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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lois_E wrote: »
    SGA - Spreadsheet Geeks Anonymous ;)
    Still showing a positive balance Lois :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :jPayday :j

    :dance::dance::dance:Do the money shuffle, yeah yeah :dance::dance::dance:
    1st steps duly done and spreadsheets updated. Bored now. When's the next payday :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • edinburgher
    edinburgher Posts: 13,890 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I know GG, Mrs E got paid on Monday, we've shuffled and now I'm on the trough of the money shuffle wave. Considering withdrawing a fiver a day from MB winnings to keep that 'new money' high :rotfl:
  • Arkers
    Arkers Posts: 1,587 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope I am not too late to enter into spreadsheet gate; but I must ask GG "what on earth will you do, when you pay off your mortgage(s) and you are in receipt of your pension?" From your posts I think you might be heading South and to the sun....have you considered how you will cope without the daily/weekly/monthly input of all your formulae! Maybe you should consider setting up a SSG - spreadsheet support group. or SA spreadsheet anonymous.;)


    Just as an aside; what is your exit plan? Or should that be when is your exit plan?
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Love pay day shuffle. Shuffle is officially complete.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hope I am not too late to enter into spreadsheet gate; but I must ask GG "what on earth will you do, when you pay off your mortgage(s) and you are in receipt of your pension?" From your posts I think you might be heading South and to the sun....have you considered how you will cope without the daily/weekly/monthly input of all your formulae! Maybe you should consider setting up a SSG - spreadsheet support group. or SA spreadsheet anonymous.;)

    Savings spreadsheets :D. Planning the colours already :T.
    Just as an aside; what is your exit plan? Or should that be when is your exit plan?
    The general plan is naff off to the sun. Specifically, pay off all mortgages (or have savings equivalent), rent out own house, with income from BTL's have plenty to live on. Timescale - asap but other things need to fall into place. Possibly around 2 years.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well the good news is that, having cut out a lot of old sheets from main mortgage spreadsheet, I seem to have fixed its 'saving violation' so haven't had to call on Lois to help ;). (To be honest, she never sorted out the bug in it which meant it wouldn't show me owing zero so I don't have much faith in her abilities :rotfl:). Upside, apart from having to rename it every time I saved it, is that it's much faster. Downside is I've deleted a lot of history - but I did save a copy so can go back and refer.

    My Santa log in with FD banking is going haywire. I've tried logging in separately but am inputting wrong data. Hope automatic log in sorts itself out or I'll have to reregister and wait till all that arrives :eek:. Luckily the money shuffle is done :T but I'm expecting some money in. I suppose I can go to a cash machine and get a mini-statement :cool:.

    Need to go on choo-choo but may leave iRene at home and carry on reading Smarter Investing - seems more urgent now I get to access my pension pot thanks to :kisses3: Mr Osborne :kisses3: (yuk).

    Friday :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • edinburgher
    edinburgher Posts: 13,890 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    To save you some time, Smarter Investing in 5 words:

    Save enough, diversify, reduce costs :beer:

    Are your SS in Excel GG? I'm giving some thought to selling our current laptop and purchasing a Chromebook (keeping SS in the cloud). Not very familiar with Google SS tho, and afraid to lose functionality!

    On the other hand, if we had a Chromebook, our 'study' would become a spare room.
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    To save you some time, Smarter Investing in 5 words:

    Save enough, diversify, reduce costs :beer:

    Are your SS in Excel GG? I'm giving some thought to selling our current laptop and purchasing a Chromebook (keeping SS in the cloud). Not very familiar with Google SS tho, and afraid to lose functionality!

    On the other hand, if we had a Chromebook, our 'study' would become a spare room.

    I like the idea of google files in the cloud but I recently had to edit someone's work and the formatting was a total nightmare!!!!

    I also had to wrestle my managing director's terrrrrible g-doc spreadies and make normal looking files so that my team don't hunt me down with pitchforks!!!

    I even had to go buy Office for a mac when I bought a MacBook for events just so it felt the same!!!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I agree with Hurdler Ed, I have tried different systems but they're not the same. How big is your laptop if it needs its own room :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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