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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Only just? It's the 10th you know? ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    Only just? It's the 10th you know? ;)
    images?q=tbn:ANd9GcRqArleD4Jp6BKtQqiVNSDw38RblEkpIuUxuAM3FAqcAHiCybC1wA

    It's earlier than usual :rotfl:.

    It's up.

    images?q=tbn:ANd9GcQce8N0kc07fEmd7rPJ3U2MV1pGutOk3298-WWnup30FPjD7PtPtQ
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    I love the tree! Minimalistic and yet, it says so much in an existential way, speaking to me through it's silence. Tate Modern masterpiece.
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tahlullah wrote: »
    I love the tree! Minimalistic and yet, it says so much in an existential way, speaking to me through it's silence. Tate Modern masterpiece.
    Nah, it's just sh*te :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    One persons pile of fire bricks is another person peice of art valuing in excess of $1000. But, I really like the tree! It is great, not too flash, but easily identifiable. Like a Reliant Robin.
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tahlullah wrote: »
    But, I really like the tree! It is great, not too flash, but easily identifiable.
    Oops. Best not show you the real one then :rotfl:.

    2014 challenge accepted - OP's of 23k _pale_. Cheated a bit in 2013 and added normal payments but have sat and worked it out properly this time :o. Failed to meet 2013 target so serves me right :rotfl:. No idea if OP target will work as there are a few fairly large variables. One would help meet target, one might help or might hinder :o. And those are just the known variables, don't start me on the unknowns ;).

    No pennies to TillyTidy :(.

    WFH, also need to finish some edig surveys, pick up some parcels, receive big delivery, make phone calls, sort out a savings account, visit relly and hopefully see friend tonight so best not have another cup of tea and sit here another 1/2 hour :eek:.

    Off to put the kettle on :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    gallygirl wrote: »
    Lost watch and bracelet a few days ago. Decided to have a good look for them, no luck, so did the usual:

    "St Anthony, St An...."
    "Bet they're in the cream bag"

    Sure enough, there they were :j. Didn't even get as far as saying the while thing :T.

    Thanks St A, even by your standards that's good going :D.

    I lost a ring a couple of weeks ago, prayed to St. Anthony and found it in ...... my TD (with internal light:smileyhea)

    Oh, and yesterday I gave my work real value for money by spending many happy hours playing around with my spreadsheet;)

    Laters.
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »

    Need £55.10 to get to 52k paid off
    Now paid Mr GG £52,015.79 :T.

    Edig surveys all done bar one where I'm waiting on refund to be processed. £138.50 for sitting on sofa and shopping :rotfl: :j. THey're very good at paying so hopefully will be here by Xmas - by cheque though :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning, have a good Friday :T

    Soon be Christmas, and no bah humbug before you start :rotfl:

    Well done on Mr GGs payments.

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oops. Been busy :o.

    Unexpected day at home as client cancelled meeting :j. Decided to go shopping at lunchtime instead of tonight. I'd been v organised and written list but forgot to take it with me :o. Very proud I remembered everything bar one which is not essential :T. Go me :D. Chuffed as quite a few unusual things on it.

    MSE chums for dinner tomorrow. Hoping some of it will be proper lush :rotfl:.

    So glad it's nearly the weekend, then just working Mon and back on 2nd :T.

    Ho ho ho Merry Christmas :santa2::santa2::santa2:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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