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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary
Comments
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cha97michelle wrote: »We'll worry about it when you start acting like you are in that decade.
Happy belated birthday hon.
Sorry but thats :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
TPA!!!!!!!!!!!!!MFW - We've only gone and blooming done it!May 2013:j0 -
cha97michelle wrote: »We'll worry about it when you start acting like you are in that decade.
Happy belated birthday hon.
Am hoping to never leave my teens.
Busy day ahead:- empty out car so I can -
- get car washed & cleaned
- Lidl
- Aldi
- Asda, with list for all, after web surfing & meal planning :A
- gardening if it doesn't rain - fat chance
- make leek & pot soup
- look for pressie & card - 50th birthday party next week, last of our bunch
- look for earrings to match lovely necklace I got for birthday
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Happy belated birthday, GG! Good luck with your massive job list tooUpdating soon...0
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Cheeky bloke eh? I would never buy something like that for anyone at work as it is just a bit cringey isn't it. A friend maybe, who would take it a bit jokily. Great reply from you though.
Our old head of department was put in charge of buying a present for a pregnant colleague and bought her nipple cream. Us ladies were sat cringing at that one too, and he said, well I thought it would be helpful as my wife found it really useful. :rotfl:0 -
cha97michelle wrote: »Cheeky bloke eh? I would never buy something like that for anyone at work as it is just a bit cringey isn't it. A friend maybe, who would take it a bit jokily. Great reply from you though.
Actually we get on really well, he's small, ginger & Jewish so a bit of well deserved payback for him :rotfl:. And there are lovely recipes in there and a lot of good info which I'd meant to arm myself with, so I'm actually really pleased with it.
Some of the weeks I wanted to take off next year, with Bank Holidays in, are a bit awkward because of work so I'm a bit restricted and can only take certain days. That means I'm having to think hard about how to best use my leave so:
Saddo Alert:
Have just invented a VFL (Value For Leave) Score. VFL = Annual Leave/Days Away, in other words how much leave does a day on holiday cost me, so the lower the score the better. I can use it to take into account bank holidays, weekends, 1/2 day flexi etc and get value for my annual leave.
A Sat to Sat with no BHols = 5 leave days/8 days, score of 0.625. I'm looking to beat that. So far I've come up with:
Easter 3/8 = 0.375
Whitsun 3/8 = 0.375 or maybe 13/6 = 0.46
I'd been thinking about New Year - Mr GG will not want to go in case anything goes wrong at work but I am lucky enough to get the 3 days off between Xmas and New Year as extra leave. Going on Weds 28th & coming back Tues 3rd is 0.5/7 = 0.07so seems rude not to :think:. I think I will speak to Mr GG, fall out with him & sulk, weigh up whether I'd sooner spend NY with him in the wet & cold or go to Spain without him & hopefully get some sunshine. Tough call :whistle:. Not trying to prejudge outcome, but I've priced up flights (dear _pale_) and car hire (cheap
) just in case, and mate has her case packed :cool:.
End of Saddo Alert.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Hi Gally - Many happy returns!
- Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
- MORTGAGE FREE: September 2015
- MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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Happy belated birthday GG :beer:,
Those days after xmas and before new year I think are a kind of no-mans land, the perfect time to go away. I always get fed up once xmas is over but pick up after new year, I am sure if your friend can't make it there will be plenty of offers on here to help you out:DMFW 67 - Finally mortgage free! 💙😁0 -
Very belated Happy Birthday hun, bet you feel younger than most of us on here!MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
Am hoping to never leave my teens
.
Busy day ahead:- empty out car so I can -
- get car washed & cleaned Oops
- Lidl Yup
- Aldi Yup
- Asda, with list for all, after web surfing & meal planning :A Yup. Sad enough to go on mysupermarket & reckon I saved around £10 on a £45 spend :eek:
- gardening if it doesn't rain - fat chance
yup - 5 hours yesterday, more deconstruction than anything
- make leek & pot soup yup
- look for pressie & card - 50th birthday party next week, last of our bunch
yup
- look for earrings to match lovely necklace I got for birthday couldn't find any
Not too bad I suppose. Will get car done next weekend :cool:Very belated Happy Birthday hun, bet you feel younger than most of us on here!
After 5 hours gardening & 1/2 hour wiifit, I very much doubt it
Just paid payment of £4.14 to btl, amazon & cashback. To those who say it's not worth it - it didn't change the the payoff date, but it saved me £2.49 in interest. That's a 60% ROI. How can that not be worth it :T?
V long day ahead so best get a wriggle on.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Well done on that list that is impressive also a belated Happy Birthday from me. That is an impresive saving on £45 shop I really must look into that site just tend to go to Sainsbo as it's the nearest.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0
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