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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • icontinuetodream
    icontinuetodream Posts: 992 Forumite
    I've been Money Tipped!
    _party_Happy birthday!!_party_
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • hanging_on_in_there...
    hanging_on_in_there... Posts: 165 Forumite
    Fifth Anniversary Combo Breaker
    Happy birthday! Xx
    BoDiddly :)
    Trying our best!
    1st mortgage: was £23,127.00 now £22,480.00.
    Offset £20,100.00.. MF Jan 2015.
    2nd mortgage: was £13,900.00. Now £13,608. MF March 2016 or sooner!
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Hope you had a lovely birthday:beer:
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • apple_muncher
    apple_muncher Posts: 15,242 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    :j:bdaycake::j

    Happy Birthday!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Whoooops!!!! Happy Birthday GG! :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Happy Birthday GG _party_
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.     :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks all :D. Another year older and none the wiser ;). Had a few days more or less away from MSE and also had 2 whole days off work which was great :T. But a bit manic now I'm back :(.

    So, while I've not been on.....

    Payday :D

    :dance::dance::dance:do the money shuffle, yeah, yeah :dance::dance::dance:

    Done. Bored now. 22 days till payday, but bank account thinks it's due next week :eek:

    Balance now down to 37.2k :T.

    More bricks coloured in on excel house. House filled in, onto roof now, one brick filled in :j .

    In other exciting news - a few months ago we started to buy premium bonds to save for tax etc. In the draw for second month and won £25 :). Was very exciting to get the email :j.

    Hope all well. Friday tomorrow :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    Very well done on the win! Does it represent a good rate of interest for instant access?

    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Secret_Saving_Squirrel wrote: »
    Very well done on the win! Does it represent a good rate of interest for instant access?

    Squirrel x

    Don't really know how to work it out. It was 2.08% on the month but 1.3% over the 2 months. We'll see how much we win over the year. Hoping for the 1 million which will be around fandabidozi %. Approximately :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Busymumofthreeplusdog
    Busymumofthreeplusdog Posts: 304 Forumite
    Would really like to subscribe to your page but for somee reason the thread tools aren't working grrrr
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
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