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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Well done on the successful mortgage shenanigans, GG, £42k in a month is brilliant and it really won't be long until Sept 15 ... your end really is in sight (as it were)!

    Very happy for you for all your losses of bank's pounds and body pounds this week! :T
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tilly_MFW_in_6_YRS wrote: »
    Oooooh so close to £3........ :T:T:T

    Tilly x x
    Yup, on 1st :j. Will take ages to colour in the house bricks this month - we've gone from just above the door to above the upstairs windows :rotfl:. Then it's on to the roof :j:j:j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I colored the roof first and I'm working my way down, the last few bricks will be the front door, currently we own 65% of our house
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :A Been swimming :A

    Is it nap o'clock yet :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Amidst of all the big financial shenanigans it's easy to lose sight of the small ones. Ridiculously pleased to spot that daily interest now down to £3.04, will drop to £3.01 at end of week when mortgage payment comes out then Sept will start with a 2 :T. In reality it's actually lower than that - the £3 is the mortgage account less offset but we have savings elsewhere which generate (small) amounts so partially offset it.

    Happy Hump Day :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    Fantastic progress....so exciting! x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:
  • Watty1
    Watty1 Posts: 7,070 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Fabulous progress. Enjoy colouring bricks in :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • newgirly
    newgirly Posts: 9,379 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Congratulations GG on paying such a lovely big chunk off :beer:
    MFW 67 - Finally mortgage free! 💙😁
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    House coloured in :j, but rent from new tenants not come across from estate agents yet so still on 40k :(. I'll live with that :T. 2 little squares, then the roof and a 2k chimney to go :D.

    Also put £200 into premium bonds last night (new tax and repairs 'account') and when new tenants deposit received that will go in there also. The deposit needs to be protected but I can do that through the Residential Landlord's Association for around £20 and keep hold of it :).

    Off adventuring with Mr GG for a few hours at lunch time then need to make my hours up :o. Slight chance adventuring may eventually lead to more spreadsheets than I know what to do with :eek:.

    Mr GG away tonight and regular weekend plans turned upside down so don't know if I can cope :eek:. Still, I have a MS to do at that starry coffee place so that will pep me up :D.

    Need to chase up repair man to see if he can pop to new tenants house. Will tie a knot in my hankie :).

    But most importantly:
    :j:j:jIt's Friday :j:j:j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • newgirly
    newgirly Posts: 9,379 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    "Adventuring" come on GG don't keep us in suspenders, what are you up to :D
    MFW 67 - Finally mortgage free! 💙😁
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