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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Fortune_Smiles wrote: »
    Uh?

    Fortune x
    gallygirl wrote: »


    [STRIKE]Have tried to reconcile 2nd ccard and hopelessly confused myself confusion-smiley-emoticon.gif. Had bought a lot of clothes, most of which went back, refunds on there this month, items paid for last month. Need to credit my savings account with £200 but can't work out how to do it and actually I think most of that £200 has already been 'refunded' as CC DD was for a lot less than the bill and they knock off credits from what they take. Which means I really need to transfer the £200 from my current account to savings, which should probably have been done a few days ago, meaning instead of being £100 in credit I would have been £100 overdrawn. And because I've OP'd the amount I was in credit (and obviously can't take it back, even though it's only in a savings account ;)) I'm not projected to have a £200 surplus anyway........

    Comprende? If so, please explain to me :rotfl:. [/STRIKE]

    I have overspent.

    Is that better FS :D ?

    I seem to have lost £43,000 :eek:.

    Today's transactions have taken me from owing Mr GG 44.2k to owing him 42.9k, missing out 43 altogether :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I don't understand either, so I'm off to make another cup of tea (from the hot tap gadget I now have)

    I think the answer is :) but not sure how you have paid back £1000 without knowing but :T
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Radish72 wrote: »
    I don't understand either, so I'm off to make another cup of tea (from the hot tap gadget I now have)

    I think the answer is :) but not sure how you have paid back £1000 without knowing but :T
    I did know it, it;s just that as I paid £1,300 I skipped straight from 44k to 42k, thus missing a colour-in 43k cell opportunity :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    Yeh, yeh, whilst this is good 'n' all GG ...
    gallygirl wrote: »

    Today's transactions have taken me from owing Mr GG 44.2k to owing him 42.9k, missing out 43 altogether :rotfl:.

    ... THIS is amazing!!! Radish - you have a hot tap gadget:T:T:T:T
    Radish72 wrote: »
    I don't understand either, so I'm off to make another cup of tea (from the hot tap gadget I now have)
    T
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    nattypants wrote: »
    Yeh, yeh, whilst this is good 'n' all GG ...



    ... THIS is amazing!!! Radish - you have a hot tap gadget:T:T:T:T
    So do I. Called a kettle. Damn sight cheaper :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Someone velcroed me to the sofa yesterday :eek:, though did have a long walk with Mr GG in the sunshine last night :D. Then came home and made cheap dinner rather than eat out :money:.

    Did manage to finish tidying kitchen cupboard (not large enough to call a pantry, plus it has coats in there instead of jars of home-made chutney etc :D). Bought a cheap shelving thingy for the floor so managed to organise a bit better. I can safely say I probably have enough couscous to last till I move to Spain :o.

    Mr GG got some bargainous wine from Mr M the other day :T. It's all gone :o.

    Cheque didn't arrive from edig so still waiting on around £175 :(.

    No pennies to Tilly Tidy :(.

    Need to unvelcro myself from sofa as need to get bill to pay from study. Seem to be stuck again :o.

    DS thinking of moving out :T. Have made a mistake of setting up spreadshseets for living costs and what he'll need to buy so I expect that will all get put on hold again :rotfl:. Will affect pay-off plans one way or another.

    Happy Bank Holiday everyone apart from those in Jockoland :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Peonie
    Peonie Posts: 1,471 Forumite
    gallygirl wrote: »
    DS thinking of moving out :T. Have made a mistake of setting up spreadshseets for living costs and what he'll need to buy so I expect that will all get put on hold again :rotfl:. Will affect pay-off plans one way or another.
    Did you cost it up for him? Is he someone that needs everything new or is he happy to have things 2nd hand? Why not start a box and throw in cheap utensils etc when you find them. We managed to get a 3 year old 3-piece suit for around £200 when we got our first house so it can be done cheap.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 26 August 2013 at 10:54PM
    Peonie wrote: »
    Did you cost it up for him? Is he someone that needs everything new or is he happy to have things 2nd hand? Why not start a box and throw in cheap utensils etc when you find them. We managed to get a 3 year old 3-piece suit for around £200 when we got our first house so it can be done cheap.
    Well, a bit champagne taste on beer salary :rotfl:. However, also a but tight fisted :D, I mean MSE obviously ;).

    I started a box for them today and they have started getting some bits and pieces. Looking at a few washing machines on ebay.

    Meal planned for the week. Couscous figures quite a bit :rotfl:. First of 6 of these now finished - plus I have around 50 packets :o.

    Plans for a big competition win coming through while I'm on holiday are going great guns. Well, I've entered loads of competitions ;)

    17 sleeps :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh dear, back to work and the pain not even softened by a Tilly Tidy :(. Woe is me :rotfl:.

    Loads to do at work but need to find time to phone Laura Ashley about a refund on a delivery charge as they keep ignoring my emails :mad:. Not impressed with their home delivery service at all, but got my revenge as I was doing it for a survey :rotfl:.

    Happy Tuesday all :).

    16 sleeps :dance::dance::dance:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    LA customer service unrepentantly carp in my experience.
    Hope work goes well.
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