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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just updated spreadsheets with movements over holiday. Savings now 20k :T and net btl mortgage now starts with an 8 (just :rotfl:).

    However, had a repair occurring while I was away, plus stuff bought for Spain and ordinary holiday spends means not a pretty picture coming up :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well, it's the day before payday and I have £3.83 left in current account :T (only because I borrowed £50 from savings account, forgot about BT one-off charge :o).

    Will be getting a small, much welcome, bonus this month :j.

    Had to do a list of money transactions for tomorrow - of which number 8 is 'normal monthly movements' :eek:. I've got money going into accounts and different amounts going in the other direction, but it's actually simpler records wise to do them as separate transactions. That way I can follow the trail if I need to check anything later on. Which I probably will :rotfl:.

    Manic few weeks ahead, away for weekend with friend, next weekend visiting DD and following week DS and gf moving out (:j:rotfl:) so will be on call to help out. Plus have a poorly relative, and away with work (probably) 3 days next week so no time for anything really :(. Looking forward to doing a Tilly and sitting down to meal plan at some stage :p.

    Want to run a load of options through spreadsheets but it will take a good few hours which I just don't have :(. Earmarked next Sat morning for it (seeing DD on Sunday).

    Happy hump day everyone :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :j:j:jwages are in 90 minutes early :j:j:j


    "Do the money shuffle, yeah, yeah"
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 25 September 2013 at 11:13PM
    Crikey GG, it hadn't registered that we're over the hump - could someone put an extra day into the week pleased.

    Night, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    Had to do a list of money transactions for tomorrow - of which number 8 is 'normal monthly movements' :eek:. I've got money going into accounts and different amounts going in the other direction, but it's actually simpler records wise to do them as separate transactions. That way I can follow the trail if I need to check anything later on. Which I probably will :rotfl:.
    To misquote the great Miss Dickson........ "I know me so well" :o. Would all have been fine if Halifax had shown as a credit straightaway so I didn't have to skip a step. Will sort out mess in the morning :cool:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Tilly_MFW_in_6_YRS wrote: »
    Crikey GG, it hadn't registered that we're over the hump - could someone put an extra day into the week pleased.

    Night, Tilly x

    Only if it's an extra Sunday Tilly ;)

    Fortune x
    https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
    Working at Living
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Fortune_Smiles wrote: »
    Only if it's an extra Sunday Tilly ;)

    Fortune x
    That probably shows you where I am with work at the moment :o

    An extra Sunday would be a much better idea :)

    Tilly

    Morning GG x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Money sorted. Now owe Mr GG 41.1k :T. Overall debt 99.3k :D (would have been lower but needed to move money from savings to pay mortgages before end of month rents received).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    Now owe Mr GG 41.1k :T.
    Debt renegotiated. Now 36.1k :j. Love you Mr GG :kisses2:.

    :doh:Doh. Should have negotiated a full and final settlement :rotfl:.

    Pay off date for Mr GG now Sept 15 and overall pay off date May 16. [STRIKE]Scheming [/STRIKE]Doing complicated financial planning to make it Dec 15 which is just around the corner :eek::T:D:j:eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dec 15 does seem scarily close! Who speeded up time?
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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