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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • We'll worry about it when you start acting like you are in that decade. ;) Happy belated birthday hon.


    Sorry but thats :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    TPA!!!!!!!!!!!!!
    MFW - We've only gone and blooming done it!
    May 2013:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    We'll worry about it when you start acting like you are in that decade. ;) Happy belated birthday hon.

    Am hoping to never leave my teens :D.

    Busy day ahead:
    • empty out car so I can -
    • get car washed & cleaned
    • Lidl
    • Aldi
    • Asda, with list for all, after web surfing & meal planning :A
    • gardening if it doesn't rain - fat chance :(
    • make leek & pot soup
    • look for pressie & card - 50th birthday party next week, last of our bunch :(
    • look for earrings to match lovely necklace I got for birthday
    Got a belated birthday present from guy who works for me. Lovely cookery books - soup & risotto & EATING FOR THE MENOPAUSE :eek:. Told him I don't intend to suffer from the menopause - but I'll bl**dy well make sure he does! That stopped him laughing :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Courgette
    Courgette Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Happy belated birthday, GG! Good luck with your massive job list too :D
    Updating soon...
  • Cheeky bloke eh? I would never buy something like that for anyone at work as it is just a bit cringey isn't it. A friend maybe, who would take it a bit jokily. Great reply from you though.

    Our old head of department was put in charge of buying a present for a pregnant colleague and bought her nipple cream. Us ladies were sat cringing at that one too, and he said, well I thought it would be helpful as my wife found it really useful. :rotfl:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Cheeky bloke eh? I would never buy something like that for anyone at work as it is just a bit cringey isn't it. A friend maybe, who would take it a bit jokily. Great reply from you though.

    Actually we get on really well, he's small, ginger & Jewish so a bit of well deserved payback for him :rotfl:. And there are lovely recipes in there and a lot of good info which I'd meant to arm myself with, so I'm actually really pleased with it :D.

    Some of the weeks I wanted to take off next year, with Bank Holidays in, are a bit awkward because of work so I'm a bit restricted and can only take certain days. That means I'm having to think hard about how to best use my leave so:

    Saddo Alert:

    Have just invented a VFL (Value For Leave) Score. VFL = Annual Leave/Days Away, in other words how much leave does a day on holiday cost me, so the lower the score the better. I can use it to take into account bank holidays, weekends, 1/2 day flexi etc and get value for my annual leave.

    A Sat to Sat with no BHols = 5 leave days/8 days, score of 0.625. I'm looking to beat that. So far I've come up with:
    Easter 3/8 = 0.375
    Whitsun 3/8 = 0.375 or maybe 13/6 = 0.46

    I'd been thinking about New Year - Mr GG will not want to go in case anything goes wrong at work but I am lucky enough to get the 3 days off between Xmas and New Year as extra leave. Going on Weds 28th & coming back Tues 3rd is 0.5/7 = 0.07 :D so seems rude not to :think:. I think I will speak to Mr GG, fall out with him & sulk, weigh up whether I'd sooner spend NY with him in the wet & cold or go to Spain without him & hopefully get some sunshine. Tough call :whistle:. Not trying to prejudge outcome, but I've priced up flights (dear _pale_) and car hire (cheap :)) just in case, and mate has her case packed :cool:.

    End of Saddo Alert.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi Gally - Many happy returns!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • newgirly
    newgirly Posts: 9,471 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy belated birthday GG :beer:,
    Those days after xmas and before new year I think are a kind of no-mans land, the perfect time to go away. I always get fed up once xmas is over but pick up after new year, I am sure if your friend can't make it there will be plenty of offers on here to help you out:D
    MFW 67 - Finally mortgage free! 💙😁
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Very belated Happy Birthday hun, bet you feel younger than most of us on here!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    Am hoping to never leave my teens :D.

    Busy day ahead:
    • empty out car so I can -
    • get car washed & cleaned Oops
    • Lidl Yup
    • Aldi Yup
    • Asda, with list for all, after web surfing & meal planning :A Yup. Sad enough to go on mysupermarket & reckon I saved around £10 on a £45 spend :eek:
    • gardening if it doesn't rain - fat chance :(yup - 5 hours yesterday, more deconstruction than anything
    • make leek & pot soup yup
    • look for pressie & card - 50th birthday party next week, last of our bunch :(yup
    • look for earrings to match lovely necklace I got for birthday couldn't find any :(
    Got a belated birthday present from guy who works for me. Lovely cookery books - soup & risotto & EATING FOR THE MENOPAUSE :eek:. Told him I don't intend to suffer from the menopause - but I'll bl**dy well make sure he does! That stopped him laughing :D

    Not too bad I suppose. Will get car done next weekend :cool:
    pammyj74 wrote: »
    Very belated Happy Birthday hun, bet you feel younger than most of us on here!

    After 5 hours gardening & 1/2 hour wiifit, I very much doubt it ;)

    Just paid payment of £4.14 to btl, amazon & cashback. To those who say it's not worth it - it didn't change the the payoff date, but it saved me £2.49 in interest. That's a 60% ROI. How can that not be worth it :T?

    V long day ahead so best get a wriggle on.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • TallGirl
    TallGirl Posts: 6,357 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done on that list that is impressive also a belated Happy Birthday from me. That is an impresive saving on £45 shop I really must look into that site just tend to go to Sainsbo as it's the nearest.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

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