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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary
Comments
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            Well done GG, your focus to finish this really has been inspiring :beer:
 Best wishes, Tilly x s2004 £387k 29 years - MF March 2033:eek:
 2011 £309k 10 years - MF March 2021.
 Achieved Goal: 28/08/15 :j0
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            I can see why it is a bit emotional but you have so much excitement to look forward to. Brilliant. You must be exhausted.
 Have a rest and a swig of that dodgy wine,
 Squirrel xPaid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
 Still thrifty though, after all these years:D0
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            Oh Gally! How amazing ... you definitely need a nice lie-down, and a nice glass of wine (or two). Congratulations!2023: the year I get to buy a car0
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            Had a little lie down but then chap came to pick up table & chairs - free as had seen better days and wasn't expensive to start with (bought as a stopgap about 8 years ago :rotfl:). Poor soul has just moved into a HA flat with girlfriend and baby, and they have nothing. She has just been admitted to psychiatric unit with severe post-natal depression . Told him if he can get van at end of week he can have washing machine & fridge freezer. Nice young chap, bowed down by the pressure on him, he's had to give up work as gf couldn't be left alone . Told him if he can get van at end of week he can have washing machine & fridge freezer. Nice young chap, bowed down by the pressure on him, he's had to give up work as gf couldn't be left alone .                        A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort .                        A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0 Mortgage Balance = £0 "Do what others won't early in life so you can do what others can't later in life"0 "Do what others won't early in life so you can do what others can't later in life"0
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            Oh my word. Our first world pension issues don't really come close to that, do they ... good for you for extending your hand.
 You weren't having your lie-down on the table and chairs, were you? 2023: the year I get to buy a car0 2023: the year I get to buy a car0
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            edinburgher wrote: »Moving every 16 years probably explains, in part, why you are able to retire at such a young age. We're now 3 years and 2 months into our stay at the current flat. That's the longest I've stayed in any one place in the last 15 years! 
 That's a good point - I've only lived in three houses in my entire life.
 With my mum and dad for 21 years, then in our first house for 8 years, then here for 26 years.
 GG, well done on completing your list, that's a major achievmentEarly retired - 18th December 2014
 If your dreams don't scare you, they're not big enough0
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 Mentally 'unpacked' 36 boxes into their new home, taking up no existing storage space (e.g. replacement ironing board and TV, pots for terrace etc) :T. So, just 37 to go then :eek:.73 boxes/bags etc. just driven off with my life :eek:. Feel a bit emotional (though that may be the value of the out of date spices etc. I've just thrown out :rotfl:).
 Time for another To Do list, will do a brain dump and organise later:- Meet MSE'er for lunch - arrange time DONE - well, sent message.
- Meet another MSE'er for coffee - arrange time DONE - well, sent message.
- Apologise to another MSE'er that I won't catch up again before going  DONE DONE
- Ring DD
- List of all BTL's, contact numbers & gas expiry dates to gas man - write, print & deliver DONE
- List of all BTL's, contact numbers & other important info on summary sheet for DS - print & put in 'house bible' DONE
- Letter for all tenants giving UK contact details - can't remember posh name for it.
- BTL insurance for here DONE
- BTL insurance for house we manage for friend DONE
- Double check other insurances - make sure none due in next month or two. DONE
- Test drive possible/probable new car*
- Ask question on local facebook page in Spain for tips on buying new car DONE, general impression seems to be there is little wriggle room on Dacias as price very low. Which is better in some ways as I can wimp out  
- Ask Santa how much cash I can withdraw per day with posh gold card  from a Santa ATM in Spain. Want to pay for stuff with cash and leave CC free for car. DONE from a Santa ATM in Spain. Want to pay for stuff with cash and leave CC free for car. DONE
- Go through remaining C of Ad list
- Bank no. 1 - pay in last ever cash from Peefer Pig who has been thanked and released from service  
- Bank no. 2 - hand in C of Ad form
- Tip run
- Try to fix car seat before I pick up MSE'er for lunch :rotfl:
- Clean windows
- Sweep & wash kitchen floor
- Clean kitchen cupboards
- Clean downstairs loo
- Clean en suite
- Clean bathroom
- Cut grass for last time  
- Once all cleaning & gardening done, thank and release 'painting clothes' - even though they do bring me joy as I can see every colour paint I've ever used on them :rotfl:.
- Sell lawnmower
- Save a few plants from garden for family/friends
- Visit Mr GG's mum
- Try to fit in visit to ex-MIL - maybe teatime when SIL there also?
- Ask MSE'er to let me have some paperclips :rotfl:DONE
- Get last UK hair cut ( :eek: = before,  = after) = after)
- Buy wine for Fri dinner
- Message young guy about washing machine & fridge freezer - does he want an iron & ironing board?
- Update Spanish 'what's on when' list on computer as I've found a chub club :rotfl:. DONE
- Remind Spanish solicitor to send me scanned copy of deeds so I can print out - need to register myself at town hall.
 A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0 Mortgage Balance = £0 "Do what others won't early in life so you can do what others can't later in life"0 "Do what others won't early in life so you can do what others can't later in life"0
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            :kisses3: The best of British, honey - have a ball :j2023: the year I get to buy a car0
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            Meet MSE'er for lunch - arrange time DONE 
 Meet another MSE'er for coffee - arrange time DONE 
 Apologise to another MSE'er that I won't catch up again before going DONE DONE 
 Ring DD DONE 
 List of all BTL's, contact numbers & gas expiry dates to gas man - write, print & deliver DONE
 List of all BTL's, contact numbers & other important info on summary sheet for DS - print & put in 'house bible' DONE
 Letter for all tenants giving UK contact details - can't remember posh name for it.Section 48 - DONE
 BTL insurance for here DONE
 BTL insurance for house we manage for friend DONE
 Double check other insurances - make sure none due in next month or two. DONE
 Test drive possible/probable new car*
 Ask question on local facebook page in Spain for tips on buying new car DONE, general impression seems to be there is little wriggle room on Dacias as price very low. Which is better in some ways as I can wimp out 
 Ask Santa how much cash I can withdraw per day with posh gold card from a Santa ATM in Spain. Want to pay for stuff with cash and leave CC free for car. DONE from a Santa ATM in Spain. Want to pay for stuff with cash and leave CC free for car. DONE
 Go through remaining C of Ad list
 Bank no. 1 - pay in last ever cash from Peefer Pig who has been thanked and released from service 
 Bank no. 2 - hand in C of Ad form
 Tip run
 Try to fix car seat before I pick up MSE'er for lunch :rotfl:Not done, but she did have a very nice rest in her ultra reclined seat 
 Clean windows
 Sweep & wash kitchen floor
 Clean kitchen cupboards
 Clean downstairs loo
 Clean en suite
 Clean bathroom
 Cut grass for last time 
 Once all cleaning & gardening done, thank and release 'painting clothes' - even though they do bring me joy as I can see every colour paint I've ever used on them :rotfl:.
 Sell lawnmower
 Save a few plants from garden for family/friends
 Visit Mr GG's mum DONE and she was in a v good mood :T
 Try to fit in visit to ex-MIL - maybe teatime when SIL there also?
 Ask MSE'er to let me have some paperclips :rotfl:DONE
 Get last UK hair cut ( :eek: = before, = after) = after)
 Buy wine for Fri dinner
 Message young guy about washing machine & fridge freezer - does he want an iron & ironing board? DONE
 Update Spanish 'what's on when' list on computer as I've found a chub club :rotfl:. DONE
 Remind Spanish solicitor to send me scanned copy of deeds so I can print out - need to register myself at town hall.
 Not bad progress A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0 Mortgage Balance = £0 "Do what others won't early in life so you can do what others can't later in life"0 "Do what others won't early in life so you can do what others can't later in life"0
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            A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0 Mortgage Balance = £0 "Do what others won't early in life so you can do what others can't later in life"0 "Do what others won't early in life so you can do what others can't later in life"0
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