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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    Decided my suspicions about aerial were correct. End is the right sex but has funny narrower fitting, will investigate at lunchtime and see what I can get.

    Clock stopped at 55 minutes, BT -25 and counting :o.
    Should have had more faith in own abilities :D. 1st aerial was the correct one but I hadn't given box enough time to start up - turns out in eco mode it takes about 10 hours or something :p. Switched to lower eco mode (which uses x17 the electricity of the lowest mode on standby :eek:). Great picture and I've lost all the rubbish programmes that [STRIKE]made life worth living[/STRIKE] were not good for you such as One Year to Save my Life, Fat Families etc :rotfl:.

    HD pictures are quite good really, says she, joining the 21st century :rotfl:.

    In other news - £10 Tilly Tidy :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gallygirl wrote: »
    Great picture and I've lost all the rubbish programmes that [STRIKE]made life worth living[/STRIKE] were not good for you such as One Year to Save my Life, Fat Families etc :rotfl:.

    but that means you've lost Jessie Pavelka :smileyhea:(

    and not so much :( Steve Miller :rotfl:
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    shala_moo wrote: »
    but that means you've lost Jessie Pavelka :smileyhea:(

    mmmm just watching him now :drool::drool::drool:
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    shala_moo wrote: »
    but that means you've lost Jessie Pavelka :smileyhea:(

    and not so much :( Steve Miller :rotfl:
    clippy_girl wrote: »
    mmmm just watching him now :drool::drool::drool:
    I'd no idea who you were talking about, had to use Mr Google :rotfl:. Now I do. :happyhear and :cool:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Up at stupid o'clock as wide awake :eek:.

    3 loads of washing done (1 on timer) and 2 dried on economy 7 :T.

    £3 off £20 spend in Sainsbugs, plus extra points for wine & coffee so planning on spending £28 there later (£20 wine, £2 yogurt, £6 coffee). Also £5 off £30 in Lidl which will be a bit of a challenge - much prefer Aldi, don't know Lidl products as well. (My local Lidl tends to get populated by the 10am cider drinkers :eek:).

    Unusual work related spends required later, not sure I'll be able to get them :think:. Also off to London for a meeting so will be trying to get wifi on train ;).

    Registered online for loyalty card for Countrywide, where I get my bird food from, will be stocking up soon. Bought the birdies a nice bath the other day, reduced from £30 to £15 and went through till at £9 :T.

    I have a £20 M&S credit note to use and it just so happens I'll be near a large store :D. Planning on some leggings so nothing exciting :(.

    No pennies to Tilly Tidy but pay day tomorrow so money shuffling to do then :D. But also £600 bill :eek:.

    21 sleeps smiley-happy023.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Our local L!dl has good veg early in the day, plus chorizo (not if dieting I guess :o). Their tinned kidney beans are good. Doesn't add up to £30 ;)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tilly_MFW_in_6_YRS wrote: »
    Our local L!dl has good veg early in the day, plus chorizo (not if dieting I guess :o). Their tinned kidney beans are good. Doesn't add up to £30 ;)

    Tilly x
    That's a LOT of kidney beans :rotfl:. Will get toilet rolls on offer, dishwasher salt and fruit and veg. Plus SOME kidney beans :D. Maybe tuna fish.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote:
    Also off to London for a meeting so will be trying to get wifi on train ;).

    Tee hee hee ;)

    Managed to get what i needed for work in 1st shop so had time to go to Sainsbugs and Lidl, and remembered to use vouchers :D Won't be running out of loo roll or chick peas any time soon :rotfl: doh - realised I stocked up on 3 tubes of Tom pur!e but I have 2 massive tins at home :o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :j Pay day :j

    So, monthly money shuffle has begun :D.

    I had some money left at end of month puzzled-smiley-emoticon.gifso OP'd it. Plus the vouchers I used yesterday and Halifax reward from CCard as I OP that when I reconcile bill to various accounts, plus a Tilly Tidy. Just under £101 overpaid in addition to monthly sum :T. Actually, I know why - it's because we were paid on Friday instead of BH so there was an extra week's cash in there.

    As long as tenants pay rent I can afford to pay mortgages, insurances etc and workman :beer:.

    Have tried to reconcile 2nd ccard and hopelessly confused myself confusion-smiley-emoticon.gif. Had bought a lot of clothes, most of which went back, refunds on there this month, items paid for last month. Need to credit my savings account with £200 but can't work out how to do it and actually I think most of that £200 has already been 'refunded' as CC DD was for a lot less than the bill and they knock off credits from what they take. Which means I really need to transfer the £200 from my current account to savings, which should probably have been done a few days ago, meaning instead of being £100 in credit I would have been £100 overdrawn. And because I've OP'd the amount I was in credit (and obviously can't take it back, even though it's only in a savings account ;)) I'm not projected to have a £200 surplus anyway........

    Comprende? If so, please explain to me :rotfl:.

    Happy Bank Holiday :beer:.

    PS - birthday pressie has arrived :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Uh?

    Fortune x
    https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
    Working at Living
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