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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Study confronted :j. Brought it all downstairs and sorted it out while watching the X Factor (go Johnny go 2.gif). A lot sorted out, also got £18 from Peefer the Pig for the btl mortgage, and just sold something on ebay for £8.50 (free mag sub gift :j).

    Did 3 online surveys for Beefeater, 3 vouchers for bottles of wine so that's the next 3 weekends sorted :D.

    £6 off £30 spend at Sainsbugs to be used by next week, so need to get on mysupermarket. Hopefully will also get £5 off £40 from Asda Price Guarantee - not sure though as I bougtht non-grocery items so will try tomorrow.

    Watching Man U v City on MOTD - life is good :T :rotfl::T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :mad::mad::mad::mad: Bl**dy Nationwide :mad::mad::mad::mad:

    They keep changing their login process and I've managed to get locked out - just at the time of the month I need to check rent has come in etc, AND MAKE OVERPAYMENTS :eek::eek::eek::eek::eek: Of course you can't just phone up to get locked out, oh no, you have to reregister and wait for a snail mail letter :mad::mad::mad::mad:. At least I can check ins/outs with a ministatement, but I was going to pay over £400 off btl this morning. By the time I get back online I'll have that to pay, plus a little paypal money, regular monthly OP and maybe even 3k plus from savings plan :(. I don't want to do it all at once, as I like to see how many months each OP knocks off :D, so will do each transaction individually.

    :mad::mad::mad::mad: Bl**dy Nationwide :mad::mad::mad::mad:

    :mad::mad::mad::mad: Bl**dy Halifax :mad::mad::mad::mad:

    Transferred 1k out using faster payments. Em.... hello??????? Where is it? I'm sitting waiting here.

    :mad::mad::mad::mad: Bl**dy Halifax :mad::mad::mad::mad:

    Should have stayed in bed :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    And the milk's on the turn so tea tastes funny :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    gallygirl wrote: »
    And the milk's on the turn so tea tastes funny :(

    That is truly awful, more awful than locking yourself out of your account (in my world where tea rules)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    gallygirl wrote: »
    :mad::mad::mad::mad: Bl**dy Nationwide :mad::mad::mad::mad:

    They keep changing their login process and I've managed to get locked out - just at the time of the month I need to check rent has come in etc, AND MAKE OVERPAYMENTS :eek::eek::eek::eek::eek: Of course you can't just phone up to get locked out, oh no, you have to reregister and wait for a snail mail letter :mad::mad::mad::mad:. At least I can check ins/outs with a ministatement, but I was going to pay over £400 off btl this morning. By the time I get back online I'll have that to pay, plus a little paypal money, regular monthly OP and maybe even 3k plus from savings plan :(. I don't want to do it all at once, as I like to see how many months each OP knocks off :D, so will do each transaction individually.

    :mad::mad::mad::mad: Bl**dy Nationwide :mad::mad::mad::mad:

    :mad::mad::mad::mad: Bl**dy Halifax :mad::mad::mad::mad:

    Transferred 1k out using faster payments. Em.... hello??????? Where is it? I'm sitting waiting here.

    :mad::mad::mad::mad: Bl**dy Halifax :mad::mad::mad::mad:

    Should have stayed in bed :rotfl:

    Nightmare! I always panic I will misplace my card reader to log into account I make OP's from.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    CathT wrote: »
    Nightmare! I always panic I will misplace my card reader to log into account I make OP's from.
    You can use any card reader - as long as you use the correct card you can use a reader from anther bank (even if it is your DH's or friend's card reader).

    I did this by accident and realised they all work this way.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 29 October 2011 at 9:22AM
    Calmed down slightly since the other day :rotfl:. Found the paying in details for btl mortgage so have managed to make op of around £450 - 3 months off :j.

    Went to Sainsbugs toy sale and bought a load of pressies for Xmas/birthdays but have decided to take some back & hopefully swap.Nice Sainsbugs keep giving me money off vouchers (had 5 off 30, now 8 off 40 :), so going to check Mysupermarket and stock up on bargains. Also pop to Mr T as I have a 5p off petrol voucher.

    Car breakdown due, had a phone call yesterday to say existing co will beat any quote, so phoning them at 9am to see if they can beat £25.92 - hardly worth it :rotfl:. ETA - present co wouldn't match so gone with Green - thanks Martin :kisses3:

    Waiting on savings plan thingy to mature & pay out at end of month. 3k will knock off 20 months off btl mortgage so all good :)

    Happy Saturday everyone :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sounds like you are having a very Happy Saturday already :)

    I'm home alone at BF's as he has had to go to work (unpaid :mad:) so wondering what mischief I can get up to, think its to early to route for xmas presents
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Never too early! But be careful you might not like what you find!
    MFW - We've only gone and blooming done it!
    May 2013:j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Hi GG
    Its great when £450 OP knocks off 3 months! That much only knocks 1 month off at mo for me. Cant wait until its that low that it makes that much difference!

    Glad you have calmed down haha
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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