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A Payment A Day - Part 10!
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£2.00 for me today please F F :jPAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/80 -
£17.30 for me today please."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Saorsie - I got an iPhone and I love it but it's costing me far too much money. I was meant to get 30% off it as my friend was offered a deal for 20 of her friends and family... only, a month after I took the contract out, they decided that it was actually only meant to be used for herself. Then I now get charged for texts while I'm abroad whereas before it came out of my allowance. So I'm pretty peed off! On top of that, I also have to get insurance as I'm very likely to break it! DONT DO IT!!!
Houses - found some lovely ones but either no parking or no garden. If we could swap the bits and pieces around then we could have our perfect pad. However, we are waiting on one particular house to see if the landlord will remove the furniture. It has parking, a garden, it's within stumbling distance of the town centre and pubs, and it's pretty nice. Why do properties have to be so damn expensive!Became Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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£2 today pleaseErrrr...come back later0
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47p for me today please:)l/b moment 8/12/10
27680 total debt 13093 july 13 now Dec 14-10650 August 15 17,217 Dfd October 200 -
Hey everyone! Yaaay to a pay day and a small PAD of £3 towards the Mint CC pour moi please F_F
Hope you're all doing okio xx
:j (2013) :j* Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *0 -
gilligansyle wrote: »I'm not sure but I thought you could only quote 2 or 3. Any more than that, I generally post and then go back and multi quote again, and edit.
Tiny pad for me today 14p only. Cutting back a bit because I've got no wages next week, because I didn't work between christmas and new year.
Well it's managed three this time - I'll try four next time and see if it lets me do it!euronorris wrote: »I've been there! When I did WW, I had to write it all down. It's a real eye opener. I can really knock back the calories when I want to!And drink, lovely sweet drinks and alcohol - full of calories. All the good stuff is! Bah!
You're doing Shred again now right? I forget who is and isn't? If not, are you walking enough during the day? Are you sat at a desk all day? It's hard to get enough walking done during the day when you're stuck behind a desk all day. I am also, but there is quite a bit of walking in my journey to and from work.....with plenty of stairs. I fr1ggin hate stairs! :mad:
Otherwise, I don't know what to suggest. If it continues like this (eating well and exercising with little to no weight loss), then it might be worth seeing the doctor and ruling out thyroid issues.get me eh! My job is weird for walking - I don't sit down, but then I don't really walk - just kind of pace round the classroom from kid to kid!
I'm gonna keep it up for a month and then get checked out if still nothing - maybe it is the starvation mode thing especially after the excesses of Christmas! I lost a load before so don't see why I can't do it again!Thrifty_Pixie wrote: »Food diaries are where it's at! Those calories do tend to *ahem* breed when you're not looking otherwise :A;) I don't know if it's any help but using my food diary and my weightloss spreadsheet i have worked out that on four particular days when i either hadn't lost much or had GAINED a fair bit, i had eaten either roast potatoes or mash the evening before. I love my spuds, but I'm having to see them as a treat now and not a necessity
I know, I so miss big piles of potatoes! Been trying to just have a couple of small ones with meals that require it, no butter or oil, and bulking the meal up with veg - only problem is I have to deal with OH's farts from all the veg!!! :rotfl::eek:
No pad for me today as I have no change - all accounts are already rounded! Right I'm off now as heading to the gym :A in a minute!
Have a good eve all!
xxThs signature is out of date because I'm too lazy to update it...0 -
Hi £4 for me today please.2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0 -
Hi,
I am posting an extra £10 pad for a bill. Previous pad was for yesterday but I had trouble getting the computer started. Touch wood it seems to be starting ok at the moment and my treat might be delayed for more debt busting. I need to think about this.
polka purpura
PAD to date: £1166-22
Pay off as much as you can #127: £4,600 (£2,300 debt / £2,300 saved)in 2011.£660 / £4,600.(debt paid 28.7%; target 14.3%).
Sealed pot challenge 1292: £0 (target £600 by 31-12-11)0 -
Greenbynature wrote: »No it's not dumb and I don't quite understand all this inflation/deflation stuff myself!!
I assumed that putting interest rates up stops inflation going up! I'm sure theres some experts out there who know better than me!:cool:
It's something to do with :
1) Higher interest rates = less demand for credit and more of peoples income going to mortgages
2) Less credit and disposable income available means less spending
3) Less spending = lower pressure on prices and reduced inflation - as less stuff is being produced (and stuff used to produce it) and less bought in shops and spent on services.
Although if inflation is due to VAT and increase in raw materials from abroad as now I am not sure how the above helps....?!!
I am emigrating :cool::rotfl:Debt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000
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