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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lost watch and bracelet a few days ago. Decided to have a good look for them, no luck, so did the usual:

    "St Anthony, St An...."
    "Bet they're in the cream bag"

    Sure enough, there they were :j. Didn't even get as far as saying the while thing :T.

    Thanks St A, even by your standards that's good going :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • edinburgher
    edinburgher Posts: 13,904 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Being a landlord does not sound like fun. I am surprised how common late rent payments are!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edinburgher wrote: »
    Being a landlord does not sound like fun. I am surprised how common late rent payments are!
    Tell me about it. Still not received but got very shame-faced apologetic message :rotfl:.

    Mini-adventure very good :T.

    Need to finish off some of the edig surveys but having a bath first :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ok, annual charity dilemma...... Usually do closer to Xmas but done someone a favour and when they suggested giving me choccies I pointed them to Martin's list of charity gifts so thought I'd look as well.

    So - sorry WWF, I'm giving to humans. Plus, I can't adopt a tiger, the garden's too small :(. Sorry RNLI, not this year. Not saying anything more as I'll no doubt get regaled with stories of rescues etc :o. Do I go for health (trachoma treatment for 20???) or farming or education? UK or Overseas. Decided on Overseas so Kids Co & Centrepoint lose out :(. I'm left with:
    • CAFOD - quite like idea of giving some happy queen bees :T. But always a bit suspicious of Christian charities (which I think is more a reflection of me than them :o). But they have Chirpy Chickens :).
    • Cowsnthings - £5 chicken, £10 10 chicks, £18 goat
    • Musthavegifts £18 for 5 chickens
    • PresentAid - chickens and goats. I've identified a theme here :rotfl:.
    • Little Good Gifts - chickens, turkeys, wormery :rotfl:, prize bull semen :eek:
    • Oxfam - now, they have a sale on, half price goats :T
    Off to do some shopping :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Chickens buy chickens :rotfl:

    Mr MWC donated 5 places at Crisis for Christmas today :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    Chickens buy chickens :rotfl:

    10 chicks purchased :j, in memory of Miss Q and to celebrate LRH's continued laying prowess :T. Also, a goat, because I love a bargain :rotfl:. Bit worried though as both sites have put my address down for delivery :eek:. How do I gift wrap a goat :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    gallygirl wrote: »
    10 chicks purchased :j, in memory of Miss Q and to celebrate LRH's continued laying prowess :T.

    :cool:

    Have you named them yet?
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    :cool:

    Have you named them yet?
    :rotfl:Nope, will leave that to the people who get them. The person I did the favour for bought me a fruit tree :j. Bit worried the goat will eat it :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ok, MFIT2 update sent through. +25.7k paid off, behind but that was to be expected :j.

    Part 2 of rent money finally paid & transferred to offset, included in amount above :T.

    1 more reg saver payment on FD @8% to go, then it matures :(. In readiness I have emailed NWide about a joint flex account, also FD about new reg saver for me and Mr GG :). Will stick 2.5k in the FD and the remaining 1.2k or so will go to top up offset probably.

    Off to London, being an internet bandit hopefully and getting a frothy coffee :beer:. One of the edig survey purchases can be returned to outlet at station so that will save some money (they don't do free returns) :).

    Happy Tuesday :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Right, Christmas tree going up plugging-in-xmas-tree-smiley-emoticon.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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