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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Mortgage day :j.

    Total owed is now £88,848.66. Approximately :rotfl:. So, 90's gone and skipped over 89k :T. Should be done to 85 something next month :D.

    Spurred on by Alex who mentioned it, I've had a few goes of the RichDadPoorDad cashflow game (I can only get it to work in Chrome). No, I didn't bankrupt myself Alex :rotfl:. Quite entertaining but some poor choices made by your character which you can't control. In the last game I played I was a secretary on less than 3k a month but blew 18k on a speedboat :eek:. Silly mare :naughty:. Took me ages to pay that off, and I missed opportunities in the meantime (ah....... now I see what it's getting at ;)). Funny that the one debt I don't bother about paying is the mortgage as that's usually too big to tackle as it needs to be paid in one go. Shame they don't allow TillyTidies :rotfl:. Worth having a go if you have 1/2 - 1 hour to spare.

    Best start work - got a hot date later for lunch ;).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    May give that a go, gally. I could do with something to escape from my marking with. I have loads to do, but none of it is urgent so I get to pace myself and wind down a bit towards the end of term.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lois_E wrote: »
    May give that a go, gally. I could do with something to escape from my marking with. I have loads to do, but none of it is urgent so I get to pace myself and wind down a bit towards the end of term.
    Think I'll abandon it - stupid janitor splashed out on a speedboat and big TV - I won but wanted to go bankrupt to teach him a lesson :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    Gallygirl, I want you to be the first to know that I have:

    Opened a 123
    Opened TWO 5% tsb's
    Opened an ISA (2 yr tied)

    Does this merit a spreadsheet?

    Financiallysavyme:D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • nattypants
    nattypants Posts: 2,577 Forumite
    PS. also just realised that my mortgage is also available to view online 👊 boom!
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    nattypants wrote: »
    Gallygirl, I want you to be the first to know that I have:

    Opened a 123
    Opened TWO 5% tsb's
    Opened an ISA (2 yr tied)

    Does this merit a spreadsheet?

    Financiallysavyme:D
    #moneygeek
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • nattypants
    nattypants Posts: 2,577 Forumite
    Moneygeekexpert - soon this ---> :money: will be replaced with MY face.
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    nattypants wrote: »
    Moneygeekexpert - soon this ---> :money: will be replaced with MY face.
    :rotfl::rotfl::rotfl:Well someone is already impersonating you with someone very like him :rotfl::rotfl::rotfl:

    Great stuff Nats - yes I think that merits a spreadsheet :T. And a big :kisses3:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    gallygirl: I bankrupted myself through some unexpected bill(s) after over stretching myself investing in various property. :o Strangely enough, I do know that strategy (buying property one can barely afford) can actually work though I did not quite realise the risk.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • nattypants
    nattypants Posts: 2,577 Forumite
    I will have to tidy my tillies as well!
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
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