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A Payment A Day - Part 10!

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Comments

  • sashanut wrote: »
    Hi all:j

    Popping in to PAD - £364.44 to mbna - paid off balance so it's now cleared:T:T:T but no doubt there will be some interest added on:eek:

    Quick question if anyone knows - can I cancel my DD now (£25 due out on 27 April) and just keep an eye on the interest added so I pay that? Or will the DD adjust to be just the amount owed (s/b less than £25:D)

    On MBNAbills it does say that any payments to be taken will be taken regardless of any extra payments made. It may be possible to get them to reverse that though if there's time. When it happened to me some while back, I just bought £25 of diesel with the surplus.
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sashanut wrote: »
    Hi all:j

    Popping in to PAD - £364.44 to mbna - paid off balance so it's now cleared:T:T:T but no doubt there will be some interest added on:eek:

    Quick question if anyone knows - can I cancel my DD now (£25 due out on 27 April) and just keep an eye on the interest added so I pay that? Or will the DD adjust to be just the amount owed (s/b less than £25:D)

    If they do the same to you as they did to me they still take the full payment that is pending, I've paid MBNA off twice now and they've done it both times! I currently have £26 in credit on mine but can't even use the card as it's cut in half lol. Does anyone know if they penalise you for having a credit balance? :p I could use it to pay online for something but there's nothing I really need you see.

    Pad for me today of £1 to the money box - I am waiting for Santander to set up a savings account that I can start padding to.

    Hope everyone is ok :)

    xx
    Ths signature is out of date because I'm too lazy to update it... :o
  • £2.00 for me today please. :D
    PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
    NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/8 :D
  • ILoveEoin
    ILoveEoin Posts: 258 Forumite
    sorry no pad 4 me! we r havin a long month and not one penny in bank's, money box or wallet! so hopefully at the end of the month we b pad again! food gettin low in the cupboard but we have lots of 9p noodles from asda so next week i'll take into them! no job yet, had my first interview since job lost in Dec! so well pleased i got it, but i didnt do so well in interview, mayb it the start of a wee good run!! fingers crossed!!
    marriage is finding that one special person that you can annoy for the rest of your life:)
  • saorsie
    saorsie Posts: 1,905 Forumite
    Oooh lots to catch up on so here goes:

    Good luck with the job interview tomorrow psycho ~ fingers and toes crossed for you

    Welcome back beccie ~ hope you had a fabulous time

    Get well soon Erme

    Yeah to busting that MBNA CC sashanut :T

    £7.23 from me today please psycho to random short term savings

    -s-

    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • £10 to mortgage, £10 to ISA and £10 to house repair fund so £30 please psycho
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £1.70 into my ISA please :D
  • JayJay14
    JayJay14 Posts: 1,918 Forumite
    Another beautiful start to the day here,

    Pad for me today is £60 towards 'pay off suite fund'.
  • lewis70
    lewis70 Posts: 131 Forumite
    £2.59 for me this morning
    LBM .Aug 2010,Total Debts £11317.59,Overdraft £1805.75, CC1 £3529.59,CC2 £3145.00,Council Tax £1100.00, HMRC £678.00,Friends £960.
    OMG how did that happen :(
    14,Mar 2011,Total Debts £9736,Overdraft £1760, CC1 £3514.,CC2 £3147.,Council Tax £342.00, HMRC £433.,Friends £540.:T
    baby steps paid 14% of debt.:j
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    saorsie wrote: »
    Oooh lots to catch up on so here goes:

    Good luck with the job interview tomorrow psycho ~ fingers and toes crossed for you

    Welcome back beccie ~ hope you had a fabulous time

    Get well soon Erme

    Yeah to busting that MBNA CC sashanut :T

    £7.23 from me today please psycho to random short term savings

    -s-


    I went to the GP's and apparently it's not a urine infection :mad: - go figure? It was really painful so she just said take pain killers for a few days and report back to her if I'm still in pain end of the week. Only snag is that end of the week I have a conference (free lunch and DV a doggy bag :J) so like who knows..

    No pad today for me...You all know my aims - to get through this fortnight without dipping into the dreaded OD...so aiming to go skinny budget (£10 for food) and PAD about £20 end of week...

    So yeah the sun is out but how long it'll last for is anyone's guess :rotfl:..I reckon unless you're in the south west don't hold thy breath :P

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
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