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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • Well done GG, your focus to finish this really has been inspiring :beer:

    Best wishes, Tilly x s
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • I can see why it is a bit emotional but you have so much excitement to look forward to. Brilliant. You must be exhausted.

    Have a rest and a swig of that dodgy wine,
    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh Gally! How amazing ... you definitely need a nice lie-down, and a nice glass of wine (or two). Congratulations!
    2023: the year I get to buy a car
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Had a little lie down but then chap came to pick up table & chairs - free as had seen better days and wasn't expensive to start with (bought as a stopgap about 8 years ago :rotfl:). Poor soul has just moved into a HA flat with girlfriend and baby, and they have nothing. She has just been admitted to psychiatric unit with severe post-natal depression :(. Told him if he can get van at end of week he can have washing machine & fridge freezer. Nice young chap, bowed down by the pressure on him, he's had to give up work as gf couldn't be left alone :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh my word. Our first world pension issues don't really come close to that, do they ... good for you for extending your hand.

    You weren't having your lie-down on the table and chairs, were you? :D
    2023: the year I get to buy a car
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Moving every 16 years probably explains, in part, why you are able to retire at such a young age. We're now 3 years and 2 months into our stay at the current flat. That's the longest I've stayed in any one place in the last 15 years! :)

    That's a good point - I've only lived in three houses in my entire life.

    With my mum and dad for 21 years, then in our first house for 8 years, then here for 26 years.

    GG, well done on completing your list, that's a major achievment
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 6 May 2015 at 9:55AM
    gallygirl wrote: »
    73 boxes/bags etc. just driven off with my life :eek:. Feel a bit emotional (though that may be the value of the out of date spices etc. I've just thrown out :rotfl:).
    Mentally 'unpacked' 36 boxes into their new home, taking up no existing storage space (e.g. replacement ironing board and TV, pots for terrace etc) :T. So, just 37 to go then :eek:.

    Time for another To Do list, will do a brain dump and organise later:
    • Meet MSE'er for lunch - arrange time DONE - well, sent message.
    • Meet another MSE'er for coffee - arrange time DONE - well, sent message.
    • Apologise to another MSE'er that I won't catch up again before going :(DONE
    • Ring DD
    • List of all BTL's, contact numbers & gas expiry dates to gas man - write, print & deliver DONE
    • List of all BTL's, contact numbers & other important info on summary sheet for DS - print & put in 'house bible' DONE
    • Letter for all tenants giving UK contact details - can't remember posh name for it.
    • BTL insurance for here DONE
    • BTL insurance for house we manage for friend DONE
    • Double check other insurances - make sure none due in next month or two. DONE
    • Test drive possible/probable new car*
    • Ask question on local facebook page in Spain for tips on buying new car DONE, general impression seems to be there is little wriggle room on Dacias as price very low. Which is better in some ways as I can wimp out ;)
    • Ask Santa how much cash I can withdraw per day with posh gold card :D from a Santa ATM in Spain. Want to pay for stuff with cash and leave CC free for car. DONE
    • Go through remaining C of Ad list
    • Bank no. 1 - pay in last ever cash from Peefer Pig who has been thanked and released from service :(
    • Bank no. 2 - hand in C of Ad form
    • Tip run
    • Try to fix car seat before I pick up MSE'er for lunch :rotfl:
    • Clean windows
    • Sweep & wash kitchen floor
    • Clean kitchen cupboards
    • Clean downstairs loo
    • Clean en suite
    • Clean bathroom
    • Cut grass for last time :D
    • Once all cleaning & gardening done, thank and release 'painting clothes' - even though they do bring me joy as I can see every colour paint I've ever used on them :rotfl:.
    • Sell lawnmower
    • Save a few plants from garden for family/friends
    • Visit Mr GG's mum
    • Try to fit in visit to ex-MIL - maybe teatime when SIL there also?
    • Ask MSE'er to let me have some paperclips :rotfl:DONE
    • Get last UK hair cut ( :eek: = before, :) = after)
    • Buy wine for Fri dinner
    • Message young guy about washing machine & fridge freezer - does he want an iron & ironing board?
    • Update Spanish 'what's on when' list on computer as I've found a chub club :rotfl:. DONE
    • Remind Spanish solicitor to send me scanned copy of deeds so I can print out - need to register myself at town hall.
    *Gotta love car websites that mirror each other in all countries :T. Have configured new car on Spanish website & printed out. Then changed ink cartridge and reprinted as ink ran out on 1st page of 1st version :rotfl: .Need to weigh up whether it's worth paying £1,400 extra for diesel - breakeven point would be 3.5 years, assuming 10,000 miles a year.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :kisses3: The best of British, honey - have a ball :j
    2023: the year I get to buy a car
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Meet MSE'er for lunch - arrange time DONE :)
    Meet another MSE'er for coffee - arrange time DONE :)
    Apologise to another MSE'er that I won't catch up again before going :(DONE :)
    Ring DD DONE :)
    List of all BTL's, contact numbers & gas expiry dates to gas man - write, print & deliver DONE
    List of all BTL's, contact numbers & other important info on summary sheet for DS - print & put in 'house bible' DONE
    Letter for all tenants giving UK contact details - can't remember posh name for it.Section 48 - DONE
    BTL insurance for here DONE
    BTL insurance for house we manage for friend DONE
    Double check other insurances - make sure none due in next month or two. DONE
    Test drive possible/probable new car*
    Ask question on local facebook page in Spain for tips on buying new car DONE, general impression seems to be there is little wriggle room on Dacias as price very low. Which is better in some ways as I can wimp out ;)
    Ask Santa how much cash I can withdraw per day with posh gold card :D from a Santa ATM in Spain. Want to pay for stuff with cash and leave CC free for car. DONE
    Go through remaining C of Ad list
    Bank no. 1 - pay in last ever cash from Peefer Pig who has been thanked and released from service :(
    Bank no. 2 - hand in C of Ad form
    Tip run
    Try to fix car seat before I pick up MSE'er for lunch :rotfl:Not done, but she did have a very nice rest in her ultra reclined seat :D
    Clean windows
    Sweep & wash kitchen floor
    Clean kitchen cupboards
    Clean downstairs loo
    Clean en suite
    Clean bathroom
    Cut grass for last time :D
    Once all cleaning & gardening done, thank and release 'painting clothes' - even though they do bring me joy as I can see every colour paint I've ever used on them :rotfl:.
    Sell lawnmower
    Save a few plants from garden for family/friends
    Visit Mr GG's mum DONE and she was in a v good mood :T
    Try to fit in visit to ex-MIL - maybe teatime when SIL there also?
    Ask MSE'er to let me have some paperclips :rotfl:DONE
    Get last UK hair cut ( :eek: = before, :) = after)
    Buy wine for Fri dinner
    Message young guy about washing machine & fridge freezer - does he want an iron & ironing board? DONE
    Update Spanish 'what's on when' list on computer as I've found a chub club :rotfl:. DONE
    Remind Spanish solicitor to send me scanned copy of deeds so I can print out - need to register myself at town hall.

    Not bad progress :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 7 May 2015 at 5:27AM
    LLooks like my weather jinx on Spain is over :T:T:T

    Etc etc :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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