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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    I can't see a link?

    You must be viewing on something that doesn't show the links - the 'this' in blue should link through. OK, she's called Peggy, which is a pet name for Margaret, as is Meg, so she is a Megane :D.
    :eek: and :rotfl:. First 2 pictures were quite promising, poor soul (having my "gullible, assume it's genuine" hat on ;))
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Originally Posted by gallygirl viewpost.gif
    Quick post before off to meeting. Posting my to do list as it keeps me on track:
    Check up on CS pension Oops
    Check up on local govt pension Oops
    Read tax advice (Tolley's) Oops
    Email tax advisor after reading above Oops
    Ask questions on Landlord's Forum about non-residency DONE
    Print off non-residency forms for BTL's Oops
    Ring solictors - email address for wills updateDONE
    Send draft willsDONE
    Ring M&S re changing over account Oops
    Check cashback for SIPP Done
    Open SIPP Done
    Sort out parcel for returns DONE
    Check ebay - non-payment disputeDone - :mad:. No response and checked their feedback - a few instances of not paying but can't leave negative feedback!Sorted - paid up and parcel posted.

    Oh dear, not very good :(. Still, Mr GG off to ME Friday (hmmmm, am sure the fact Valentine's Day is Saturday is purely coincidental :rotfl:) so plenty time then.

    Did manage to open a new savings account, which wasn't on the list :).

    Need also to research existing Mr T credit card - I'm sure there's a charge for using overseas. Was trying to find one that gave rewards/cashback + free overseas transactions but on reading the small print I can't find one :(. May apply for a Nationwide one as that is free for overseas transactions and they are doing 15m interest free :T. Plus cashback of £26 with Topcashback :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »

    Need also to research existing Mr T credit card - I'm sure there's a charge for using overseas. Was trying to find one that gave rewards/cashback + free overseas transactions but on reading the small print I can't find one :(. May apply for a Nationwide one as that is free for overseas transactions and they are doing 15m interest free :T. Plus cashback of £26 with Topcashback :T.
    The joys of not sleeping = time to do this stuff :rotfl:. Mr T charge 2.8% on overseas transactions :eek: so will only use that card when back in the UK.

    Nationwide card applied for, provisionally accepted :T with balance of 7.5k so will stooze that once spent in ME :D. Did it through topcashback for £26 and already tracked :).

    Funding Circle account opened - turns out I already had one :o, couldn't find log-in details or remember personal info :o, so new account opened with new email address & new quidco account, £15 cashback. Was assertive and put £100 bids in, first one finishes today so here's hoping :). Only wanting 12m loans at present so that's a bit restrictive - will probably look at resales next time.

    Was also going to open a new instant access savings account - the one I opened the other day is 180 days notice - but Martin's best buy has been pulled :(, should have done it last night when I first saw it :mad:. So, as I'm in a huff I haven't opened the next best :rotfl:.

    Happy hump day everyone :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK wrote: »
    Defenders can indeed have rust issues. Take a very good look at the chassis, rear crossmember and bulkhead. Make sure you get on your hands and knees and take a light. The bulkhead needs close inspection and take a magnet along. The body panels are aluminium.

    It should be running a 200TDI engine, these are practically bombproof. Go for a test drive and do usual checks concerning brakes, steering, suspension as well as engaging low range/ diff lock.

    Thanks, Alex :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    I can't see a link?

    :rotfl: You know I can't resist another car at the right price. :o



    Defenders can indeed have rust issues. Take a very good look at the chassis, rear crossmember and bulkhead. Make sure you get on your hands and knees and take a light. The bulkhead needs close inspection and take a magnet along. The body panels are aluminium.

    It should be running a 200TDI engine, these are practically bombproof. Go for a test drive and do usual checks concerning brakes, steering, suspension as well as engaging low range/ diff lock.
    Which is all well and good.......... what colour is she :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl wrote: »
    Which is all well and good.......... what colour is she :D.

    Mud-coloured, I should think :p It's the one on the left:

    landies_zpssww0aers.jpg
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    10 items chucked 78/365
    5 items for CS 83/365
    Mr GG sent to ME 84/365
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mud-coloured, I should think :p It's the one on the left:

    landies_zpssww0aers.jpg

    Looking good from the photo. Mind, I'm just glad to see someone is looking to buy a real 4WD for once. ;):D
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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