - what a good job you didn't set up a permanent base in ME then! And of course MrGG handing in his notice is really about missing you :rotfl:

    Yes, the budget worries are hysterical :D but actually, plotting expenditure in relation to planning is a good idea. Knowledge is power, an'all that :j

    ISS! Did you see it? Weather is utterly disgusting here, completely overcast, genuine hooley going on out there :eek:
    2023: the year I get to buy a car
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    GG - Our ultimate dream is to retire early and move to Spain with the children, I hope you are enjoying your time out there. What I wouldn't give for some vitamin D right now, its flippin freezing here in Yorkshire!


    All the best, ATB xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ISS! Did you see it?
    Clear as a bell, went right overhead, cricked my neck watching it :rotfl:.
    GG - Our ultimate dream is to retire early and move to Spain with the children, I hope you are enjoying your time out there.

    Can highly recommend it ATB, what a great start in life to grow up bi-lingual. Was speaking to someone the other day whose children were around 10 and 12 when they moved with not a word of Spanish between them - now both at or graduated from Spanish Uni's :T.

    Right, sat this morning and brought all accounts up to date and rejigged how spending is recorded (both UK & Spain). The bad news is the outstanding balance, net of credit cards and transferring money over from UK, is £13,800 with a current payoff date of Feb 17 :(. That will come down though as we have a new tenant for our house, hopefully moving in soon, and Accidental Purchase house is also let so we will finally start getting rent at the end of the month :T. Been let to the woman who is living next door and whose parents live on the other side. She will be there for a long time, all being well, and I know the family so all good :j. Spoke to her last night - is it ok if they decorate (em, that'd be a yes, especially if they undo Mr GG's brother's efforts :rotfl:) and can they do some work to the garden as well :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Good news about new tenants :)

    Weather here is AWFUL.

    How many boxes left?

    Tilly x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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